JimB » user profile
| Member Since | 14/05/2014 |
|---|---|
| Last Seen | 2 hours 51 min |
| Badges | 22 2 |
| Location | VIC |
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This will be my last reply. What happens to your loan balance when you use redraw?
JimB replied to 
skillet on Ozito PXC 18V High Pressure Air Inflator - Skin Only $34.98 (Was $59.98) + Delivery ($0 C&C/In-Store/OnePass) @ Bunnings
skillet on Ozito PXC 18V High Pressure Air Inflator - Skin Only $34.98 (Was $59.98) + Delivery ($0 C&C/In-Store/OnePass) @ BunningsThanks very much for the tip. Delivered today. It's much heavier than I expected. Feels like a quality item. No certificate but does have a…
There's a redraw facility but redraw is NOT an account. Using redraw (facility) will increase the loan balance. Depositing money into your…
JimB replied to Alwaysagooner on Belkin Thunderbolt 3 Dock Core Docking Station for Mac & Windows $59 C&C/ In-Store Only @ Officeworks
Alwaysagooner on Belkin Thunderbolt 3 Dock Core Docking Station for Mac & Windows $59 C&C/ In-Store Only @ OfficeworksOnly 1 + laptop for now. Haven’t tested dial monitors yet as I don’t have 2 haha
JimB replied to Alwaysagooner on Belkin Thunderbolt 3 Dock Core Docking Station for Mac & Windows $59 C&C/ In-Store Only @ Officeworks
Alwaysagooner on Belkin Thunderbolt 3 Dock Core Docking Station for Mac & Windows $59 C&C/ In-Store Only @ OfficeworksIt works. Plug and play. The most annoying thing about it is the cable is too short. Would be much better if it was 60+cm so you can hide…
Leaving $400k in offset isn’t paying it off but you won’t pay any interest.
It was a decision based on information available at the time. A fraction better when my bank drops rates this week
" I am a sim-slut and will move providers usually 3-monthly." There's probably a 1% chance something goes wrong when porting. Do it every 3…
theft? you could ask for a refund for what the points cost you.
JimB commented on Issue with Customer and 'tiler' with Renovation
Not sure what state you're in but in Victoria you don't need to be qualified to be a tiler, painter or carpenter.
35sqm including the walls. a 3m x 3m bathroom could easily be more than 36sqm if walls tiled to ceiling.
JimB commented on McDonald's Rewards Jacked to 3000 Pts
Looks like each item has gone up by 500 points. Given that the points are a bonus, I'm not going to get upset over it.
JimB replied to Worf on Apple iPhone 13 128GB $787 + Delivery ($0 to Metro/ OnePass/ in-Store/ C&C) @ Officeworks
Worf on Apple iPhone 13 128GB $787 + Delivery ($0 to Metro/ OnePass/ in-Store/ C&C) @ Officeworks16e for sure!
JimB commented on $15 Cashback When You Spend $70 or More at Chemist Warehouse @ Commbank Yello (Activation Required)
Nothing for me. But I'm not sure how CBA can determine it's not a prescription.
JimB replied to garage sale on Rapoo MT760Mini Bluetooth Wireless Mouse $38.99 Delivered @ LH-RAPOO-US-DirectStore via Amazon AU
garage sale on Rapoo MT760Mini Bluetooth Wireless Mouse $38.99 Delivered @ LH-RAPOO-US-DirectStore via Amazon AUSomeone stealing it or the cleaners throwing it away? Who's stealing a used mouse? yuck.
JimB commented on Rapoo MT760Mini Bluetooth Wireless Mouse $38.99 Delivered @ LH-RAPOO-US-DirectStore via Amazon AU
Any deals on a similar model without the horizontal scroll wheel?
Definitely fine for the landlord haha
I bet against the bank (fixed loan) 3 years ago and lost nearly $100k. haha
It's not a stupid question and you can mess things up if not done correct. Assuming that you pay down your PPOR loan to $0 and on the same…
Guess the current option makes sense then. Based on the rent, I'm certain you're in Sydney, rental market and property prices are cooked…
JimB replied to Gav on Ozito PXC 18V High Pressure Air Inflator - Skin Only $34.98 (Was $59.98) + Delivery ($0 C&C/In-Store/OnePass) @ Bunnings
Gav on Ozito PXC 18V High Pressure Air Inflator - Skin Only $34.98 (Was $59.98) + Delivery ($0 C&C/In-Store/OnePass) @ Bunningsoooops. I linked the wrong seller/item. Here's the one I purchased (with free shipping.) https://www.ebay.com.au/itm/134217682582
far out $920 for a 2 Bed. is there a cheaper option in order to save for a deposit?
JimB replied to Gav on Ozito PXC 18V High Pressure Air Inflator - Skin Only $34.98 (Was $59.98) + Delivery ($0 C&C/In-Store/OnePass) @ Bunnings
Gav on Ozito PXC 18V High Pressure Air Inflator - Skin Only $34.98 (Was $59.98) + Delivery ($0 C&C/In-Store/OnePass) @ BunningsI must have got lucky, glitch or they have changed the postage in the last 2 hours. I can confirm I don't have ebay+ and I got free…
True, but if the purpose is to receive SMS overseas, it doesn't matter because there's no Telstra network overseas.
JimB commented on Need a New Yearly Mobile Plan
I'm pretty certain most providers will let you receive messages without Roaming charges. 'Being on the Telstra network is a plus' Aldi…
JimB replied to skillet on Ozito PXC 18V High Pressure Air Inflator - Skin Only $34.98 (Was $59.98) + Delivery ($0 C&C/In-Store/OnePass) @ Bunnings
skillet on Ozito PXC 18V High Pressure Air Inflator - Skin Only $34.98 (Was $59.98) + Delivery ($0 C&C/In-Store/OnePass) @ BunningsGreat. I'll inquired online with my local Toyota dealer to see if they have stock. But then found a Toyota Dealer selling them on Ebay for…
I can't remembering any home loan not having a redraw facility. Banks love redraw. Use them and they will earn more interest. Banks don't…
Get a home loan with an offset account. Place $400k in the offset account until you decide what to do with the property. 1- If you never…
JimB commented on What Is Your Homeloan Interest Rate in 2025?
5.94% p.a PPOR^ with CBA with offset accounts. Will drop to 5.69% on 28 Feb. ^ used for equity for investment properties. I did threaten to…
Doesn't make sense.
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