Full credit to rwrds
Only need a minimum income of $30,000
110,000 bonus Altitude Rewards Points with $3k+ spend on eligible purchases† within 90 days of card approval. This is around $470 worth of gift cards (at least according to RWRDS site).
Dont forget normal points earnt while spending $3K too, so should be 113,000 at least in total.
If already having a westpac account then easily get this card for $0 annual fee for first year, ongoing rate $149. (so can easily just open a new account like savings or everyday account and get this $0 for first year easily)
0% p.a. for 24 months on balance transfer>> when requested at card application. 1% balance transfer fee applies. After 24 months, rate reverts to the variable cash advance rate of 21.49% p.a.
Offer not available if you’ve held an Altitude Platinum or Altitude Black card with Altitude Rewards, Qantas or Velocity in the last 12 months. T&Cs apply.
$6,000 Minimum credit limit
Comes with Standard typical Insurances
International Travel Insurance
Access to up to 3 months' complimentary cover for International Travel Insurance when you meet the eligibility criteria as set out in the Credit Card Complimentary Insurance Policy including prepaying $500 of your travel costs to your eligible card and holding a return overseas ticket before departing Australia, (see policy document for full eligibility criteria, terms, conditions, and exclusions).
Overseas Transit Accident Insurance
Overseas Transit Accident Insurance covers against specified accidental death or injury when sustained overseas while riding, boarding or alighting as a passenger in a plane, bus, train or shorthaul ferry when you have purchased the tickets for the entire trip using your Credit Card before you leave (terms, conditions, exclusions and eligibility criteria apply).
Purchase Protection Insurance
Access to up to 4 months Purchase Protection Insurance on eligible purchases, as set out in the Credit Card Complimentary Insurance Policy (terms, conditions, exclusions and eligibility criteria apply).
Extended Warranty Insurance
Up to 24 months extended warranty insurance cover (in addition to the manufacturer's expressed Australian warranty) on a range of personal items purchased using your Credit Card (terms, conditions, exclusions and eligibility criteria apply).
One good thing about this Westpac Credit card is they have a digital mastercard available (I think its same card number but the CVV is dynamic aka keeps changing every 24 hours). This is similar to One time disposable cards but not exactly same, since card CVV detail stays active for 24r hours.
@jefft1: I don't have the card so no use trying forgot password, as it needs card number.
It's just weird that they don't give me customer ID but still said I can get digital version straight away