This was posted 3 years 1 month 8 days ago, and might be an out-dated deal.

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ANZ Frequent Flyer Platinum: Bonus 70,000 Qantas Points ($2,500 Spend in 3 Months), $0 Annual Fee First Year (Save $295)

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ANZ Frequent Flyer Platinum: Bonus 70,000 Qantas Points ($2,500 Spend in 3 Months), $0 Annual Fee First Year (Save $295)
Go to Deal
LKarforoffer on 14/10/2021 - 12:56 anz.com.au (7807 clicks)
Last edited 15/10/2021 - 18:14 by 1 other user

First post so please go easy on me

I was scrolling through to look for ANZ Frequent Flyer Platinum, came across this deal on ANZ's website.
The requirements are similar as previously -

  • Be 18 years of age or over, and
    • Be a permanent Australian resident or a non-permanent resident with more than 9 months remaining on your Visa
    • Have a good credit rating. Find out more about Credit Reporting
    • Ensure if applying for an offer, you don’t currently hold and haven’t opened or closed an ANZ Frequent Flyer Black, ANZ Frequent Flyer Platinum, ANZ Frequent Flyer Gold or an ANZ Frequent Flyer credit card in the last 12 months and meet all other offer eligibility criteria.

Annual Fee $0 for the first year and 295 thereafter. More info on rates is available on the link provided.

Financial ANZ Credit Card Frequent Flyer Qantas Frequent Flyer Reward Points VISA

Related Stores

ANZ
ANZ

closed Comments

  • agalea101 on 14/10/2021 - 13:08
    +2

    Thanks op! Great first post

    Not bad no Af

    Considering this or the ANZ frequent flyer black though 450 AF with $200 cash back

    120k points

    Hmmmm what U guys think?

    • maverick1 on 14/10/2021 - 13:10

      Is this offer on ANZ website? Black card is upto 130k points with 100k in first year and 30k in 2nd

      • agalea101 on 14/10/2021 - 13:14

        Yeh actually applied last night then I see this lol FML

        Just jumped on now ANZ

        Looks like the just changed it over night hence why I didn't see this one!

    • freestyle18 on 14/10/2021 - 13:32
      +13

      less points but no AF almost always the win for me.

    • amuthan on 14/10/2021 - 18:11

      I recently cancelled my ANZ QFF Platinum. It's a good card if you're after travel insurance and purchase insurance. But there are no perks like Amex or other cards. Their App needs improvement too. Since I got the card about 12 years ago, I was still getting 1 point per $1. Suddenly they increased the annual feee from 95 to 295. I wasn't using it much. So I cancelled it. I didn't know I could change the card type until I cancelled it.

      • DerpFactory on 15/10/2021 - 08:10

        Can you explain changing the card type?

        • adu25 on 15/10/2021 - 21:28

          i think what they're referring to regarding changing card type is switching to a different credit card product.

          For example, if you have a $10k limit card where the financial institution suddenly increase the fee to $295 and you rarely use it, you might find it better to switch to no fee credit card within the their line up of products instead of closing the card flat out. You keep the same limit or you can decrease it to your liking but it does not show up on your credit report. You continue to keep the card and can keep for emergency use.
          Whereas if you close it entirely, if you decide to get a credit card in the future again, it means you need to go through the whole proceed of submitting applications and getting approval, sometimes not being able to get the same limit you previously had depending your finances.

  • tunzafun001 on 14/10/2021 - 13:09

    Nice find. Been a long time between no annual fee Qantas offerings.

    Come on ANZ, go no annual fee on the Black as well..

  • Drakesy on 14/10/2021 - 13:11
    +1

    Damn just took out the black,
    $200 for an additional 30,000 points sounds pretty steep
    Would've gone with this.

    • DrRalph on 14/10/2021 - 13:25

      Same, just took out the Black. But I'm happy with that choice.

    • Aureus on 14/10/2021 - 15:15
      +1

      Depends what you want to do with your points. The worst value option is to convert to gift card which will give you about $150, so slightly worse off. If you plan to do flights / upgrades then paying $200 for 30000 points is a good deal.

  • gromit on 14/10/2021 - 13:17
    +1

    not bad, but the Black is definitely a much better offer at the moment. more points, gives a higher points earning rate and currently $255 back after meeting the spending requirement.

    • nightelves on 14/10/2021 - 13:19
      +5

      The black is $170 for 100k whereas this is free for 70k. YMMV.

      • gromit on 14/10/2021 - 13:25
        -1

        The black is free for 70k and $170 for 30k which is a bargain, on top of that the black awards 1 point per dollar as opposed to 0.75 and has a $7500 cap before going to 0.5 vs $3000 cap on the platinum.

        • nightelves on 14/10/2021 - 13:26
          +8

          Not looking to hang onto the card once I get the points. So YMMV.

          • gromit on 14/10/2021 - 13:27

            @nightelves: either way $170 for 30k aint bad. I usually get between 2 and 4 cents of value per point (have got upto 7c with first class flights).

            • nightelves on 14/10/2021 - 13:31

              @gromit: Fair enough but then against the chance of you get rejected is also high for the Black vs Platinum.

              • gromit on 14/10/2021 - 13:34

                @nightelves: for some maybe. should not be an issue for me thankfully. It is perfect timing for me as I am due for my next churn and ANZ for me was 3 years ago now.

                • nightelves on 14/10/2021 - 13:37

                  @gromit: Best of luck. I'll stick with the 70k as there's so many good offers around. I'm just aiming for the Points Club Plus status and I'm good.

                  • gromit on 14/10/2021 - 13:39

                    @nightelves: you too :-) I am points club plus atm. just rolled over into new year for me so have to collect to maintain it.

                    • nightelves on 14/10/2021 - 13:41

                      @gromit: Yeah I'm doing it for the beginning of next year to ensure I keep it for two years.

    • spammingb on 14/10/2021 - 13:26

      Link to the black deal?

    • charliechao on 14/10/2021 - 16:48
      -1

      this is misleading as people will think the card you talking about is ANZ rewards black. not the ANZ frequent flyer black you guys talking here.

  • 1jwoz on 14/10/2021 - 13:20
    +10

    Are ANZ still knocking back applications for no reason?

    • DrRalph on 14/10/2021 - 13:25
      +3

      Do banks ever provide a reason for their decisions?

    • Jessie Ryder on 14/10/2021 - 13:26

      They are making it hard to get approved, I don't see why tbh… people will just jump to afterpay services

      • NPB on 20/10/2021 - 22:16
        -1

        APPLIED ON MONDAY, RECEIVED A CALL TODAY TO CONFIRM MY INCOME, JUST TOLD THEM I HAD SUPPLIED MY PAYSLIPS VIA EMAIL, IN LESS THAN 5 MINUTES, TEXT RECEIVED WITH APPROVAL.

        • Froggi on 20/10/2021 - 23:53
          +5

          OK THAT'S NICE TO KNOW!

    • Baghern on 14/10/2021 - 14:01

      Havent applied for a while. but I notice from my few credit card applications and reading Ozb, that all the credit card companies are being really stringent.

      ie Previously I'd always perceived AMEX as the easiest, but I was rejected multiple times before finally getting one approved but for an absolute minimum

    • sween64 on 14/10/2021 - 15:17

      A reason ANZ might knock you back is any payment plan accounts eg LaititudePay, ZipPau, AfterPay

      I had the first two and made two credit card at applications earlier this year, both were knocked back.

      I closed the accounts and then applied for this credit card a couple of months ago and was approved.

      • txb on 14/10/2021 - 16:58

        afterpay dont credit check so how would banks know?

        • sween64 on 14/10/2021 - 18:56
          +2

          ZipPay appeared on my Equifax credit report as a "Personal Loan (Revolving)". Maybe it's only ZipPay.

    • Findo on 14/10/2021 - 15:37

      I applied for an ANZ frequent flyer platinum card earlier this year and was initially rejected, then my application was approved magically a month later after a few calls and emails to ANZ.

      ANZ wanted a quarterly year to date figure on my payslips. The super helpful customer service rep couldn’t work out why my gross income differed to my annual salary when I provided fortnightly payslips with a YTD amount listed, so my application was declined.

      Eventually, my application was approved after I explained in writing and on the phone a few times that the gross income and annual salary amounts would never add up because:

      • I changed jobs partway through the financial year
      • my annual salary was for 365.25 days in a year
      • the annual salary listed on my payslip was my current salary after a promotion.
    • iainmacsoul on 26/10/2021 - 12:27

      their computer says yes or no policy is dumbfounding, will never deal with ANZ again after a recent application interaction

  • ozchobie on 14/10/2021 - 13:25

    Does anyone know if you can link partners’ QFF to your card that’s under your name?

    • DrRalph on 14/10/2021 - 13:26

      Nope.

    • Catsfan070911 on 14/10/2021 - 13:28
      +4

      Don't think it can be done but you could transfer the points via family transfer

    • ozchobie on 14/10/2021 - 16:36

      thanks guys!

  • lemonboy308 on 14/10/2021 - 13:32

    Isnt this deal better - https://www.ozbargain.com.au/node/656282

    worth $800 of gift cards (120,000 bonus points), 1st year fee waived.

    • Karforoffer on 14/10/2021 - 13:33
      +4

      QFF Vs. ANZ Rewards both are distinctly different products.

      • lemonboy308 on 14/10/2021 - 13:35
        +1

        I doubt 70,000 qantas points are worth $800

        • ozbargain2019 on 14/10/2021 - 13:40
          +8

          I believe the going rate of Qantas points is 1.3c per point (pre pandemic).
          That would make 70K QFF points worth about $910.

        • Karforoffer on 14/10/2021 - 13:52

          when you travel, they're a lot. Surely less when you buy something from the Qantas store. But you get to collect QFF points with the card.

        • AFOS on 14/10/2021 - 15:57
          +3

          Exactly. Try selling them even at 0.95c per point and see how you go (let alone 1.1). With huge amounts of points on hand with no travel in sight I doubt they are worth as much as they used to.

          • Nuggets on 03/11/2021 - 18:46

            @AFOS: One counter point is that if you can do a bunch of cards within a financial year and hit the 350,000 mark, you get Qantas club membership through Points Club which is a significant perk.

            • Meovel on 04/11/2021 - 23:49

              @Nuggets: Do you get a year membership and how much does it cost normally?

              • Nuggets on 05/11/2021 - 09:14
                +1

                @Meovel: https://www.qantas.com/au/en/frequent-flyer/the-qantas-club/…

                Join fee $99
                1 year membership $600

                https://www.qantas.com/au/en/frequent-flyer/status-and-clubs…

                Points Club Plus members will receive complimentary digital Qantas Club Individual membership for the duration of their Points Club Plus membership. Qantas Club members may access a Qantas Club, Qantas domestic regional lounge and a Qantas operated International Business Lounge when their next flight on the same day is with a Qantas (QF) or Jetstar (JQ, 3K and GK) flight number on their ticket. Partner and Associated lounge access is subject to various conditions of entry. Qantas Club members will also be welcomed at the Emirates Business Lounge in Dubai when their next onward flight that day is a flight with a Qantas (QF) flight number.

    • hardlyw0rking on 14/10/2021 - 13:35

      I believe you can apply for both as they're different rewards programs. Can anyone else confirm?

      • nightelves on 14/10/2021 - 13:38
        +1

        Yes you can.

      • txb on 14/10/2021 - 13:40
        +1

        yes you can :)
        this question is posted at least once in every anz card thread.

      • serpserpserp on 14/10/2021 - 22:08

        Would be interesting if they approved both.

    • Drakesy on 14/10/2021 - 14:20

      A true OZbargainer would have churned that already ;)
      But yes, in terms of monetary value that is better
      This is great if you're earning QFF points and want that Business class ticket out of lockdown.

  • frenzalanimation on 14/10/2021 - 13:33

    Interesting to see them actually refer to credit ratings

    • gromit on 14/10/2021 - 13:47

      when they refer to credit ratings they aren't referring to those dodgy credit scores the American credit score companies are trying to persaude everyone into thinking are important. They are referring to their own credit checks.

      • CheeseBeans on 14/10/2021 - 14:29
        • if you don't have a good credit rating you probably shouldn't be given high rate credit cards anyway lol
        • gromit on 14/10/2021 - 14:32

          True, but the scores don't mean anything here. They will use their own criteria based on your credit history. In some ways sometimes those credit score give you a good idea what the banks are likely to think of your credit history but that is about it.

          • CheeseBeans on 14/10/2021 - 14:35

            @gromit: Yeah, the best thing to check on those scores is that you don't have anything weird that stands out (like a missed utility bill causing a default)

            • gromit on 14/10/2021 - 14:36

              @CheeseBeans: yup, about all they are good for is for telling you when something bad hits your credit report.

              • CheeseBeans on 14/10/2021 - 15:14

                @gromit: Like me refinancing my mortgage to a significantly lower amount and rate which dropped my score like 50 points, lol. It is all a bit of a farce.

    • iainmacsoul on 26/10/2021 - 12:28

      900 credit rating, can cover the entire balance many times over, denied. ridiculous

  • Perroquet on 14/10/2021 - 13:57

    Will I be knocked back if I already have the ANZ rewards card open with them? Anyone had both at the same time with them?

    • timhn on 14/10/2021 - 21:42

      If your income can proof to them that you can payback the debt then shouldn't be a problem.

  • csider on 14/10/2021 - 13:58
    +4

    PSA: the cool down for ANZ Rewards and ANZ QFF are on separate cooldown periods.

  • nadan on 14/10/2021 - 13:58

    This is more like the old days of ANZ where they offered the FF cards without the first year annual fee. It was interesting that I applied for both the black and Platinum and got approved for both and got the bonus points. Later on they changed the T&Cs to stop you from doing so. Back then the application got processed by people here and it was smooth sailing unlike the debacle that it is now.

  • Networks919 on 14/10/2021 - 13:58

    Ahh the deal is finally here but I still have just less than one month to go until my ANZ FF cooldown period ends. Oh well. Maybe if its still live in December/January.

    • isthisreallife22 on 14/10/2021 - 14:48

      I'm trying to figure out when I cancelled my last one

      • timhn on 14/10/2021 - 15:00

        if you still have access to your ANZ account, you can check your last statement.
        Or if you check your history from one of those credit report agencies.
        Or just call ANZ.

  • mrhorse on 14/10/2021 - 14:01

    Why it’s always ANZ?
    Looking for something similar from Commbank or any other big 4.

    • Networks919 on 14/10/2021 - 14:04

      Commbanks Ultimate awards offer for Qantas is not bad right now actually, 70k Qantas Points for a $30 Qantas Rewards fee at a minimum. $5000 minimum spend still though.

      • mrhorse on 14/10/2021 - 14:08

        Thanks mate - It was on my radar as well until I found it costs you $35/mo if you don’t spend over $2500 per month.

        • nightelves on 14/10/2021 - 14:11
          +1

          Don't forget the $30 that you have to pay to join the Qantas points earning program.

    • timhn on 14/10/2021 - 21:45
      +2

      There is promo from Citibank with 100K QF bonus points.

  • bennib0i on 14/10/2021 - 14:13
    +4

    Anyone know what the required annual income is for this?

  • KH234 on 14/10/2021 - 14:22

    Sorry, if this question asked earlier. I had ANZ Rewards Platinum credit card earlier. Based on deal description this is different card type , pls confirm if anyone knows.

    Thank you

    • wmxc on 14/10/2021 - 17:00

      interested in this. thanks.

  • Ozbargainasaurus on 14/10/2021 - 14:23

    Nice OP

  • maverick1 on 14/10/2021 - 14:24

    Has anyone applied and got conditional approval or some sort of email confirmation?
    Been an hour since I applied, no confo email or request for payslip data yet.
    Never been rejected by ANZ in the past, but there is always a first time.
    No news in a CC application usually means a physical rejection letter is on the way…

    • King kong on 14/10/2021 - 14:56

      Same here. Nothing yet

    • ausdday on 14/10/2021 - 17:57

      have you got the email yet? Same boat here. No instant approval for me as well.

      • maverick1 on 14/10/2021 - 18:26

        Nope. Nothing yet.

        • maverick1 on 15/10/2021 - 09:56

          Just got the email for income verification.

          • ausdday on 15/10/2021 - 17:10

            @maverick1: Thanks. I got mine few hours ago. Submitted my payslip. Just got my acceptance email.

  • youngchinaman on 14/10/2021 - 14:28

    Anyone know how strict the 12 months is? I closed this card 7 October 2020. Obviously it's passed the 365 days, but would it be safer to wait until Nov to apply?

    • agalea101 on 14/10/2021 - 14:34

      Nah go for it

      If they give U any static then call up and say it's been 12 months 365 and they will manually add

      Or

      Wait till Eom or Nov 1st

      • timhn on 14/10/2021 - 15:04

        yep, you're safe to apply.

        My ANZ CC closed on beginning of May last year. I've applied in mid May this year for same Reward and got the bonus points without problem.

  • eatsnake on 14/10/2021 - 14:38

    Whats the minimum credit limit for this one? Is it 6k?

    • rvsure on 14/10/2021 - 14:42

      Yes

    • sween64 on 14/10/2021 - 15:18

      Platinum cards are always $6k. Black cards are always $15k.

      • Modesty on 14/10/2021 - 15:22

        Which one is better?

        • nightelves on 14/10/2021 - 16:46

          Whichever you can get approval for.

  • Associatedsnensnay @ ANZ on 14/10/2021 - 15:32
    +1

    Instant approval, nice.

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