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AmEx Platinum Charge Card: 275,000 Membership Rewards Points ($5,000 Spend in 3 Months), $450 Travel Credit, $1,450 Annual Fee

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AmEx Platinum Charge Card: 275,000 Membership Rewards Points ($5,000 Spend in 3 Months), $450 Travel Credit, $1,450 Annual Fee
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Doesnotcompute on 03/04/2025 - 14:34 americanexpress.com (783 clicks)
Last edited 03/04/2025 - 16:13 by 1 other user

Noticed AMEX offering 275,000 bonus membership rewards points without referral. Does this mean there is more points up for grab with a referral? Hope someone can clarify.

It did say offer is "personalised" - unsure if there is a higher value of points up for grabs. I attempted to cycle through a page a few times and got 275k each time.

Travel partners with transfer rates: https://www.americanexpress.com/en-au/rewards/membership-rew…

Receive 275,000 Bonus Membership Rewards® Points1
when you apply online, are approved and spend $5,000 on eligible purchases on your new American Express® Platinum Card within the first 3 months. T&Cs apply. New American Express Card Members only1.

Previous referral offer: https://www.ozbargain.com.au/node/889148

Credit to Phunani for following description.

This converts to approx/ 137,500 frequent flyer points with most airline partners incl Qantas and Virgin.

This card delivers many lifestyle and travel benefits, including:

-a $450 Travel Credit each year
-complimentary Accor Plus membership valued at $395 p.a.
-up to $400 back each calendar year until 31 Dec 2024 when you dine at a curated collection of over -1,400 restaurants
-elite status with major hotel loyalty programs including Marriott Bonvoy, Hilton Honors and others
-access to the American Express Fine Hotels and Resorts program, which provides complimentary benefits at over 1,300 five-star properties worldwide valued at an average of $800 for a two-night stay
earn 2.25 Membership Rewards points per $1 spent on everyday purchases
-transfer points to 10 airline partners, including both Qantas and Virgin Australia
-access to over 1,400 airport lounges in more than 140 countries, including Virgin Australia lounges, American Express lounges, Priority Pass, Plaza Premium and more
-top-notch travel insurance cover
-The Australian and Wall Street Journal digital subscriptions
-smartphone screen insurance, with up to $500 available twice a year for screen repairs (with a 10% excess)
-up to 4 free Additional Cards for family members - they can enjoy some the card benefits in their own right, like elite hotel status, travel insurance, and one Priority Pass membership.
-Annual fee: $1,450

Referral Links

Business Explorer Card: random (1)

Referrer: 40,000 Reward Points

Centurion Personal Charge Card: random (9)

Referee gets 200,000 MR points. Referrer gets 150,000 MR points.

Show 13 More
Financial American Express Charge Card Membership Rewards Reward Points Travel Credit

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Comments

  • festivus4all on 03/04/2025 - 14:46
    -1

    I saw a video on this one. You literally have to take advantage of most of the offers to negate the $1450 fee and be traveling at least twice a year. A lot of the bonuses like phone screen repair/The Australian and Wall Street Journal digital subscriptions/Wine subscriptions are just fluff.

    https://www.youtube.com/watch?v=kC5yY_KwWLE

    • Oh Daddy on 03/04/2025 - 14:48
      -1

      I don't use a phone case so pretty much claim the phone screen repair each year. Pretty handy tbh.

      • festivus4all on 03/04/2025 - 15:10

        Wait you break your phone once a year?

        • Max999 on 03/04/2025 - 15:18

          Lifestyle choices it seems. Just because he can 😆

        • May4th on 03/04/2025 - 15:23

          some people don't like a layer of plastic for protection, it just doesn't feel the same

        • freewhere on 03/04/2025 - 22:01

          364 days from now. "Honey, is it 2nd Apr today?" &*SMASH&^

    • nightelves on 03/04/2025 - 15:01

      No you don’t. You just get the points and downgrade the card hence avoiding the af.

      • thomasdb on 03/04/2025 - 15:15

        How does that work?

        • festivus4all on 03/04/2025 - 15:17
          -2

          My understanding is you call or reach out to their support chat are asking for a refund on the months you have left on the card so you dont pay the full year but its not guaranteed

    • May4th on 03/04/2025 - 15:03

      you'd either have to travel a lot/ for work or be able to tax deduct the annual fee using the card for business purposes to make it worthwhile

      • shw01 on 03/04/2025 - 15:37
        +3

        If using the points for charges, 275k points = $1375 pretty much covers the annual fee.

        • May4th on 03/04/2025 - 16:07

          ongoing cost to keep the card I mean with the travel creds and included perks, since the points are a sign up bonus only and now you have to cancel it for 18-24m to be able to churn again instead of the 12mth in the "good old days"
          the biggest perk is the lounge access/unlimited PP

          • shw01 on 03/04/2025 - 20:08

            @May4th: doesn't every ozbargainer rotate their cards every year lol? but ye, ongoing cost not really worth it and that was why I just cancelled mine after 12months.

    • xtez on 03/04/2025 - 22:28

      How are the bonus’ you listed “just fluff”? I use practically all of the ones you listed, and more, daily

  • May4th on 03/04/2025 - 14:47

    this deal makes me sad. 6-7 years ago the perks were much better, the points were worth much more and earn rates much better. all the reward programs have been watered down significantly

    • michaelTito on 03/04/2025 - 15:56
      +1

      On a scale of 1 to 10 how sad are you?

      • May4th on 03/04/2025 - 16:09
        +2

        20, it's been a rough ride

  • Pcoder on 03/04/2025 - 14:48
    +2

    Since Virgin has gone through a process of enshittification with its status, this might be a good option for people who were Virgin Gold but with the changes are unlikely to get it again.

    This card is best for people who at least semi recently go travelling as the perks are top notch.

  • OZBB3186 on 03/04/2025 - 15:01

    On the OZB Referrals, there's two Links for the Platinum Card.

    One of them shows 275,000 points, and the other 75,000

    Might be the same link, maybe.

    But I know which one I'd be clicking on!

  • Smank on 03/04/2025 - 15:10

    This site says 1 Amex membership reward points = 1 Qantas point.

    https://www.americanexpress.com/en-gb/rewards/membership-rew…

    So would this mean 275,000 Qantas points on offer or am I missing something?

  • MaxHashrate on 03/04/2025 - 15:18
    +3

    I got the card recently. Its pretty good if u can use the benefits.

    $450 travel credit + $200 local dining + $200 overseas dining = $850
    Accor plus with free night (used in singapore) = $~400

    Priority pass for myself and one additional card holder probably worth at least $100

    • LeonardoTenInchy on 03/04/2025 - 21:47
      +1

      Priority pass is worth way more than $100, especially since you can guest 1 person for free and then the additional card holder can do the same. Effectively you can get 4 people into the lounge at once (if both cardholders are present).

    • maxbet on 12/04/2025 - 23:57

      did you get your travel credit upon receiving the card or you have to wait the account opening anniversary date which is after a year?

      • MaxHashrate on 13/04/2025 - 08:14

        After U pay annual fee

        • maxbet on 13/04/2025 - 09:09

          when do you pay the annual fee? sorry applying the first time :)

          • MaxHashrate on 14/04/2025 - 12:31

            @maxbet: I can't remember exactly but I think within the first 30 days. I remembered hitting the spend limit within 10 days and got the 275k points already. Was before annual fee if I'm not mistaken. But U won't get your travel credit n major benefits till U pay that big fee

  • jlien on 03/04/2025 - 16:32
    +2

    275k points? colour me interested.
    $1450 is hefty; but if you have no better use of the points; you can convert 275k MR points into $1375 worth of statement credits negating nearly all of that AF; giving you all its other perks for a measly $75.

    Hopefully the offer sticks around for a few weeks. I'd apply for it today, but will be overseas for the next couple weeks and don't really want this card to be sitting in my mailbox.
    The perks would've been handy though.

  • cheetah21 on 03/04/2025 - 16:40
    +1

    It is showing 150000 points to me.

    • Doesnotcompute on 03/04/2025 - 17:16

      Clicking link on my mobile i also get 150k, however on my laptop i get 275k.

      Sounds like a previous offer where you might see different offers by cycling the page, try incognito, different devices etc to hopefully see 275k offer

  • djkelly69 on 03/04/2025 - 16:58

    Free Amazon Prime is basically cash in hand as well if you are adding up the benefits.

  • Gilbertimus on 03/04/2025 - 17:15

    I currently have the AMEX Business Platinum, but after comparing the benefits, I feel like I should switch to the personal card instead. I’m wondering would AMEX be concerned if I were to use a personal card for business expenses…

    • Ozbargainer9371 on 04/04/2025 - 00:20

      No issues as long as you reimburse yourself and pay the card back, also you get to collect all the rewards points for yourself.

  • bruceclipse on 03/04/2025 - 17:30

    Only new card members? or would i qualify as an existing card holder of an amex velocity platinum?

    • dead5pur on 03/04/2025 - 17:40

      New card members. I tried last time there was a deal, but as I already held a Platinum Explorer they couldn't offer the bonus points, and seemingly weren't interested in offering any sort of bonus as an existing customer.

    • Ozbargainer9371 on 04/04/2025 - 00:23

      Negative, I tried last year through a friends referral and didn't get any points, only valid for new card holders (or if you havent held a Amex card for the last 18 months).

  • wliu5356 on 03/04/2025 - 19:17
    -4

    But this is a long-existing deal… if you call it a deal

  • Phunani on 03/04/2025 - 19:21
    +1

    Just checked, its the same as the referral bonus, so use the links!

  • SydChamp on 03/04/2025 - 20:04

    use your abn and you only pay

    The American Express® Platinum Business Card
    Annual Fee: $875 in the first year (normally $1,750 p.a)
    Card Type: Charge Card

  • rogsamsy on 03/04/2025 - 21:29

    Are additional AMEX card holders (non-primary) still eligible for the bonus points? Seems to be some comments on previous threads saying this may no longer be the case. Can someone who has recently obtained this card as an additional card holder please share their experiences?
    Thanks

  • n0mad on 03/04/2025 - 21:51
    +2

    Use a referral In incognito, wife had 150k referral but it gave me 275k anyway with incognito.

    • rogsamsy on 13/04/2025 - 20:22

      How did you get this to work? I have the same situation $150k but incognito isn't working, any tips? browser? etc?
      Thanks

    • rogsamsy on 13/04/2025 - 21:48

      What I mean is, Were u able to get 275k from your wife's referral link somehow, or just used the 275k without referral?

      • n0mad on 13/04/2025 - 22:16

        Used her link, can't recall which device I was successful on but try mobile incognito, website etc can also try VPN different cities.

        • rogsamsy on 14/04/2025 - 19:58

          Not having any luck, how many goes did it take?

          • n0mad on 14/04/2025 - 22:03

            @rogsamsy: Not many recently probably no more than 2 times across each of mobile and pc, last year when I was trying to find one for the wife took a while, think I ended up getting it with vpn in Adelaide.

  • tobi3421 on 03/04/2025 - 22:30

    What are peoples experience with approval for this card? It seems like its either instant approval or just straight up decline

    • jlien on 04/04/2025 - 08:05

      i put in an application last night, didn't get instant approval. Said they'll review and get back to me in 5-10 days.
      So not a flat decline, but i'm not too hopeful

      • nightelves on 04/04/2025 - 10:35

        That’s a decline if I saw one.

        • jlien on 04/04/2025 - 12:57

          yup, but at least i don't have to worry about the card sitting in my mail while i'm away

        • jlien on 04/04/2025 - 14:53

          Curiosity got the better of me so i called up.

          Guy checked and said i'm approved, without asking anything further. So it's possible :shrug:
          Downside is i fly off next week and won't have the card in time; was hoping to use it to get into the centurion lounge. So phooey.

          • aBitTooEasy on 04/04/2025 - 14:56

            @jlien: I received the card in 2 days

            • jlien on 04/04/2025 - 15:10

              @aBitTooEasy: I fly off on monday evening though. The amex guy on the phone thinks it won't arrive in time unfortunately.

              Askied if i could set up apple pay to start off with that, but nope he said i have to wait for the card

      • retnup on 04/04/2025 - 13:11

        Mine went up for review and I called to ask what needed reviewing and had a chat with a nice guy who just requested a couple of extra bits of info and instant approval - done

        • jlien on 04/04/2025 - 14:55
          +1

          same, called up. Guy processed my application and congratulated me without asking for anything extra.

    • Skitchcat on 18/04/2025 - 08:39

      I applied Monday morning, got message to say they were reviewing application, about an hour later was approved and card was delivered by DHL on Wednesday. Super fast and card is metal which is kinda different.

  • nightelves on 04/04/2025 - 15:17

    Wow so has Amex relaxed their declines?

    • tobi3421 on 04/04/2025 - 18:11

      I don’t think so. I tried just before and got declined. I do churn so their system probably still flags that

      • nightelves on 04/04/2025 - 18:29

        How many cc did you churn before this?

        • tobi3421 on 04/04/2025 - 20:50

          I’ve done 3 in the past 6 months

    • jlien on 04/04/2025 - 19:40

      Not necessarily.
      Admittedly i was disappointed when i didn't get approved instantly since i have excellent financial standing.
      Last year i only closed and opened 1 card so wasn't sure on what basis they would've knocked me back, mortgages maybe since i have some hefty loans.

  • Ozybargdias on 11/04/2025 - 09:01
    +1

    Third time's the charm - following two rejections, I've just been approved!

    And one lucky OzBargainer has a 60,000 point referral bonus in the mail :)

    • Ozybargdias on 11/04/2025 - 09:16
      +1

      Keep in mind, AMEX regularly offers a 20% bonus on MR > Velocity point transfers. So 275,000 MR points is good for 165,000 Velocity points (so ~$0.83 per Velocity point), which is worth considering over the $1,375 statement credit if you fly regularly.

      • Doesnotcompute on 11/04/2025 - 09:52

        When was your last rejection? I was rejected for a westpac cc two weeks ago.. got a free credit report through equifax afterwards to check my credit score and its 'excellent'. wondering how long i should wait before applying for this amex?

        • Ozybargdias on 11/04/2025 - 10:01

          Just over 90 days ago, for this card. My credit score is also in the 'excellent' range, and I was previously approved for the Platinum Charge Card on a significantly lower income than what I'm on now (back in 2021).

          I think they've been knocking back churners, but might be taking a more relaxed approach now? It can't be easy getting people to sign up for this card in the current economy. I'd take a punt on it, regardless of your recent rejection from Westpac. You can always reapply in 90 days.

  • TheTarnished on 14/04/2025 - 22:14

    we are going to spend about $20k on our new house. Is not worth it to get this card for a year with all benefits? We do travel but only 1 domestic, 1 international a year.

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