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AmEx Platinum Charge Card: 275,000 Bonus Membership Rewards Points, $450 Travel Credit, $5,000 Spend, $1,450 Annual Fee

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AmEx Platinum Charge Card: 275,000 Bonus Membership Rewards Points, $450 Travel Credit, $5,000 Spend, $1,450 Annual Fee
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Phunani on 16/01/2025 - 13:51 americanexpress.com (659 clicks)
Last edited 16/01/2025 - 14:32 by 1 other user

Reposting this offer for Amex Platinum Charge - available from this referral link or from the referral box below.

Receive 275,000 Bonus Membership Rewards Points when you apply via referral, are approved and spend $5,000 on your new Card within the first 3 months.

This converts to approx/ 137,500 frequent flyer points with most airline partners incl Qantas and Virgin.

This card delivers many lifestyle and travel benefits, including:

  • a $450 Travel Credit each year
  • complimentary Accor Plus membership valued at $395 p.a.
  • up to $400 back each calendar year until 31 Dec 2024 when you dine at a curated collection of over 1,400 restaurants
  • elite status with major hotel loyalty programs including Marriott Bonvoy, Hilton Honors and others
  • access to the American Express Fine Hotels and Resorts program, which provides complimentary benefits at over 1,300 five-star properties worldwide valued at an average of $800 for a two-night stay
  • earn 2.25 Membership Rewards points per $1 spent on everyday purchases
  • transfer points to 10 airline partners, including both Qantas and Virgin Australia
  • access to over 1,400 airport lounges in more than 140 countries, including Virgin Australia lounges, American Express lounges, Priority Pass, Plaza Premium and more
    top-notch travel insurance cover
  • The Australian and Wall Street Journal digital subscriptions
  • smartphone screen insurance, with up to $500 available twice a year for screen repairs (with a 10% excess)
  • up to 4 free Additional Cards for family members - they can enjoy some the card benefits in their own right, like elite hotel status, travel insurance, and one Priority Pass membership.

Annual fee: $1,450

Referral Links

Business Explorer Card: random (8)

Referrer: 40,000 Reward Points

Centurion Personal Charge Card: random (10)

Referee gets 200,000 MR points. Referrer gets 150,000 MR points.

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Financial American Express Charge Card Membership Rewards Reward Points Travel Credit

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Comments

  • docmartin on 16/01/2025 - 13:53

    Can i pay my tax/BAS with this?

    • ashumz on 16/01/2025 - 13:55

      via pay.com.au or Sniip I guess

    • decryption on 16/01/2025 - 14:04
      +2

      You can use it to buy Visa/Mastercard pre-paid cards with $0 activation fee or during a promo at Coles/Woolworths and use those to pay your tax. 0% fee on the ATO site for those cards and you earn full points (2.25 per dollar) on the Amex.

      • nomadspartan on 16/01/2025 - 15:27

        I thought you still incur a fee by the ATO for paying via Visa/Mastercard

        • Milkywayss on 16/01/2025 - 15:31

          Changed recently. No longer a fee.

          • denserham on 16/01/2025 - 15:52
            +6

            @Milkywayss: They discovered charging a fee wasn't exactly legal so they took away the surcharge and made a law saying it wasn't illegal in the past no takebacksies.

  • FlyingPanda99 on 16/01/2025 - 14:00

    can someone explain what is the actual benefit for below 2:

    1.complimentary Accor Plus membership valued at $395 p.a.
    2. access to the American Express Fine Hotels and Resorts program, which provides complimentary benefits at over 1,300 five-star properties worldwide valued at an average of $800 for a two-night stay

  • Ifndefx on 16/01/2025 - 14:00
    +1

    just trying to justify the $1450 per annum fee, beyond the points is it :
    $400 Travel Credit
    $395 Accor Membership
    $400 Back per year

    And, then is it $800 for a two-night stay ? So in total about $2000.

    • Dtezy on 16/01/2025 - 14:06
      +1

      priority pass?

      • mitchsaun on 16/01/2025 - 16:00

        VA lounge access as well if you fly with them (except no on arrival access) - that's $450/year if you held membership directly which does include the on arrival access.

    • Pcoder on 16/01/2025 - 14:07
      +1

      Another benefit is a supplementary card holder gets alot of the same perks including most lounge access.

      You also get reimbursed for prime membership.

      This card is best suited to people who at least travel a bit each year.

    • Feiniao on 16/01/2025 - 14:08

      Generally if you don't travel (and use the airport lounges), wouldn't worth it. The $800 should only be counted if you book those hotels (luxury hotels generally).

      • Dtezy on 16/01/2025 - 14:14

        Yeah theres no point if you don't value status of some kind. I found value in the hotel status - having been upgraded rooms and late check out etc.
        I also find Priority Pass pretty good. Probably worth $30-50 per entry IMO - depending on the lounge.

    • Bargainitis on 16/01/2025 - 14:51
      +1

      Its $450 travel credit

      Just to be clear, the $400 back per year is for dining and its $200 Australia and $200 overseas. The two night stay ($800 value) is if you book via FH and its a free night after a minimum stay (I think its minimum 3 nights?)

      Personally, this is how I justify the annual fee (though I am on discounted AF)

      • $450 travel credit (always used)
      • $400 dining credits (always used)
      • ~$300 value IMO Accor free night (always used)
      • ~$300-400 value on hotel status / upgrades (FH program gives US$100 site credit where I normally stay)
      • ~$600 combined cash backs using Amex (flights with United, Qantas hotels, Ampol, etc, etc)
      • $70 Prime membership
      • $450 screen cover on phone (once a year)
      • ~$100 PP (its the basic one and only use it when I dont have lounge access with airline)

      FMWV but I think its worth it. Lets not forget the points earning - I just did my LTM spend its over $250K so that 562,500 points which is roughly $3K of value on top.

    • smop on 16/01/2025 - 16:17

      Purchase insurance/guarantee is important and I've used the amex offering.

      Travel insurance is important and I've used the amex offering.

      I used amex points for travel, and the discount from that alone has far exceeded the annual membership cost.

      • nomadspartan on 16/01/2025 - 16:26

        Do you mean you get discounted flight tickets when paying with Amex points?

        • smop on 16/01/2025 - 16:27
          +1

          Sometimes there are discounted fares exclusively for amex customers, but in all cases, I pay for flights using amex points right down to $0.

  • quiz3ra on 16/01/2025 - 14:03

    When they say new members, would supplementary holder eligible for the offer?

    • Feiniao on 16/01/2025 - 14:06

      Yes - as long as meeting the 18 months (sit out) criteria.

      • quiz3ra on 16/01/2025 - 14:08

        I would assume if the supplementary holder is currently still using the service - will not be eligible for the offer?

        • rashn on 16/01/2025 - 15:15

          They are eligible, they are not a cardholder and, I assume, haven't been one in the last 18 months otherwise you would know the answer already

  • cloudbox on 16/01/2025 - 14:06

    Anyone knows what happens if you already have accor plus, does it extend for another year?

    • krayl on 16/01/2025 - 14:13

      I waited until current Accor Plus expired and then processed free renewal through Amex

  • juph0rry on 16/01/2025 - 14:29
    +9

    access to the American Express Fine Hotels and Resorts program

    This is a great perk if you're thinking about getting the card imo and trying to get value from it, an example of staying at InterContinental Sydney for a staycation/overnight:

    12pm check-in, when available
    A one-category room upgrade at check-in, when available†
    Daily breakfast for two
    Unique Amenity: US$ 100 Food and beverage credit to be used during stay
    Complimentary Wi-Fi
    Guaranteed 4pm check-out

    If you book the tier below the lounge access, you can get upgraded to access to the lounges using the room upgrade. So, you check in at 12pm, head to the lounge for afternoon tea foods and drinks overlooking the gardens or habour, after that hit the pool or something, before you know it, it's 5pm. Back to the lounge for cocktails and nibbles, once that wraps up, well you have $100USD of food and beverage to use, so better get some more drinks in somewhere. When you get up the next morning, head to the top of the building for your brekky overlooking the harbour, go check out something around the city, come back for the afternoon tea again and then you can check out at 4pm.

    And the above hotel can be booked using the $450 travel credit, double dip for the win.

    • Jstrrrr on 16/01/2025 - 15:05

      Interesting…. I have never booked a AEFHR hotel, mainly because they are so much more expensive than other hotels and with the free Accor membership, I tend to stay at Accor hotels which you will need to book directly with for the max benefit/price.

      Might look into the FHR program a bit more after your prompt. Cheers.

      • W0nderb0y on 16/01/2025 - 15:14

        I've checked in at 5am once at Mandarin Oriental Kuala Lumpur using the FHR when our flight landed at 4am and with the USD100 credit so got a free massage session on top of that.

    • Bargainitis on 16/01/2025 - 16:27
      +1

      This is correct. For some reason, you can't seem to get it cheaper elsewhere - its only a Amex deal.

      There was this other loophole last year where Langham would also give you $200 back if you spend $800. So some of us had the opportunity to book via AEFHR (but pay at the hotel), get the above benefits and then get $200 back…

      The US$100 credit was A$145 which you could use for food, drinks and spa service.

  • fivespice on 16/01/2025 - 14:30

    Can the travel credit be used at hotels?

    • juph0rry on 16/01/2025 - 14:32
      +1

      Yup, from T's and C's:

      "You may be able to use the Travel Credit on the American Express Travel website as payment towards Fine Hotels + Resorts and The Hotel Collection, if the selected hotel and room type provides you the option to prepay in advance. Benefit available for the Primary Card Member only to redeem in a single booking. For bookings less than the total travel credit value, any unused portion of the Travel Credit will be forfeited. The Travel Credit cannot be carried forward to any subsequent year."

  • gembel on 16/01/2025 - 14:51

    What's min credit limit and min salary?

    • Dannn11 on 16/01/2025 - 14:56

      It’s charged card, no limit my friend got approved with 60K income

      • kev98 on 16/01/2025 - 17:24

        How did they benefit from this card on that income?

  • crawfs on 16/01/2025 - 14:58
    +2

    Important to note about the flight credit:

    I'm assuming most people taking these deals are looking for Qantas points, to redeem the travel credit you need to book via the amex site, which means that Qantas flights are only sale fare tickets, which means that you cannot apply for an upgrade. Additionally, because it's not booked via the Qantas site you must pay extra to determine your seating location which can be an issue for families or couples who want to fly together.

  • binscab on 16/01/2025 - 15:04

    any tricks with this?

    my plat is saying 50k/150k

    • Phunani on 16/01/2025 - 15:26

      Its targetted unfortunately

  • cerealsmok3r on 16/01/2025 - 15:08

    damn i still havent cancelled my platinum card to do take this on. i'll probs take this on without bonus points because its such a long wait

  • focussash on 16/01/2025 - 15:11

    would I have to cancel my current Amex cards and wait for 18 months to have any shot at getting bonuses like this?

  • Salternative on 16/01/2025 - 15:33

    is this the metal one ? looks niice . used to be in black before .

    • jlien on 16/01/2025 - 16:19

      The black is the centurion card; which is metal and is a tier above this one.

    • Bargainitis on 16/01/2025 - 16:23

      this one is also metal though, just not black.

    • daft009 on 16/01/2025 - 16:32

      Yeah I have both, both are metal and nice
      Centurion has a matt black finish which is slightly nicer

  • B00PY on 16/01/2025 - 15:40

    It’s been asked before but mixed responses, has anyone managed to get the points when they’re an existing cardholder but only credit not charge? Is there any special process to follow?

  • MaxHashrate on 16/01/2025 - 15:45

    Anyone know the minimum credit limit u can set?

    • Lunaris on 16/01/2025 - 16:17
      +1

      It's a charge card so there's no minimum or maximum limit you can "set." It works based on your spending power, which is determined by factors like your payment history, spending habits, income, credit score etc. Note that since it's not a credit card, you need to pay off the balance in full each month (revoke your ozbargain license if you don't already do this)

  • sudodik on 16/01/2025 - 16:12

    I just checked the Term & Condition and the Reward Transfer page through the link above.
    Please correct me if I am wrong, but it seems that:
    1) "up to 4 free Additional Cards for family members - they can enjoy some the card benefits in their own right, like elite hotel status, travel insurance, and one Priority Pass membership." The Term and Condition seems only refer to Primary Card Holder to get majority, if not all, the benefit (especially lounge access)
    2) "transfer points to 10 airline partners, including both Qantas and Virgin Australia". The Transfer Partner page only refers to Velocity for Australia Airline (Qantas not included). I believe for Qantas Points we need Qantas Amex Card.
    FYI, I have a Qantas Amex card and a Citi Card which gives me Priority Pass. Will love to swap one of my cards with this one if the description above is correct.

    • Bargainitis on 16/01/2025 - 16:19

      Only 1 supplementary PP from memory but Amex or Virgin lounge are happy to let you in as long as you have your Platinum on hand so all 4 supplementary should be eligible.

      I think elite status for hotel should work for all supplementary too (from memory)

  • jlien on 16/01/2025 - 16:19

    Do these still come with a companion platinum credit card (used to be the platinum reserve) it was never listed as a defined benefit in their list of perks; but you got it if you called up and asked for it.

    • daft009 on 16/01/2025 - 16:35

      You can still get the reserve card but no extra $400 travel credit

      • jlien on 16/01/2025 - 16:42

        ah i guess they closed that loophole.

        • daft009 on 16/01/2025 - 17:33

          Still grand fathered for us existing users :)

  • DingoBlue on 16/01/2025 - 17:52

    I'm pretty dirty that the benefits are randomly set either per calendar year or per membership year or anything else. I've missed out utilizing some, and others I have spent thinking I would receive credit. The chat reps are a-holes and don't care.

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