Open a Complete Freedom Account & Spend $160 at Coles/Woolworths in 60 Days with Digital Visa Card, Get $40 Cashback @ St George

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Open a Complete Freedom Account & Spend $160 at Coles/Woolworths in 60 Days with Digital Visa Card, Get $40 Cashback @ St George
Go to Deal
Junk Sifter on 03/04/2025 - 12:19 stgeorge.com.au (474 clicks)
Last edited 03/04/2025 - 12:22

Hot deal for new Complete Freedom account customers: Get $40 cashback on your grocery shopping

  1. Open a Complete Freedom account Online or In Branch, then activate your St.George Visa Debit Card to link it to your account and add to your mobile wallet.

  2. Spend at least $160 on your new digital Visa Debit Card at Woolworths or Coles on eligible transactions (detailed below) within 60 days from the account opening, at Coles or Woolworths supermarkets (excluding subsidiary brands such as Coles Express, Woolworths Metro, service station outlets, and liquor retailers). Mobile wallet only, either through Tap & Pay or online payment.

  3. $40 cashback will be deposited into your account within 60 days of meeting the eligible spend requirement.

Customers who have held a St.George Transaction account in the last 2 years are ineligible for this offer.

Similar deal from Bank of SA: https://www.banksa.com.au/personal/bank-accounts/transaction…
And Bank of Melbourne: https://www.ozbargain.com.au/node/893736

Important points from T&Cs:

This offer is available only to customers who open a new Complete Freedom account, either online or in branch. Accounts opened via 3rd Party Brokers are excluded.
To be considered a new customer, you must not have held a transaction account with the brand of the Complete Freedom account you are opening in the last two years. For example:
If you currently hold a St.George account, you can still open a Bank of Melbourne or BankSA account and be eligible, as long as you haven’t held an account with Bank of Melbourne or BankSA in the last two years.

Eligible Transactions:

  • Payments must be contactless, and made using your Visa Debit Card via a mobile wallet only, either through Tap & Pay or online payment (in-store tapping/swiping/inserting of physical cards is not eligible).
  • When a mobile wallet is used, the payment option must be set to Visa.
  • The minimum total spend of $160 at Coles or Woolworths supermarkets, (excluding subsidiary brands such as Coles Express, Woolworths Metro, service station outlets, and liquor retailers), must be processed to your account within the 60 days from the account opening. Refunds, cancelled purchases, and ineligible transactions (as listed below) are excluded.

Ineligible Transactions:

  • EFTPOS cash-out only transactions, purchase of gift cards in a single transaction, third party grocery delivery services (such as Uber), purchases processed through PayPal, Buy Now Pay Later providers, and purchases settled via a linked credit card or Freedom card are ineligible.
  • Refunds or cancelled purchases are ineligible spend.
  • Joint accounts: Each cardholder’s Visa Debit Card contributes towards the 60 day spending requirement, but only one cashback reward will be issued per joint account. At least one account holder must not have held a St.George transaction account in the last 2 years.
    Account closure: The Complete Freedom account must remain open during the promotion period to be eligible for cashback. If the account is closed, you will forfeit any cashback reward that has not been credited.

Cashback Credit:

  • $40 total cashback is available when you meet the $160 eligible spend within 60 days of account opening.
  • Cashback will be credited within 60 days of meeting the eligible spend requirement.
  • This offer is not available in conjunction with any other offer and can be withdrawn at any time.
Financial Bank Account Cashback Debit Card Transaction Account VISA

Related Stores

St.George Bank
St.George Bank
Coles
Coles
Woolworths
Woolworths

Comments

  • krazek on 03/04/2025 - 13:03

    After factoring the loss on potential 5% gift card discount on $160 spend at woolies, then that's like $32 profit…. Hardly worth it

    • kampret on 03/04/2025 - 13:07

      Where did you get that 5% from?

      • OZBMate8911 on 03/04/2025 - 14:07

        You can get 5% as long as you have a Seniors card

        • WookieMonster on 03/04/2025 - 14:18
          +2

          *NSW or VIC Seniors card.

          Seniors cardholders in other parts of Australia cannot access that offer.

        • Tleyx on 03/04/2025 - 14:22
          -1

          Where do you get a seniors card if you are under 65

          • TerryJustTerry on 03/04/2025 - 14:34

            @Tleyx: You can try applying, but I've heard they hold your application for a couple of decades normally.

          • brad1-8tsi on 04/04/2025 - 06:36

            @Tleyx:

            Where do you get a seniors card if you are under 65

            In NSW a Seniors Card or Senior Savers Card is available from 60yo onwards providing you meet the criteria. The Senior Savers card is somewhat useless (IMO).
            IIRC, they issue them within a reasonable time frame.

            https://www.service.nsw.gov.au/transaction/apply-for-a-nsw-s…

            If you think about the Seniors Card criteria you wonder how they could check compliance with those criteria.

  • AkuroPlays on 03/04/2025 - 13:12

    I know it says cash out payment excluded, but if i went to Woolies to cash out $200, would the bank know the purchase was mixed with a cash out? Or does it count as a full purchase?

    • Tuttorix on 03/04/2025 - 13:29
      +1

      It doesn't work as cashout payment as it will be an EFTPOS run and not using VISA network.

      • AkuroPlays on 03/04/2025 - 16:18

        I see.. what if I bought the Ultimate Gift Cards GC when they’ve got bonus pts? Would that count since it’s not a cash out? Does Coles mask it as a purchase??

        • nokia3660 on 03/04/2025 - 21:31
          +1

          It would be considered a purchase since the transaction would hit visa as a purchase. What you bought doesn't get passed on to the scheme

  • Csadeev on 03/04/2025 - 13:42

    I just signed up for this deal, which qualified me to apply for reduced rate Amplify Qantas Signature credit card. With the reduced annual fee, the credit card will cost $150 + $75 Qantas program fee. In return, there is a signup bonus of 90k Qantas points in the first year and 30k in year two plus two invites to Qantas lounges and unlimited travel insurance (Allianz). Pretty decent deal if you're asking me.

    • AnyFurtherDiscount on 04/04/2025 - 09:10
      +1

      Same card gave me straight 120k in first year, 2022. They were desperate back then

  • Charlie Dont Surf on 03/04/2025 - 14:50

    What does "purchase of gift cards in a single transaction" imply? Don't recall seeing that wording before.

    • momptdeals on 03/04/2025 - 15:13

      No idea, I was planning on doing a $60 grocery shop + $100 Amazon gift card. Surely Coles/Woolies have no way of reporting that $100 of that transaction was for a gift card??

  • jalalii on 03/04/2025 - 17:55

    Best combined with getting their credit card signup bonus.

    • capslock janitor on 03/04/2025 - 23:36

      how ?

      • jalalii on 04/04/2025 - 04:27
        +1

        Open a savings account to get this deal, then apply for the credit card and the sign up bonus (if you’re eligible) once you’re an existing customer. Then you can use deposits made into your savings account to pay off the credit card balance.

  • capslock janitor on 03/04/2025 - 23:36

    so can we get all 3 accs for the deal?

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