Why choose the Kogan Money Black Card?
Bonus $500 Kogan.com Credit
Spend $4,000 on eligible purchases in the first 4 months from card approval and you’ll receive $500 in Kogan.com Credit which you can use within the next 12 months of the credit being applied†
No annual fees
That’s right, $0 annual fees on this card.
A rewards program that delivers real value
Earn up to 2 rewards points per dollar on your eligible purchases at Kogan.com and 1 rewards point per dollar on your eligible everyday spend, uncapped#. Redeem your points for eligible purchases at Kogan.com using Pay with Points (100 Points = $1 of Credit!)~
Complimentary Kogan Membership
Get free shipping on 1000’s of products, express shipping upgrades, and exclusive specials at Kogan.com with your complimentary Kogan First Membership, currently valued at $99 per year.‡
0% p.a. for 18 months on balance transfers (+1.5% BT fee)
Reverts to cash advance rate. No interest free days on retail purchases apply while you have a balance transferx
Up to 4 additional cardholders at no cost
All eligible spend by additional cardholders contributes to your rewards!#
Visa payWave
Simply wave and go.◊
FRAUDSHIELD® and Visa Zero Liability
Security and fraud protection with FRAUDSHIELD® and Visa Zero Liability.
Eligible purchases excludes Cash Advances, Balance Transfers, Special Promotions (for example, transfers to other accounts with a Fixed Payment Option), refunds and chargebacks, purchases of foreign currency and travellers cheques, transactions made in operating a business, payments to other Citi Accounts, bank fees and charges such as interest and ATM charges, and transactions made using Rewards Points.