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Amplify Signature VISA Credit Card, Bonus 80K Qantas, 1-Year Fee Waiver $0 (Save $279) @ St George Bank

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Amplify Signature VISA Credit Card, Bonus 80K Qantas, 1-Year Fee Waiver $0 (Save $279) @ St George Bank
Go to Deal
render on 21/11/2018 - 15:03 stgeorge.com.au (10150 clicks)
Last edited 09/12/2018 - 01:57 by 2 other users

80k Bonus Qantas Points
When you spend $4,000 on a new card within 90 days of card approval.
Plus, enjoy $0 annual card fee, in the first year. Saving you $279. Limited time only. Qantas exclusive.

0.75 points per dollar spent + "10% Birthday Bonus"
2 complimentary Qantas Lounge passes
Minimum credit limit: $15,000

Existing customers who currently hold a Amplify Platinum or Amplify Signature card issued by St.George, Bank of Melbourne or BankSA, or who have held one in the last 12 months, are not eligible for this offer.
The bonus points will be credited to your points balance within 12 weeks after the eligible spend criteria is met.

Financial Credit Card Reward Points

Related Stores

St.George Bank
St.George Bank
Qantas
Qantas

closed Comments

        • Bills22 on 21/11/2018 - 15:47

          Yes, or head to Coles/Woolies to buy giftcards off the rack.
          Coles Myer, DJs, etc. etc. etc.

          • isthisreallife22 on 21/11/2018 - 15:56
            +2

            @Bills22: The benefit of egift cards is you usually can buy at 5% off

            So for arguments sake, if you did buy $4000 worth that would net you $4210 of gift cards.

            Not promoting buying that many gift cards that's too much risk for me

            The other good option is the eBay Woolworths gift card deals that sometimes popup for even more benefit while earning you good spend on your point earning card e.g. https://www.ozbargain.com.au/node/379379

            They can't be used in store though to research well prior to purchase

            • Bills22 on 21/11/2018 - 16:03

              @isthisreallife22: No way… $4000 worth of giftcards is a lot to ask for. Though my suggestion should've been if you have any amount left over and one is running out of time….then do it via that. I usually visit Coles and Woolies for giftcards for Amex (3 points for $1 spend for big purchases)

              In addition, if one has access to Rewardgateway portal via Employer, works out even better in some cases…5-10% off egiftcards with some not expiring for 100 years.

              • isthisreallife22 on 21/11/2018 - 16:05
                +2

                @Bills22: I think we are in total agreement :)

                Btw cashrewards Woolworths e-gift cards can be bought using amex fee free

                • Bills22 on 21/11/2018 - 16:52

                  @isthisreallife22: Thanks for the tip. I will definitely give this a go in the very near future.

                  In addition, if one collects wine and also wants to earn additional QFF points they could try purchasing through QANTAS wines.

              • SimpleLeverage on 26/11/2018 - 22:02

                @Bills22: Does Rewardgateway charge a credit card fee? Any way to avoid paying such credit card fees as it would technically reduce the savings from such a program?

                • Bills22 on 27/11/2018 - 00:22

                  @SimpleLeverage: I've tried a few cards as I have access through work.
                  AMEX, yes.
                  VISA and MC, no.

    • Jayjay93 on 21/11/2018 - 15:49
      +38

      Get a wife

      • verio on 21/11/2018 - 16:24
        +9

        And then kids.

    • muzzamo on 21/11/2018 - 17:31
      +6

      Prepay your bills - go through all of them and put $500-$750 on each - electricity, gas, private health, phone, insurance m

    • abb on 21/11/2018 - 17:34
      +4

      You can 'over pay' your bills (phone, power, etc), and they'll use the left over cash on your next bill(s).

    • Gooddeal21 on 21/11/2018 - 19:16

      Pay childcare for your friends :-)

    • nightelves on 21/11/2018 - 19:52

      Yeap fully refundable business class flights

    • jakxon on 21/11/2018 - 21:49

      pay your private health insurance on it in feb?

    • brongz on 21/11/2018 - 22:26

      If you’re renting use ‘easyshare’ app to pay your rent using credit card. They charge you a small percentage though.

    • nickw444 on 22/11/2018 - 08:30

      Not this deal but noticed there’s also the altitude black Amex + MasterCard offer until fee free until 28th November which has only a $3000 min spend on the MasterCard to get 80k points.

      https://www.westpac.com.au/personal-banking/credit-cards/ame…

      Are there any other differences that I haven’t noticed?

      • Heybargain on 22/11/2018 - 09:47
        +1

        two credit checks on this one if you apply.

      • xyron on 28/11/2018 - 15:58

        that one only has the annual fee waived if you apply for both the MC and Amex. And you have to reach the min spend on both to get the full 120,000 points (although I guess you could leave the AMEX and just aim on getting the min spend on the MC instead for the 80k points).

        i signed up to the westpac altitude platinum instead and recently received my 60k points. gonna close that card now. received my amplify qantas card this morning.

    • kickmiass on 23/11/2018 - 11:22

      Does utilities count?

      If not, i would suggest what my friend always does. (do it with reliable friends)

      Pay for dinner and ask that they netbank/pay you back.

      Or if you know someone is about to make a large purchase.

      Pay with your card and get re-imbursed in cash.

  • No Child Support on 21/11/2018 - 15:41

    Does paying rent via bpay go towards the spend?

    • Yanoflies on 21/11/2018 - 15:42
      +1

      Never by BPAY.

      Postbillpay will work though if you can do that.

      • No Child Support on 21/11/2018 - 16:24

        Thanks for that. Where can i confirm that postbillpay will work?

        • RhysNZ on 21/11/2018 - 19:26
          +1

          Paypal > PostBillPay will work, bank can't see where the money went.

    • SriAvi on 21/11/2018 - 16:09

      Eligible purchases do not include BPAY, fees, cash, cash equivalent transactions, refunds and balance transfers debited from the card account

      • thekensai on 21/11/2018 - 17:57

        does insurance premium count as fees?

        • odysseus on 21/11/2018 - 22:42

          No, it's just things like fees out of the card e.g. annual fees.

    • brongz on 21/11/2018 - 22:27

      Pay rent using ‘easyshare’ app.

    • M-G on 22/11/2018 - 08:56

      I pay my rent through DEFTrent, but my agent had me set up on as an option to a bank transfer. There is a small credit card fee but an easy way to get to the min. spend without extra spend.

      https://www.deft.com.au

      • render on 22/11/2018 - 10:40

        How much is the surcharge on this?

        • M-G on 22/11/2018 - 11:11

          1.5% for Visa and around 3.3% for AMEX

    • M-G on 22/11/2018 - 09:00

      Try DEFTrent, but you'll need your agent to have set you up on it.

      https://www.deft.com.au

      • No Child Support on 22/11/2018 - 11:37

        I actually do pay via DEFTrent but 1.5% of $4000 min spend is quite alot ($60). Might do it if im struggling to hit the $4000 spend just before 90 days

        • M-G on 22/11/2018 - 15:47

          Yeah good idea! Just about way around it.

  • LoCure on 21/11/2018 - 15:42

    Anyone able to find the T&C to explain what eligible purchases is, don't wanna get tricked again!

    • FTTNope on 21/11/2018 - 16:02

      It's right there on that page? "Eligible purchases do not include BPAY, fees, cash, cash equivalent transactions, refunds and balance transfers debited from the card account"

    • nickj on 21/11/2018 - 16:11

      It's under point 1 of the fine print on that page:
      https://www.stgeorge.com.au/content/dam/stg/downloads/person…

      See page 24, point 7.2 of that PDF. Basically excludes: government charges, interest, fees, cash advances, business purpose expenses, balance transfers, and BPAY payments.

      The one that sometimes trips people up is government charges. Just don't pay your rates or tax bill or car rego on this card (or do, but just assume it won't be counted towards the min spend).

      • Bills22 on 21/11/2018 - 16:59

        Disappointing. Cannot pay me HECS bill.

      • Yola on 22/11/2018 - 01:57

        I have paid rates and car registration by AMEX that earned QFF points and counted for minimum spend despite this stated exclusion. Also
        Future Kids on 17/11/2018 - 16:03
        Answered my own question, just get the 75000pts at third statement.
        So Council rate and Vicroad car registration fee are eligible purchases.
        https://www.ozbargain.com.au/node/388942?page=3#comment-6597…
        Both of these were in regards to Westpac.

    • rictee on 21/11/2018 - 21:02

      Eligible purchases do not include BPAY or BPAY equivalent transactions, fees, cash, cash equivalent transactions, refunds, balance transfers debited from the card account, government fees and ATO payments.

  • Lado on 21/11/2018 - 15:48

    Hi, are ATO payments counted towards the minimum spend of $4,000? Thanks

    • justcallmeboss on 21/11/2018 - 15:50

      Probably not

    • nickj on 21/11/2018 - 16:13
      +1

      Point 7.2 of the T&Cs, you don't get any QFF points on government spending. And generally the minimum spend only counts spending that earns points. So the answer is almost certainly: no.

    • julioj on 21/11/2018 - 17:35

      I got on the relatively recent (few months ago) Westpac Visa + Amex deal requiring minimum spends on each to get the points. On the Amex I paid part of an ATO bill which did count towards my minimum spend, but of course didn't get points for (despite paying the Amex fee the ATO charges, the bastards).

      So, it can work for some cards, unless they explicitly rule it out I'd think it will count towards the spend minimum but as pointed out above, you won't get points.

    • rictee on 21/11/2018 - 21:04

      Eligible purchases do not include BPAY or BPAY equivalent transactions, fees, cash, cash equivalent transactions, refunds, balance transfers debited from the card account, government fees and ATO payments.

  • chriise on 21/11/2018 - 15:53

    Where did you find the minimum limit is $15,000?

    • isthisreallife22 on 21/11/2018 - 15:58

      That's the minimum it lets you enter during the application

      • chriise on 21/11/2018 - 16:00

        When selecting 'specific amount' I do not get any error putting $10k - is there a warning on the following page?

        Edit: ignore me - you're absolutely right. Thanks

        • isthisreallife22 on 21/11/2018 - 16:04

          I put $1000 and it didn't let me.progress past the page with an error indicating $15k was the min

          Using chrome

  • mg_k on 21/11/2018 - 16:04
    +3

    Guys I'm new to Qantas points….

    So can anyone tell me 80k points equals to approx how much in real money terms?

    • Slo20 on 21/11/2018 - 16:05
      +4

      You can sell them on here for around $800-$880 otherwise if you use them for things like round the world tickets or business class airfares then they can be worth double.
      Here’s an example of what under 80k will get you

    • Sapz on 27/11/2018 - 09:29
      +1

      There's not much value in converting them into Cash. The maximum value is when you are booking a Business class or first class airfare. 80k Q points pretty much get you a business class ticket to most of the countries hence the value is way higher. And again this is all subjective

  • watwatwat on 21/11/2018 - 16:12
    +3

    Reminder that if you want 75k points with only $2.5k spend, you can try ANZ instead: https://www.anz.com.au/promo/personal/credit-cards/ib-freque…

    • nickj on 21/11/2018 - 16:28
      +5

      There's also the Westpac Altitude Black Amex & MasterCard: https://www.ozbargain.com.au/node/401343
      Higher spend ($6k in 3 months) but more points.
      Honestly the ANZ black, the Westpac bundle, and this, are by far and away the 3 strongest offers in the Qantas rewards cards space at the moment, because they all have good sign on bonuses and no annual fee. Those cards, or a combination of them, is absolutely the way to go if you can keep on top of money.

      Of the remaining 2 of the 4 major banks, NAB has good sign on bonuses on their card but in my opinion need to lower their annual fees, and CBA … well they appear to be too busy charging dead people and then apologizing for it, to have an offer that's even vaguely compelling.

      • Hunter14 on 21/11/2018 - 16:45

        I just got my Westpac Altitude Black Amex & MasterCard approved and coming in the mail. Is it too early to apply for this one right now? Spending won't be an issue since I have a lot of expenses coming up.

    • Hunter14 on 21/11/2018 - 17:56

      Oh wow. Just got the Westpac one. Which of the ANZ and this one should I go with next? Are there any strategic order to consider?

    • uder on 21/11/2018 - 21:21

      You sure the ANZ deal is valid? I think that link is meant for existing customers (says "Internet banking offer"). Hence there's no active deal on OzBargain.

    • Gooddeal21 on 27/11/2018 - 10:32

      I would wait on the ANZ, according to OzB last year the annual fee waived started in January :)

      edit : this was supposed to be a bit higher :)

  • Miso on 21/11/2018 - 16:14
    +5

    So that is what it feels like when you buy something and it's significantly cheaper a month later….

  • Tgb on 21/11/2018 - 16:15

    Does anyone know a workaround to get BPay spend to count as eligible spend?

    • kevind23 on 21/11/2018 - 16:27

      Call whoever you are trying to pay and ask them to put it through on your credit card directly? That's what I do with my rent.

    • phoenx on 21/11/2018 - 16:43

      find a place that will let you buy crypto with credit (assuming it counts towards the $4k), then use living room of satoshi to BPAY it?

      probably lose several % in transaction fees though.

    • tunzafun001 on 21/11/2018 - 19:53

      PayPal…

    • Qroozn on 22/11/2018 - 06:51

      PostPay with PayPal option

  • victorheaven on 21/11/2018 - 16:15

    Damn, just applied for a Bank of Melbourne card with $179 annual fee.

    Story of my life. :(

    • fomal on 21/11/2018 - 16:25

      same my friend :(

      But can melbourne people apply for st george?

      • victorheaven on 21/11/2018 - 19:23

        I think so, I applied for BOM credit card and I'm in Sydney. :)

    • tellhimhesdreaming on 21/11/2018 - 16:25
      +1

      Call and ask them to waive it in light of this deal- they're essentially the same bank!

      • victorheaven on 21/11/2018 - 19:24

        Just did, and they said they can't do it because this is a Qantas promotion and Qantas is bearing the cost of waived annual fee.

        • tunzafun001 on 21/11/2018 - 19:56

          Cancel, get a refund, re apply. I did this with westpac. They said I would get a second credit check. Ended up with no credit checks.

  • xyron on 21/11/2018 - 16:16
    +1

    Just signed up, thanks OP!

    Hopefully I get it in time for my next rates instalment

    • pformag on 21/11/2018 - 17:09

      government spend aka rates does not count towards the total.

      • fishball on 21/11/2018 - 17:55

        Depends on the payment method. If you can use paypal to pay via postbillpay then it'll work.

      • Hunter14 on 21/11/2018 - 17:57

        How about utility bills? Water, electricity, gas?

      • tunzafun001 on 21/11/2018 - 19:58

        You sure? Normally counts towards bonus points, just doesnt earn regular points. Virgin velocity on the other hand doesn't allow it.

      • rictee on 21/11/2018 - 20:55

        Eligible purchases do not include BPAY or BPAY equivalent transactions, fees, cash, cash equivalent transactions, refunds, balance transfers debited from the card account, government fees and ATO payments.

        • tunzafun001 on 22/11/2018 - 08:59

          Is that the T&C's for the bonus points, or T&C's for regular points? I'll call later to clarify

  • stoodamire on 21/11/2018 - 16:16

    Looks like the deal runs until 23 Jan 2019 (Subject to change)

  • congo on 21/11/2018 - 16:21

    Doesn’t include Amex?
    I prefer deals with Amex as there are some good Amex promos.

    • Autonomic on 21/11/2018 - 16:26

      I think the only bank that bundles Amex cards is Westpac.

      • congo on 21/11/2018 - 16:38

        Good to know. Thanks.
        I already have the Westpac Amex card.

    • spiff on 21/11/2018 - 18:09

      What are you even asking

  • DocC on 21/11/2018 - 16:31

    I followed the link and there was a popup banner that has the westpac amex and black cards for zero annual fee and 120k bonus points. I assume this is even better (if amex wanted)? Sorry first post be nice.

    https://www.qantas.com/au/en/frequent-flyer/earning-points/c…

    • xyron on 21/11/2018 - 16:35

      i signed up for just the altitude platinum and got the 60k points. the 120k points deal is OK but requires two separate credit checks and requires you to meet contemporaneous minimum spends on both the MC and Amex. also westpac charges $50 if you want to redeem QFF points instead of altitude points.

      • DocC on 21/11/2018 - 16:37

        Fair enough, though note in this instance the qantas rewards fee is also waived for the first year. And the spend is 3k each card in 90 days.

        • xyron on 21/11/2018 - 16:44

          yes that is right, for the altitude black. getting my cards confused!

    • render on 21/11/2018 - 16:38
      +1

      The Westpac bundle requires a $6,000 min spend (plus two credit enquiries) plus a 12m exclusion period if you've already held this card:

      https://www.ozbargain.com.au/node/401343

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