This was posted 6 years 1 month 17 days ago, and might be an out-dated deal.

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Amplify Signature VISA Credit Card Bonus 100k Amplify Pts for $0 or 80K Qantas for $179 (Reduced from $279) @ St. George Bank

850
Amplify Signature VISA Credit Card Bonus 100k Amplify Pts for $0 or 80K Qantas for $179 (Reduced from $279) @ St. George Bank
Go to Deal
starburstyellow on 01/11/2018 - 18:18 stgeorge.com.au (2478 clicks)
Last edited 19/12/2018 - 10:41 by 3 other users

Similar to my expired deal here, but this time better i.e. 100K instead of 90K, and most importantly its free now!

General Info:
Thanks @Iversonjack:
Deal 1: 100k Amplify points for $0 (save $279) annual fee upon $4000 spend in first 3 months
Note: 100k Amplify points = 50k Velocity/Krisflyer points

Deal 2: 80k Qantas points for $179 (save $100) annual fee upon $4000 spend in first 3 months

2 x Qantas Club or Priority Pass invitations per cardholder year
0.75 Qantas Points or 1.5 Amplify Points for every $1 spent on eligible purchases
Overseas Travel Insurance, Extended Warranty Insurance and Price Guarantee (PDS)
Access to Visa Luxury Hotels program
$4,000 minimum spend required the first 90 days to trigger the bonus points
Offer not available to existing St.George/BankSA/Bank of Melbourne customers who hold an Amplify Platinum or Signature card, or those who have held one within the last 12 months

Offer ends: 17th December 2018. 23rd January 2019

Via pointshack.

Btw I would personally go for the Amplify as it converts 2:1 to Krisflyer and I value Krisflyer more than Qantas.

Financial Credit Card

Related Stores

St.George Bank
St.George Bank

closed Comments

  • Thrawn on 01/11/2018 - 18:20

    Amplify points converts at least 2:1 ratio.. so Qantas points at 80,000 is far better value

    • starburstyellow on 01/11/2018 - 18:21
      +14

      True. But I personally would get the Amplify as it converts 2:1 to Krisflyer. I value flying SQ more than QF.

  • iversonjack on 01/11/2018 - 18:25
    +3

    It's actually two deals:

    Deal 1: 100k Amplify points for $0 (save $279) annual fee upon $4000 spend in first 3 months

    Deal 2: 80k Qantas points for $179 (save $100) annual fee upon $4000 spend in first 3 months

    Note: 100k Amplify points = 50k Velocity/Krisflyer points

    • starburstyellow on 01/11/2018 - 18:31

      Ah thanks. Ill try fix the deal above. Sorry got excited when I saw $0.

  • Bargearse on 01/11/2018 - 18:31
    +1

    Got this on the last deal, had to jump through lots of hoops, took weeks, 6 months bank statements, months of pay slips. Stable income above what was required. YMMV.

    • starburstyellow on 01/11/2018 - 18:45
      +1

      Very odd. I applied for this card 4 months ago (when it was at $179 and 90K Amplify). Did not have to do any of what you said above. Just standard 2 pay slips and got card in mail. Also points got posted every month with no issues. Good bank.

      • PCHammond on 01/11/2018 - 18:57
        +2

        I earn well above the required income, have assets, good credit record etc. Denied.

        It's the only card that has ever denied me. I found it quite weird.

        • daft009 on 01/11/2018 - 19:42
          +2

          Yep I too was denied, around Dec last year.
          First denial ever

          • phynicle on 01/11/2018 - 20:05
            +1

            @daft009: Me too, income, cash assets and good credit scores from the three providers yet denied too

            Had no issues with westpac though

            • Unacceptable on 01/11/2018 - 22:02

              @phynicle: Mine had gone through with no issue. It was two months ago and I had two other cards then.

            • daft009 on 02/11/2018 - 09:48

              @phynicle: But the points are worth more here to me. So will keep trying lol.

    • Kranbone on 01/11/2018 - 19:55

      Yeah, westpac and st george seem very picky. Perhaps they're after people who can't make the repayments?

      • Bargearse on 01/11/2018 - 21:02

        I don’t think so, I’ve never had an issue with any other card, westpac included, and my savings and income are far and above what’s required.

    • DingoBilly on 02/11/2018 - 09:40

      No issues on my end -> relatively quick and smooth and if anything, less requirements than other credit cards I've applied for in the past. YMMV as you say.

  • Woosta on 01/11/2018 - 18:33
    +4

    what is the min income?

  • alz on 01/11/2018 - 18:45

    Can you transfer amplify points to qantas or virgin?

    • starburstyellow on 01/11/2018 - 18:46

      No to Qantas, yes to Virgin (velocity).

      • alz on 01/11/2018 - 18:47

        Ta!

  • Dadidalol on 01/11/2018 - 19:00
    +3

    What's the minimum income? Is it 75k?

  • edrift on 01/11/2018 - 19:10
    +1

    What does 100k amplify points convert to in gift cards?

  • Rigby on 01/11/2018 - 19:35

    How do you all manage to spend 4k in 3 months? Is there some ozbargainer trick where you launder the money through buying and selling eneloop batteries?

    • edrift on 01/11/2018 - 19:45
      +4

      Pay your bills in advance (phone, utilities, etc).
      Buy lots of gift cards.

    • timhn on 01/11/2018 - 19:46
      +8

      Buy Wish giftcards, they dont expire.
      Pay council rates in advanced
      Pay insurance for car, home, health etc by monthly.
      Go on holidays.
      Spend on some high class hookers.

      • Rigby on 01/11/2018 - 21:33
        +5

        Hmm, never considered anything other than my goto low class hookers but you might be on to something.

      • DracoManX69 on 02/11/2018 - 23:59

        Doesn't buying gift cards with a CC count it as cashout?

        • daft009 on 03/11/2018 - 07:09
          +1

          No

          • DracoManX69 on 03/11/2018 - 16:46

            @daft009: Sorry *cash advance, I've had a Google around before and seems to be it's considered so

            • daft009 on 03/11/2018 - 18:26

              @DracoManX69: Buy Woolies e-gift cards then. Or just buy gift cards from Woolies. Will be considered a normal transaction

              • DracoManX69 on 03/11/2018 - 18:26

                @daft009: Surely the banks are onto this for points churners though, seems too easy and too good to be true

                • daft009 on 03/11/2018 - 18:30

                  @DracoManX69: I'm not a churner, but no they aren't

                  Edit I'd love to get this card and keep it indefinitely. But rejected last year. Might give it another go just before closing date

    • spiff on 01/11/2018 - 19:46

      Shock horror people live different lifestyles to you

      • Rigby on 01/11/2018 - 21:33
        +1

        Thanks for the helpful response!

    • serpserpserp on 01/11/2018 - 20:09
      +6

      Have a family.

      • nickj on 01/11/2018 - 20:27
        +3

        Exactly. When it was just me in first job, I would have struggled to spend this. But add a wife and a kid, and can spend this and more, without even using gift cards. Groceries for family, eat out twice a week, electricity & gas at $500/quarter, private health insurance, buy some plane tickets, petrol, car rego/CTP/comprehensive insurance/service/pink slip at $2500/year, etc etc. Wouldn't even need the full 3 months.

        • serpserpserp on 01/11/2018 - 20:58
          +1

          two kids, can't afford to eat out but try to eat relatively healthy so $180 to $250 a week at the supermarket is easy (plus 1 top up shop sometimes).

          With that as the baseline, most spends are easy to make!

    • countmein on 01/11/2018 - 20:13
      +2

      Wife?

      • Rigby on 01/11/2018 - 21:35
        +1

        Are you selling yours for $4k?

    • ujwols on 01/11/2018 - 20:21
      +1

      Ask your wife or gf. Problem solved.

    • niiko on 03/11/2018 - 11:19

      Get a cat

    • FeZZa21 on 06/11/2018 - 09:37
      +1

      I use a utility provider to pay $4000 in advance then request a cheque after a few weeks. Legit ozbargain laundering :p

  • greater mimic on 01/11/2018 - 19:41

    Are you eligible of you haven't held this card in the last 12 months

    Edit: whoops I can't read, my bad. the answer is yes.

  • SuperSonic on 01/11/2018 - 20:22

    How much are the points worth in $ value ?

    • djlee on 01/11/2018 - 20:28

      About 1.2-1.3 cents per point on the black market.

    • nickj on 01/11/2018 - 20:31
      +1

      It's subjective, but the generally accepted market value is 1.2 cents for a Qantas point, and I believe it's the same for Virgin points. i.e.
      100 K amplify = 50 k virgin points = 50000 * 0.012 = $600 of velocity points and no annual fee.
      80 K Qantas points = 80000 * 0.012 = $960 of Qantas points, minus $179 annual fee = effectively $781 of Qantas points.

      • FarQ on 01/11/2018 - 20:56

        unless you use the points for qantas shop or points plus pay for air tickets. Then it is about $.0067 per point. So 80000 * 0.0067 = $536, minus $179 fee = effectively $357 of qantas points. i reckon it is better to purchase economy tickets that are eligible for business class awards upgrades and spend 100k points on a return upgrade (obviously subject to availability).

        • serpserpserp on 01/11/2018 - 20:59

          Do you know if the awards upgrades are available before you purchase the economy flights?

          • FarQ on 02/11/2018 - 15:42
            +1

            @serpserpserp: no, you just have to apply and wait. Obviously Platinum/Gold/Silver FF members will get higher priority over Bronze FF. I tried to get 2 business class upgrades from BKK-MEL. Qantas sent me an SMS a day before my flight back saying no upgrades available and i'm a Gold FF. They only take your points if successful.

      • Lunarboogie on 01/11/2018 - 21:02

        Yep. Good calculations. The Qantas card is better value.

  • Lunarboogie on 01/11/2018 - 21:00

    I cancelled the Qantas Signature card in June so clearly ineligible for it again. But could I, and others like me, get the Amplify card as part of this offer and get the bonus? I've never had this card before.

  • aussiedogga on 01/11/2018 - 21:58
    +1

    Just got rejected. Never been rejected for a CC before with 100k plus income, low mortgage.
    Weird. Just a straight up rejection. Oh well.
    And just checked my credit rating online and its 'very good'.

    • Unacceptable on 01/11/2018 - 22:07
      +4

      Why don’t you ask the bank? My qantas credit card was rejected and I asked and told because I already have Citibank credit card which also issues for Qantas.

    • greater mimic on 01/11/2018 - 23:42

      This doesn't instill confidence in me :/

      I'm still waiting for my bonus points from the Westpac offer so I can cancel it and apply with a lower credit limit. Get a move on Westpac ffs

  • Peck on 02/11/2018 - 04:20
    +2

    St George are a pain in the butt to deal with for CC applications, and the only one in my life ever to knock me back. After a lot of to and fro, they rejected me (And I have top AMEX etc.) Never St George again.

    • WhyAmICommenting on 02/11/2018 - 06:03

      Thanks, I will stay away from the dragon.

    • daft009 on 02/11/2018 - 06:47

      Pity. It's the best non amex card out there…

    • ilubbargains on 02/11/2018 - 12:33
      +1

      Yup totally agree! Dangling a carrot and then telling you that you don't deserve the carrot isn't the best way to endear yourself to potential customers.

  • RR88 on 02/11/2018 - 08:57

    i didnt realise it was underwritten by st george/westpac before applying..

    anyway as a self employed person applying for this card is a (profanity) nightmare.

    provided my NOI which usually means instant approval
    please give us your personal bank statements
    give bank statements with other non relevant accounts blacked out
    please give us your business bank statements.

    no thanks mate

    would not recommend

  • nickyd84 on 02/11/2018 - 09:04
    +2

    Thanks OP, 50k Kris Flyer (which is the equivalent of 67k velocity at the moment) for $0 is my kind of deal!

  • endolphin on 02/11/2018 - 10:26

    I'm now just about convinced to never apply for these credit card details straight away. Leave it a week or two at least. Those who apply as soon as the offers are announced seem to have a higher incidence of rejection.

    Makes sense when you consider it is likely the churners who are jumping on these deals so fast.

    • BexForHeadache on 02/11/2018 - 13:54

      This deal has been around for months…

      • endolphin on 02/11/2018 - 17:17

        Variations of, yes, but this specific deal was announced yesterday.

        • BexForHeadache on 02/11/2018 - 21:56

          This specific deal was the same last month.

  • mercaltom on 02/11/2018 - 11:11
    +2

    also deals out for the other Westpac Brands - BankSa and Bank of Melbourne

    BankSa // BSA
    https://www.banksa.com.au/personal/credit-cards/frequent-fly…

    BankSa Amplify Platinum = 50k Qantas Points + spend $2k within 90days + $99 annual fee + travel insure
    until 23/01/19
    earn rate 0.5 points/$

    BankSa Amplify Platinum = 80k Qantas Points + spend $4k within 90 days + $179 annual fee first year + travel insure + 2 Qantas lounge pass
    until 23/01/19
    earn rate 0.75 points/$

    https://www.bankofmelbourne.com.au/personal/credit-cards/fre…
    Bank of Melbourne // BOM

    BOM Amplify Platinum = 50k Qantas Points + spend $2k within 90days + $99 annual fee + travel insure
    earn rate 0.5 points/$

    BOM Amplify Signature = 80k Qantas Points + spend $4k within 90 days + $179 annual fee first year + travel insure + 2 Qantas lounge pass
    earn rate 0.75 points/$

  • Worf on 04/11/2018 - 09:06

    Can you access the qantas or virgin lounges if you are flying with a different airline?

    Also, can you gift the lounge pass access if you are not going to use them?

  • zpohc on 05/11/2018 - 22:27
    +2

    Applied for the Qantas deal and emailed documents this morning and just got approved tonight. Got a text and email saying I'll be receiving the card within 5 business days. Thanks OP!

  • 2keane on 07/11/2018 - 13:49

    Rejected for the Qantas, Westpac cards last week but this one approved fine yesterday.

    Also as this is a Westpac affiliated card would I still be able to get the Westpac card in the future for the points?

    • starburstyellow on 07/11/2018 - 14:24
      +1

      Yes you would be fine.

      • Kranbone on 10/11/2018 - 02:52

        I'm not so sure about this. When I read the st george terms it said I wasn't able to receive the points because I had a westpac offer.

        Wouldn't this be the same when reversed?

        • starburstyellow on 10/11/2018 - 10:35
          +1

          I had a westpac black cc, closed in May 18. Signed up to this offer in August 18, got the points.

          • edrift on 17/01/2019 - 13:23

            @starburstyellow: How long did it take to credit the points after reaching the spend amount? Did you have to pay off the balance before they gave you the points?

  • eriktufa on 15/11/2018 - 15:21
    +1

    Thanks OP! Got one with a quick conditional approval!

  • Gooddeal21 on 18/11/2018 - 16:49

    I am tempted, because looking for a free one to get points but considering waiting a bit more in case something else comes in.
    edit : I had a look on previous deals and looks like ANZ happened in Jan 2018 so might wait Jan for the new free card :)

  • iversonjack on 20/11/2018 - 10:30

    Applied 6th Nov, supplied 2x payslips same day, then didn't hear back for 1.5 weeks.
    I then called them and apparently they said it was approved the 7th and the cards have already been sent out, wait up to 10 days.
    Didn't get any emails or texts to confirm successful approval, but got the cards on 19th in the mail.
    Fingers crossed water and electricity are not 'ineligible' government purchases…

  • iversonjack on 21/11/2018 - 15:27
    +1

    QFF version of card is now fee-free as per:
    https://www.ozbargain.com.au/node/418075

  • BuyNow Think Later on 21/11/2018 - 19:22

    OP link doesn't have Deal 2. Anyone knows how to get Deal 2?

  • starburstyellow on 21/11/2018 - 20:25

    Use this one as it has an fee of $0 now.

    https://www.ozbargain.com.au/node/418075

  • freestyle18 on 04/12/2018 - 11:28

    Anybody succeed with good cash flow/no debt but average credit score?

  • mrhammy on 12/12/2018 - 11:55

    Applied for this last week - still waiting for them to decide.
    I'm retired on 50K after tax pension and they claim they are still trying to verify my Public Service Superannuation.
    Got several credit cards - all with low or no balance. Total balance under 15k
    Got an email stating I'd been conditionally approved for 15k limit, then got another saying it was 20k limit. Then it all went silly and they've made no progress at all. Can't be bothered dealing people who are that slow to process things.
    Load of rubbish if you ask me. Have given them an ultimatum - approve today or cancel the application.
    Some seem to be getting immediate OK - maybe age discrimination (Joke)

    • starburstyellow on 12/12/2018 - 12:37
      +1

      I would stay the course, considering your Credit File has been hit already. Sometimes gotta be bit more patient for these banks.

      • mrhammy on 12/12/2018 - 18:37

        starburstyellow
        Too late… I sent them an email shortly after I posted to OzBargain.
        Got no reply - typical of a bank.
        Given up with St George.
        Maybe try going to Qantas direct, they sent me an offer for 70k +30k after annual renewal.
        The hit to my credit file would have been the first thing in about 5 years, so I hope it'll take another hit without too much damage. If not, Meh…
        Would've been nice to have a card that gave me points, but the big purchase that would've got me across the spending line won't wait much longer so I'll just use a normal card and forget the points… Shame cos it would've almost maxxed out the credit limit and earned some nice points…
        Thanks for the comment though…

  • rocky7st on 15/12/2018 - 09:31

    I just got my temp card. The letter said they have been ozbargain and struggling to keep up with supply of cards so sent me a temporary one. No idea why this can't just be my normal card!

  • adamm12 on 19/12/2018 - 09:45
    +2

    This offer has been extended to 23rd of January 2019, can you please update…

    Also i got my points after the 1st statement closed, thanks OP.

    • starburstyellow on 19/12/2018 - 10:42

      Thanks. Havd organised to be extended.

  • Shanesmith1 on 08/01/2019 - 12:01

    How does one get the qantas lounge passes? Just tried to call but there was a long wait so figured I’d ask you helpful lot first!

    • iversonjack on 08/01/2019 - 17:14
      +1

      In the fine print:

      Qantas Club Complimentary Invitations: As a St.George Amplify Signature cardholder earning Qantas Points, you are eligible for two Qantas Club Complimentary Invitations within each 12-month period of your anniversary registration date when you register your Amplify Signature credit card via loungepass.stgeorge.com.au and you have made a transaction of more than $1 within the last 12 months.

  • edrift on 11/01/2019 - 18:07
    +2

    Paid my second statement bill and waiting for the points now…

  • TomGum on 17/01/2019 - 19:10

    What is the minimum credit card limit?

    • daft009 on 17/01/2019 - 21:11

      15k

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