Get $50 for Opening an Everyday Account with IMB (Must Have Entered Win a Mini Competition)

3128

Get $50 for Opening an Everyday Account with IMB (Must Have Entered Win a Mini Competition)

Go to Deal

Lbod311 on 05/06/2017 - 18:43 imb.com.au (8445 clicks)
Last edited 15/06/2017 - 14:40 by 2 other users

MINI

Open an Account with IMB by 30 June 2017 and receive $50 by 5 July 2017. Make sure you enter the code MINI in the promotional code box to get your cash bonus.

No deposit or other requirements, just open up the account. The Everyday Account (not the Everyday Unlimited Account) is monthly account keeping fee free if you select a IMB Cash Card and not the VISA card, so there should be no cost to participate.

Ensure you enter the MINI promotion code after your application is submitted.

EDIT: The terms and conditions have been updated this morning as follows:

"This offer is available for individuals who entered our Win a Mini competition and who are new members who open an IMB transaction account online and enter the promotional code "MINI" by 30 June 2017."

Financial Bank Account Transaction Account

6 Jun 2017 3:03pm

Related Stores

IMB Bank

closed Comments

- [Deactivated] on 19/06/2017 - 12:19
  
  Sign me up
  - [Deactivated] on 19/06/2017 - 12:24
    
    +1
    
    I'm off uni till August, so I have all the time in the world to get this started if we get enough interest.
    - 8200 on 20/06/2017 - 20:17
      
      -1
      
      Count me in
- INFIDEL on 20/06/2017 - 20:58
  
  I think you must be joking.
  
  We aren't / weren't even customers of the bank & weren't personally offered $50 (it was unauthorised excerpt from a targeted email, promoted as a deal by OP - who could be liable for any action).
  
  The first thing to do is lodge a complaint with the bank. This will likely be rejected based on IMB's email response. Then the FOS.
  
  If you then proceed to legal action, you need to prove you do have legal standing to mount such a case. I highly doubt you could show it, based on the above conditions.
  
  Class action (representative proceedings here) may be easier in other countries, but not widely used here.
  
  At what cost for the legal team, court costs, etc… (Generally cost thousands per person up front. The settled legal fees in the recent detention centre class action was over $20M.)
  
  For a claim of what… $50 each - what you incorrectly thought you would receive from IMB, based on what you read on OzBargain.
  
  And after spending all that time & money taking a class action, class representatives may have an adverse costs order made against them if they lose the case… which could be very expensive.
  
  tell him he's dreaming
  
  I'm taking a class action against Santa for presents I didn't receive…
  - Omitsukasa on 21/06/2017 - 00:32
    
    -2
    
    Just let them do whatever if you think they're wasting their time. Obviously that person doesn't really mean taking class action, he just didn't know where to go to complain.
    You've commented so much here and seems like the time you've spent commenting in this thread far exceeds the effort and time it'll take people to lodge a complaint to the ombudsman.
    - INFIDEL on 21/06/2017 - 08:19
      
      As in many failed deals, people say they will lodge complaints - venting but not following through. Just useless!
      
      I always encourage people to know their rights & complain where appropriate. But first approach the business with your complaint.
      
      I follow through if I have a strong case (this case is so weak) & the time spent lodging a complaint is less than I could earn by not complaining, or is in the public interest. You've got to pick your battles.
      
      In this case bad PR will most likely have the greatest success. I posted above IMB Facebook address.
      
      My 1 legal action against a business showed me it is unlikely that a successful outcome will be worth the long battle, despite winning all I claimed including compensation. The company apologised & agreed to changing it's customer relations & staff training (a large expense for them), the staff member who initiated the issue was in tears & feared she would lose her job (she learnt the consequences of her unjustified actions), I paid for a nice holiday with the payout… but ultimately it wasn't satisfying.
      
      Fortunately, the approach I used set a precedent (not under law as case was settled out of court) others have used to fight similar cases. As it was seen as a test case, a State Government Department provided support & advice, and had support from a section of the business community who were sick of the practice tainting their reputation - without which I would never have started my fight. But I took on the case without lawyers & fought it myself.
      
      People often say they will take on a case without understanding what that entails. Talk is cheap.
  - 8200 on 21/06/2017 - 15:10
    
    +1
    
    You can "WIN" by lodging a FOS case against them, its free for us, they get a automatic investigate charge MORE than the $50 they don't want to pay
    
    If at least 500 people of the 1000's that signed up, would be a massive cost to them
    
    I am doing it as soon as they confirm they are not paying the $50
    
    I will also continue to keep IMB employees "busy" with constant phone calls and emails for them to respond.
    
    THEY WILL NOT WIN WITH ME, they win the battle i win the war, i am a seasoned player against David v's Goliath screwing us
    
    GAME ON!!
    - sselicrem on 21/06/2017 - 17:33
      
      +3
      
      I wish you well in your fight if you plan on doing all that.
      
      I'll wait for the 5th, and if no $50 I'll lodge a complaint with the bank and then follow through with a complaint to the FOS. If nothing comes of it I'll move on knowing the FOS complaint probably cost them more than the $50 anyway so it will be their loss.
    - INFIDEL on 21/06/2017 - 18:47
      
      @bennoc:
      See below.
    - INFIDEL on 21/06/2017 - 19:03
      
      -4
      
      The FOS is very unlikely to become involved in any complaint into a bank competition as it would likely be outside their scope of investigation.
      
      Just because someone posts a private email from a Bank without authorisation as a deal, that was targeted only to those who entered the Mini competition, does not mean anyone can make a claim or expect a reward from that offer.
      
      As I have pointed out, IMB will likely be monitoring these posts & directing threats of extorting money from the Bank by using the FOS complaints process to the Ombudsman. Vexatious complaints are unlikely to be raised with the FOS.
      
      The likely outcome is to bring the reputation of OzBargain into disrepute.
    - sselicrem on 21/06/2017 - 22:32
      
      +1
      
      Thanks for the advice. You've made your feelings on the issue very clear in many posts, however I'll proceed as planned regardless of what your opinion is on how the ombudsman will view complaints made by people relating to this issue.
    - INFIDEL on 21/06/2017 - 22:37
      
      @bennoc:
      Of course - best of luck.
    - ONSALE on 22/06/2017 - 01:03
      
      +3
      
      @Infidel:
      The offer comes up after a simple google search of "imb $50 mini" And if you searched that via word of mouth you would have come to a page that said nothing originally about it being only for people that entered the competition. Imb changed the conditions after Ozbargain. They are in the wrong.
    - INFIDEL on 22/06/2017 - 04:39
      
      -1
      
      @ONSALE:
      Yes, IMB stuffed up in a big way, hence my neg vote. But there were signs this might not end well. The second post in this deal questioned this deal's validity.
      
      Reading the search you suggest…
      The first one I saw was from IMB
      "If you entered our Win a Mini competition you will get a $50 bonus1", which is their updated page including the requirement to have already entered the Mini competition - as you correctly point out. So many people visited that site!
      
      The next are from OzBargain or are reposts of this OzBargain deal.
      
      If you know what to search, there are many sites available online - but without the original email as a starting point, no one else looked & posted this as a deal. I doubt many have found their way there by accident.
      
      The link in this deal was sent by IMB only to those who entered the Mini competition.
      
      IMB stuffed up majorly (they should have ensured only those qualifying for the promo could access the site we went to), but the promo as part of a competition some people entered was supposed to be open only to those people. IMB promo team would have only budgeted for & got approval to spend a maximum of $50 x less than 5000 who entered the Mini competition.
      
      To ensure that, IMB have now simply checked those attempting to open a bank account using the code "mini" against those sent the offer in emails, and refused the $50 to those who weren't invited. My opinion is this would likely be outside the scope of the FOS to investigate, but we'll soon know for sure.
      
      Like all businesses, IMB can restrict entry to their own promo. (A bit like showing an invite to the bouncer on the door of an event - they should check your name against those invited & validity of invite, rather than accept you should come in because you say you're invited & there were no t&c on invite they found saying you may be rejected if not legitimately invited.)
      Those originally entering their competition would likely have agreed to IMB's t&c which we haven't.
      
      IMB has felt the force of this site. It will have already cost them dearly. Their lawyers & PR people will be well paid to fix this issue. But it could have been avoided by inserting the conditions of entry to the competition in the original linked page or a way to restrict entry to site. IMB will have learnt from this.
      
      The posting of the link contained in a private email from the Bank without authorisation as a deal has led to disappointment. This type of thing has happened many times on OzBargain :-(
      
      Hopefully we'll be more wary & less expectant of a happy outcome in future 'too good to be true' deals like this.
      
      (I was wary… but opened an account via this promo, just in case. But I have been personally attacked for pointing out when popular deals would not be available to us as the offers were only available to those directly receiving it from the promoter - a pretty usual practice.)
[Deactivated] on 29/06/2017 - 14:35
I just received a 'welcome to IMB congrats on opening your account" letter in my mailbox…. still no (profanity) atm card after all this time? account is open and 0 dollar balance….. its all active

never received one single email from IMB except to say thanks heres your online details, your active and good to go

so many people here got cancellation emails or declined ones? be interesting to see whether

people who received cancellation emails used the ozbargain click thru redirect (I went direct to the IMB site)

location (because im very much the geographic for this bank and have family banking with them etc etc)

we will see I guess, I'm guessing they will try and pull a swifty on me
- Abbi on 29/06/2017 - 17:02
  
  I got the same letter. And no cancellation email either.
- sselicrem on 29/06/2017 - 20:35
  
  I haven't received a letter, and no card either. I transferred money to the account the other week and it's showing up under current balance, but the available balance is showing $0.00 even though the account status is showing open. Sad thing is I would be using this account if they sent me a card and gave me the $50 instead of being dicks and trying to get out of their mistake.
- INFIDEL on 29/06/2017 - 21:33
  
  Received email with account details, congratulations on opening account letter sent 5/6, account set up with $0 balance.
  
  Then a call on 22/6 from IMB to check account is ok & to set up telephone banking & invite to pop into branch, email with phone banking set up, same congratulations letter resent 22/6…
  
  But no ATM card.
[Deactivated] on 04/07/2017 - 16:46

+2

moment of truth tomorrow is bonus pay day. let's see who gets screwed.

my guess is everyone lol
jjsnacks on 05/07/2017 - 06:41

Nothing in the account yet
sselicrem on 05/07/2017 - 08:12

+1

Nothing in my account either. I have lodged a complaint with IMB and will give them 48 hours to respond (no doubt with their generic response about needing to have entered the MINI competition) and then will lodge my complaint with the FOS and move on.
- [Deactivated] on 05/07/2017 - 16:02
  
  yeah I still dont even have an ATM card despite getting everything else…. even a welcome pack
  
  giving them til 5pm and lodging my FOS complaint. Sure it wont mean much, but they have (profanity) everyone around.
jjsnacks on 05/07/2017 - 09:56

I did enter the initial competition
- [Deactivated] on 05/07/2017 - 13:15
  
  Did you get paid ?
  - jjsnacks on 05/07/2017 - 13:49
    
    Nope!
    - Reveen on 05/07/2017 - 16:18
      
      05/07/2017 Multi Payment WIN A MINI PROMOTION $50.00
      
      Note: I entered the competition.
    - [Deactivated] on 05/07/2017 - 16:38
      
      @Reveen: did that hit just now ?
      
      still nothing in mine 20 mins until I lodge with FOS
    - Reveen on 05/07/2017 - 16:39
      
      @wingwang: Yes.
    - Phalaxis on 05/07/2017 - 17:14
      
      @Reveen: Thanks for the heads up to check again. Received mine now. I entered the initial competition.
    - Reveen on 05/07/2017 - 17:22
      
      @Phalaxis: Now the question is how to close the account without having to go into a branch?
    - Phalaxis on 05/07/2017 - 17:32
      
      @Reveen: No branches in my local area. Might just let it sit dormant.
    - Reveen on 19/07/2017 - 13:32
      
      @Phalaxis: The problem was I opened an Everyday Unlimited Account rather than an Everyday Account. The Unlimited charges you account keeping fees for balances less than $2,000. Solved this though by calling up and converting the Unlimited to an Everyday and then withdrawing.
jjsnacks on 05/07/2017 - 16:43

Yep mine is there now too!
[Deactivated] on 05/07/2017 - 17:04

+2

FOS complaint lodged, scumbags. Hope they enjoy the level 1 fees.

how is everyone else closing their accounts? just leaving them empty?
- jjsnacks on 05/07/2017 - 19:29
  
  Did you enter the initial competition?
seanbaussie on 05/07/2017 - 17:15

I was part of the original promotion and got my$50 today.
Baebs on 05/07/2017 - 20:10

Haha, what a funny ending. It was worth a shot :)
hamza23 on 05/07/2017 - 21:34

05/07/2017 Multi Payment WIN A MINI PROMOTION $50.00 $50.00

I did enter the initial competition
sselicrem on 09/07/2017 - 11:45

+2

Lodged a complaint with the FOS. Haven't got a response from IMB yet but it appears my internet banking has been made unrestricted so I can now transfer money out of the account, and possibly a card is on it's way, however no $50 yet.

Will see how it plays out but they've got until the 19th of Aug to contact me about it.
Ryk on 13/07/2017 - 13:33

+3

Received a welcome email from a branch today, so they haven’t closed the account as suggested by their last email.
Would prefer the $50 I’m owed.
- CVonC on 13/07/2017 - 17:27
  
  +1
  
  Same here! They said not to do anything if we wanted it closed ffs.
n0u on 13/07/2017 - 14:30

+2

Made a complaint on the website with a threat to go to FOS and got the money within 2 days.
- citygal on 13/07/2017 - 21:12
  
  Didn't work for me..
  - n0u on 13/07/2017 - 21:15
    
    Here's the sequence of events for me:
    
    Made a complaint on the online link
    Got an email saying I don't qualify and that I can cancel if I wanted to
    Requested the matter be escalated into a complaint (for the purposes of FOS I believe you need to formally lodge a complaint and provide 45 days before they intervene)
    Got another email saying I don't qualify
    Attached the terms and conditions from the page earlier, and highlighted that it does not state that I don't qualify
    Money hits the account 2 days later with no further replies from them
    - citygal on 13/07/2017 - 21:27
      
      I thought that you will be ok to lodge a formal complaint once after you made a complaint on the online link and they said no?
    - n0u on 14/07/2017 - 03:23
      
      I'm not sure on the specifics and what entails a complaint versus just a general enquiry, but I guess once I mentioned the word 'FOS' they buckled pretty quickly.
twiz911 on 13/07/2017 - 18:05

I did NOT click on the button in the email saying to confirm if I wanted my account but today got an account opened email! WTF?!
- whey4000 on 13/07/2017 - 19:59
  
  Same here, i called them and they said they will close my account
tobi3421 on 13/07/2017 - 23:44

wtf i got an email too saying my account is open.
sad thing is i never received any account details so i can't even log in to check my balance.
- twiz911 on 14/07/2017 - 00:18
  
  They sent me my member number in the initial email straight after applying. From that you can reset your password and login.
  - tobi3421 on 14/07/2017 - 00:29
    
    yeah i never got that.
    if im gonna have to call up to cancel now, i might as well ask for my account details, make the complaint and take it to ombudsman and get my $50 like the guy above
tobi3421 on 14/07/2017 - 10:56

+1

Alright so one of their consultants just hung up on me. This is possibly one of the worst banks I've ever dealt with. Terrible customer service and unwilling to honour a promotion.
- sselicrem on 14/07/2017 - 15:49
  
  +2
  
  Yep they've cut all contact with me and simply ignore any emails I send. Even sent one simply asking if they could confirm if a card has been posted out to me, and they ignored it.
  
  At least now that there is evidence they've paid the $50 to people who they originally claimed were ineligible, so it should add some weight to the claim. I am more determined than ever to see this to the end now and will be updating my FOS dispute to include them paying those who they claimed were ineligible, and them refusing to have any communication with me to this point.
  
  I was keen to keep using the account and they probably would have made their money back over time, but they are being like petulant children because people are pushing them to hour a deal that they didn't manage properly, and so now as soon as the money goes in, it will be going out and so will I.
Ryk on 14/07/2017 - 21:26

+2

If there was any question about why this institution is so small after 120years in operation, it's their small mind, small outlook. They cant see the bigger opportunity just up the road.
Abbi on 18/07/2017 - 14:26

After lots of emails back and forth after a complaint was made, they have apparently scrutinised my account and come back and said I signed up for a Rewards Saver account, which isn't one of the listed accounts in the promotion.

Oh well, lost cause for me, pretty sure I signed up for an Every day account but I guess I screwed up.
- ONSALE on 19/07/2017 - 12:51
  
  The exact same thing happened to me and I eventually just messaged them to close my account after they told me that. I had thought I opened an every day account though originally also.
  - Abbi on 19/07/2017 - 18:06
    
    Is it possible the are changing accounts on us? I could have sworn I signed up for an every day account, but checking through all my signup emails there is nothing to state that which is strange in itself.
sselicrem on 18/07/2017 - 14:36

+2

I rang up yesterday to update my mobile number, and they told me I can't do it over the phone and they have to email me a form, which I have fill out and post back to them in Sydney (I'm in QLD) along with a copy of my drivers license and a bunch of other ridiculous bullshit.

Pretty sure they are just making things as difficult for me as they possibly can because I made a FOS complaint, so I've given them until the end of the week to update my mobile number or I'll update my FOS complaint and increase the amount of compensation I'm asking to cover all my costs and time spent dealing with their bullshit.

These guys are a disgrace I've never seen anything like it with any business I've ever dealt with!
- sselicrem on 21/07/2017 - 17:46
  
  +1
  
  No response from them by the end of the week as expected. Waste of time trying to contact them about anything so just going to update my FOS complaint first thing Monday and increase what I'm asking for, and will wait until this one is resolved next month then open another dispute about them refusing to update my mobile number.
Ryk on 18/07/2017 - 16:18

meanwhile ING send out the same code every month for either a $75 and/or $100 rebate
shortgum on 20/07/2017 - 10:54

Make an enquiry for this promotion today
on my account opened get an expected NO from imb. then second day our home internet cannot access imb website. turned on vpn or access outside home is work. guess they now block our IP address using their site. amazing bank! who had similar treatment?
- sselicrem on 20/07/2017 - 16:12
  
  Wouldn't surprise me!
INFIDEL on 21/07/2017 - 14:57

Received a "Sharing is Caring" offer in mail today - get a friend (New member) to sign up by 28/8/17 & you & friend receive $50 in accounts.

But t&c include:
Original voucher must be presented in person at IMB branch or by FAX to IMB DIRECT (FAX both sides of voucher after ringing the bank).
1 voucher per member.
New account must be opened with minimum $50 held for 1 month.
Paymant made 4 weeks after verification…

ING referrals are so much easier!
- Reveen on 21/07/2017 - 15:04
  
  I received the same offer. Being a strictly offline offer in the year 2017 gives me the impression they are scared of OzBargain.
  
  Edit: My offer is referrer receives $100, referee $50.
  - INFIDEL on 21/07/2017 - 15:08
    
    Mine is $100 to share - not that I will be redeeming with this bank!
    - Reveen on 21/07/2017 - 15:09
      
      You wrote $50 above - typo?
    - INFIDEL on 21/07/2017 - 15:11
      
      @Reveen:
      I wrote you & friend receive $50 in accounts =$100
      
      States "$100 to share" - "we'll give you $50 each" on voucher I received.
    - Reveen on 21/07/2017 - 15:13
      
      @Infidel: Aha! - "Introduce a friend and share in $100.00" - I get it now!
    - INFIDEL on 21/07/2017 - 15:14
      
      +1
      
      @Reveen:
      You thought IMB would be generous with their offers?? Or make those offers simple
      to accept😠
    - Reveen on 21/07/2017 - 15:15
      
      @Infidel: Do we post this as a separate deal out of spite?
    - INFIDEL on 21/07/2017 - 15:16
      
      @Reveen:
      Only if you like a lot of negs ;-)
- Ryk on 29/07/2017 - 21:06
  
  fax?
Abbi on 22/07/2017 - 07:06

+1

I went to close my account yesterday, and he took two seconds to do it, normally it's instant so I checked it after the call and still open. I thought maybe it takes some time, so check it later in the evening, still open. So I check it this morning and still open! Lol. Oh the incompetance of this bank is truly staggering, they can't even get a simple account closure right. Why would anyone trust them with the deeds to your property! Or even your savings.
skinnybutt on 02/08/2017 - 12:51

+4

FOS complain lodged on June and got my $50 in the account today, just so letting you guys know, they are not going to get away for free!
- MaximumEffort777 on 02/08/2017 - 14:48
  
  +2
  
  I lodged my complaint on July 17th, the response said IMB have until September 1st to reply. I'd be happier not hearing from them and getting the $50.
  
  Edit: Just logged in and it was deposited today :)
- sselicrem on 02/08/2017 - 16:26
  
  +1
  
  Nothing in my account
- [Deactivated] on 03/08/2017 - 02:35
  
  +1
  
  Nothing in mine but I do have a negative six dollar balance for account keeping fees despite never even being sent a card or information
- ruskiromka on 04/08/2017 - 13:12
  
  Nothing in mine.
MaximumEffort777 on 04/08/2017 - 15:36

+2

I’d imagine there’s a few of these going out now :)

https://imgur.com/a/thhkl
- [Deactivated] on 04/08/2017 - 16:06
  
  +1
  
  I'm still waiting on these numbskulls to reply to the FOS complaint
  
  in other news, I still don't have an ATM card two months later? I added that to my FOS complaint also, why am I being charged 6 dollars in account keeping fees yet they seem unable to send out something basic like an ATM card
- sselicrem on 04/08/2017 - 17:02
  
  That's probably why I haven't seen my $50. I told them I had been planning on using the account as my primary bank account, but after their disgraceful handling of this I would be closing it immediately after I get my $50.
  
  My letter will probably be the same, without the last paragraph. Guess I'll have to keep arguing the case with the FOS because in any other situation they would have argued the promotion was subject to the terms and conditions, only this time they screwed it up and now claiming a sentence on the promo webpage negates the terms and conditions.
- sunaus on 05/08/2017 - 13:44
  
  +1
  
  IMB says a lie in the letter,
  
  It was clear in the body of the original copy of the webpage before any amendments were made in the statement that stated:
  "And just for entering our Win a Mini competition you will get a $50 bonus…"
  
  It was after the amendments, and no that word before the amendments.
Ryk on 05/08/2017 - 12:33

I'm bouncing 25c between accounts in a recurring daily transfer to keep it real.
shortgum on 05/08/2017 - 22:16

question about lodging FOS compliant. have contacted FOS a lady told us to send an equiry directly to IMB which we did about 2 weeks ago. FOS lady then told us suppose to wait for a 45 days to get a response from IMB before lodge a formal dispute to FOS, we yet got reply from IMB and don't think they will. so how did you manage to lodge a dispute so early to FOS but not waiting for 45 days from IMB to reply first?
- MaximumEffort777 on 05/08/2017 - 22:40
  
  +1
  
  Did you ever receive the initial email containing this?
  
  It's great to have you on board. We notice that you opened your account using the promotion code MINI. We have reviewed our list of eligible entrants who entered our Win a Mini competition and, unfortunately, you're not on the list so are ineligible to receive the offer.
  
  I just used that as my basis for lodging a complaint directly with the FOS because it was pretty clear from that email that IMB weren't going to honour the promotion. The FOS response to my complaint stated IMB had 45 days to respond, within 2 weeks I had the $50 deposited.
Monty1089 on 07/08/2017 - 23:14

+2

I just remembered about this deal and after reviewing most of the people receiving their $50 credit .. i have now made my FOS complaint. Hopefully a positive outcome :)
- Monty1089 on 11/08/2017 - 23:45
  
  +2
  
  In the email from FOS i received IMB has until August 29th to respond before FOS steps in.
  
  But what is working in our favour is the letter IMB starting sending out (linked above by Jonesy7707). They claim some false eligibility crap in the letter and a sign of good will they will credit the $50 anyway. So they cannot give the money to some people and not the rest.
  
  So everyone who hasn't complained with FOS yet .. do it and link that letter. We should all definitely get our $50 credit :)
sselicrem on 09/08/2017 - 09:13

+2

No letter yet, but they credited me my $50 finally!
- [Deactivated] on 09/08/2017 - 15:32
  
  when did you lodge your FOS complaint? the scumbags haven't even responded to mine
  - sselicrem on 09/08/2017 - 17:15
    
    Submitted mine on the 6th of July the day after they were supposed to pay the bonus.
[Deactivated] on 14/08/2017 - 20:38

14th - still no ATM card, still no reply to my FOS complaint, still deducting $6 a month for account keeping fees…
- tooblue on 15/08/2017 - 13:59
  
  +1
  
  This will warrant another complaint to FOS to cost IMB another few hundred dollars fees.
  When did you lodge your complaint to FOS?
- Monty1089 on 15/08/2017 - 14:16
  
  +1
  
  I haven't received an ATM card either. My account is active and I did receive the welcome email. I didn't think this account had any account keeping fees?
  
  Still no response from IMB for me. They do have until August 29 to get in contact though.
  
  @ wingwang What does it say in your email from FOS? There is a date that IMB should respond by.
  - shortgum on 15/08/2017 - 21:17
    
    +1
    
    received the mail today same letter as @jonesy7707. not need to worry you will sure get the credit but those customer service gesture comment are all but faking how good they are anyway. IMB worked out legally can't get away with it if customer make FOS compliant. one way or other best to paid the bonus for customer
MaximumEffort777 on 15/08/2017 - 20:05

+1

Lodged a complaint with the FOS on August 3rd for my wife's account and the $50 was deposited today. That's 2-for-2 bonuses we managed to get deposited.
- [Deactivated] on 15/08/2017 - 20:54
  
  just got mine now too, finally.. still no ATM card.
  
  have you transferred yours out at all? I just tried via the app it just says "SYSTEM ERROR OCCURRED" almost as if they have some sort of block on the account
  
  I only got $44 because the $6 fees they took out i'll just have to take the loss I guess… still wondering where my ATM card went though
  
  I'm going to get this money out and go down to a branch to have this account removed tomorrow. Wont be ever visiting IMB again in my lifetime.
  
  hmm just tried on a computer it made me agree to some updated terms that appeared… then it let me transfer it out
  - MaximumEffort777 on 15/08/2017 - 21:33
    
    No ATM cards for my wife or myself and no monthly fees charged either. Transferred the $50 out of each account immediately and will phone to close the accounts tomorrow….not looking forward to that!
sunaus on 15/08/2017 - 21:32

+1

Lodged a complaint with the FOS on 2-Aug, and have not received any letter yet, but today $50 is in account with CREDIT TRANSFER (IMB MINI COMPETITION).
Monty1089 on 16/08/2017 - 14:11

+1

Good news everyone .. i checked my account and $50 deposited today :)

It definitely works. Lodge your FOS dispute with that letter and you will get your money :D
- [Deactivated] on 16/08/2017 - 14:14
  
  +2
  
  goes to show that you cant just update terms and conditions on the fly to suit yourself. They definitely knew this but probably thought by rejecting a large amount of people vs the people that would take them to FOS would work out for them.
  
  I hope every single person does it. How many times has a bank or credit union used terms and conditions against their own customers to screw them? every single day! so they get what they deserve

This was posted 7 years 5 months 17 days ago, and might be an out-dated deal.

Get $50 for Opening an Everyday Account with IMB (Must Have Entered Win a Mini Competition)

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