Get $50 for Opening an Everyday Account with IMB (Must Have Entered Win a Mini Competition)

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Get $50 for Opening an Everyday Account with IMB (Must Have Entered Win a Mini Competition)

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Lbod311 on 05/06/2017 - 18:43 imb.com.au (8445 clicks)
Last edited 15/06/2017 - 14:40 by 2 other users

MINI

Open an Account with IMB by 30 June 2017 and receive $50 by 5 July 2017. Make sure you enter the code MINI in the promotional code box to get your cash bonus.

No deposit or other requirements, just open up the account. The Everyday Account (not the Everyday Unlimited Account) is monthly account keeping fee free if you select a IMB Cash Card and not the VISA card, so there should be no cost to participate.

Ensure you enter the MINI promotion code after your application is submitted.

EDIT: The terms and conditions have been updated this morning as follows:

"This offer is available for individuals who entered our Win a Mini competition and who are new members who open an IMB transaction account online and enter the promotional code "MINI" by 30 June 2017."

Financial Bank Account Transaction Account

6 Jun 2017 3:03pm

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closed Comments

Windows7forever on 05/06/2017 - 18:59

Thnx
- hotmustardsauce on 05/06/2017 - 19:17
  
  +2
  
  Anyone facing issues with the address validation?
  - JohnHowardsEyebrows on 05/06/2017 - 19:23
    
    Yep. Anybody who's not on the Australia Post listing will not be able to enter manually, as any serious organisation will already let you.
Super8Tab on 05/06/2017 - 18:59

+8

There has to be a catch somewhere !
- Lil B on 05/06/2017 - 19:01
  
  +4
  
  I agree, There is always a catch with these kinds of deals..
  - Windows7forever on 05/06/2017 - 19:04
    
    +3
    
    Can someone find the catch please?
    - mparf on 05/06/2017 - 19:11
      
      +2
      
      This offer is available for new members who open an IMB transaction account online and enter the promotional code "MINI" by 30 June 2017. A $50 credit will be made into the new account on 5 July 2017. Limit of one bonus per person. This offer is not available in conjunction with any other offer on these products. Proof of redemption of this bonus will appear in the member's next statement. 2. An IMB transaction account means an Everyday Account, Everyday Unlimited Account, Everyday Unlimited Kickstart Account and Wisdom Saver Account. Please consider the PDS available from IMB Bank before making a decision about these products. Normal account opening criteria and requirements apply. This advice is general advice only and does not take into account your objectives, financial situation and needs. IMB Ltd trading as IMB Bank ABN 92 087 651 974 AFSL/Australian Credit Licence 237 391
    - treeherring on 05/06/2017 - 19:22
      
      +84
      
      IMB was not yet aware of ozbargain.
      But soon will be…
    - Ryk on 05/06/2017 - 21:36
      
      +10
      
      Everyday Account
      Transaction Fee for Cash withdrawals. seriously. 70c @IMB Atm, 85c @ eftpos cash out, $1.25 @Westpac group ATM
      Transaction Fee for eftpos purchase 85c
      Transaction Fee for cheque deposit 75c
      Deposit @Australia Post $2.90
      
      penny pinching.
      take your $50 and internet/app banking transfer it to just about any other bank
    - dfaktz on 05/06/2017 - 21:40
      
      +1
      
      @gikku: Woah, highway goddamn robbery in action with those fees.
    - Ryk on 05/06/2017 - 21:44
      
      +1
      
      @dfaktz:
      
      if you were in anyway intending to use these as an actual transaction account the unlimited for $6 would be a better deal, but so would the free ING, Citibank, nab, BoQ, Me Bank, …
      
      85c for eftpos would be $17 a month if you did 20 transactions, coffee, lunch, maccas, woolies, Dans, …
    - dfaktz on 05/06/2017 - 21:47
      
      @gikku: Oh no, I definitely wasn't.. Thanks for checking though — I'm aware how competitive everyone is at the moment aswell. I was just sheer surprised that they were still charging fee's like this.. and at that rate.. I have better fee's on my gambling cards..
      
      .. I'm almost positive I didnt have a single one of those fee's when I signed up to bankwest at 16 nearly a decade ago.
  - mun4 on 05/06/2017 - 20:32
    
    -3
    
    They could well be selling your Driver's license number to fake ID makers.
- [Deactivated] on 05/06/2017 - 19:07
  
  +13
  
  $6 monthly account keeping fees if less than $2000 deposited.
  
  Set up account
  collect 50 bucks
  transfer to real bank account
  close crappy illawarra mutual building society account.
  - hedonistic on 05/06/2017 - 19:19
    
    I assume that they would know people will do this. Is there anything in the fine print that preventts this from happening?
    - BertieBrown on 05/06/2017 - 19:49
      
      +2
      
      Yeah, I'd think that there'd have to be something that prevents people from doing that.
      
      Then again, you never know, if a company just wants press and publicity then giving away free money is always a fair bet, however, considering that this particular company happens to be a financial institution, I'd think that giving away money might not necessarily speak to their financial expertise.
    - dfaktz on 05/06/2017 - 21:43
      
      +2
      
      @Jawanzar: Especially when we estimate that so far, they've spent $100-150,000 just on the OZB signups. (as of this comments timestamp)
  - pitufon on 05/06/2017 - 21:59
    
    I wonder what the overdraft fee is. hoping people will forget to close account at 0 dollars.
    - Iggemo on 06/06/2017 - 12:33
      
      what, can u end up owing THEM money ???
    - dfaktz on 07/06/2017 - 14:03
      
      @Iggemo: To a max of like, $20 (I ASSUME) only because I didn't see a creditors license through my entire signup
  - Samsungnote10 on 05/06/2017 - 22:11
    
    I think it says $6 fee applies if balance falls under $2000 at any time
    
    Or am I reading it wrong
- TorukMakto on 06/06/2017 - 16:34
  
  you were right ..there was a catch :)
- INFIDEL on 15/06/2017 - 14:16
  
  And there was :-(
  Targeted email offer only to those nearly 4600 who entered the earlier Mini competition.
  
  Strangely 14 people still upvoted Deal after this was pointed out in Deal Description!
povertytrap on 05/06/2017 - 19:05

They used to have one like this for senior citizens before.
bonky on 05/06/2017 - 19:07

IMB Everyday Unlimited
A flexible day to day transaction account
There is no monthly account keeping fee when the balance remains over $2,0001
Enjoy unlimited fee free IMB transactions2
Get a free VISA Debit Card3 with payWave
Access over 3,000 ATMs across Australia4
Enjoy free internet and mobile banking, 24/7

1 A $6 monthly fee will apply if the balance falls below $2,000 at any time during the month
2 Fees apply to international transactions and transactions performed via non-IMB channels
3 Available to members aged 18 and over
4 Direct ATM operator charges don’t apply to IMB ATMs and alliance partner ATMs operated by Westpac, St.George, Bank of Melbourne and Bank SA. IMB transaction fees apply to the use of alliance partner ATMs by account holders who reside within postcodes 2500-2557 and 2571-2580
- bod311 on 05/06/2017 - 19:09
  
  +4
  
  There is an Everyday Account (not the Everyday Unlimited) which is fee free provided you don't want the VISA card.
- mparf on 05/06/2017 - 19:10
  
  +6
  
  Everyday Account
  
  Don’t want to pay monthly account keeping fees on your everyday banking account? The IMB Everyday Account is an ideal account for regular, everyday transactional banking. It has a great range of access options and no monthly account keeping fees. The Everyday Account also offers help with budgeting allowing you to open extra accounts at no charge and personalise your account names e.g. Household Bills.
  
  No monthly account keeping fees
  Immediate and flexible access to your money
  Link to an IMB Visa Debit Card
  Free Internet and Phone Banking including BPAY
  Over 3,000 ATMs across Australia to access your money from via the IMB, Westpac, St George Bank, Bank of Melbourne and BankSA networks, 24 hours a day, 7 days a week!
bonky on 05/06/2017 - 19:08

IMB Reward Saver
An ideal savings account to help you save for something special!
Earn bonus interest by saving as little as $50 a month and making no withdrawals1
Receive introductory bonus interest if you have not held an IMB Reward Saver account before1
There are no monthly account keeping fees
You can set up regular transfers from your everyday transaction account to maximise your savings

1 Bonus interest is not paid if $50 is not deposited or there are any withdrawals in a month
- dfaktz on 05/06/2017 - 20:19
  
  For people confused, this is the one to choose.
  
  Edit: Hmm.. just signed up this way and am now worried by the disclaimer at the bottom of the promotion page..
  ". An IMB transaction account means an Everyday Account, Everyday Unlimited Account, Everyday Unlimited Kickstart Account and Wisdom Saver Account. "
  Have sent them a mail, will let everyone know if something is a problem.
- DaneD on 05/06/2017 - 20:50
  
  So we have to deposit $50 to get the $50 bonus?
  - dfaktz on 05/06/2017 - 20:52
    
    No. This is talking about bonus interest.
    - DaneD on 05/06/2017 - 20:52
      
      Roger, thanks friend. Account opened.
- kevitkotw on 05/06/2017 - 20:52
  
  I can t see this listed in the t&c's
Mysterious on 05/06/2017 - 19:09

+1

Where do you get your member number for internet banking?
- mparf on 05/06/2017 - 19:10
  
  they email it
  - Mysterious on 05/06/2017 - 19:12
    
    +2
    
    I got my temporary password by SMS but no emails yet. I guess I'll be patient.
    - kehuehue on 06/06/2017 - 05:20
      
      Same here no emails yet
jv on 05/06/2017 - 19:11

-3

with IMB

Why didn't TA post this so we can have some fun…
- 0p on 06/06/2017 - 00:35
  
  What difference would it make?
  I fail to sea a pin…
mparf on 05/06/2017 - 19:12

OP, please correct. Account has to be open by June 30th. $50 will be deposited on 5th of July.
- bod311 on 05/06/2017 - 19:14
  
  +1
  
  Fixed as suggested to make it clearer. Thanks.
  - mparf on 05/06/2017 - 19:16
    
    Thanks OP!
    - dfaktz on 05/06/2017 - 20:18
      
      Now I'm wondering whether or not to wait a day to open so that the monthly fees won't apply till the day after they deposit the cash.. or if the offer will be gone by then after posting here and reddit!
JohnHowardsEyebrows on 05/06/2017 - 19:12

+3

I believe the $6 monthly fee is only for the Everyday Unlimited Accounts.
treeherring on 05/06/2017 - 19:13

-1

For those under 30/students
Startup a kickstart account and you're eligible for the $50 and a bonus $25 when you deposit your salary/centrelink.

For all others start up an everyday account without the visa card to avoid any fees!
- treeherring on 05/06/2017 - 19:21
  
  +2
  
  Disregard
  This offer not available with any other offer on these products
bonky on 05/06/2017 - 19:16

nice easy 10mins for $50!
Empharand on 05/06/2017 - 19:19

+6

Anyone else having issues opening up an account
I got this error 'Unfortunately we are unable to proceed with opening your account online'

I called them and they said that their system may be overloaded with the amount of applications coming through which may be causing people to experience that error
- JohnHowardsEyebrows on 05/06/2017 - 19:20
  
  +9
  
  Small regional bank about to be Ozbargained…that'll teach them. :D
- bonky on 05/06/2017 - 19:20
  
  +1
  
  id say its was ozbargained!… not overloaded!
  - rapoot6 on 05/06/2017 - 19:38
    
    +1
    
    Just worked for me :)
- seanbaussie on 05/06/2017 - 21:15
  
  I just had the same problem. Frustrating if it actually requires going in to a branch.
  
  Unfortunately we are unable to proceed with opening your account online.
  
  Please call IMB on 133 462 between 8am to 8pm weekdays or 9am to 4pm on Saturdays to see how we can assist or visit an IMB branch.
Iggemo on 05/06/2017 - 19:31

it is not working
[Deactivated] on 05/06/2017 - 19:32

Is it easy to close your account straight after you get the $50?
- Ararat on 05/06/2017 - 20:47
  
  +1
  
  do I need to go to branch or can I close online?
  - 0p on 06/06/2017 - 00:36
    
    Maybe that's the catch?
djevoultion on 05/06/2017 - 19:32

+4

I get "Your referrer code has now been applied to your application." in a separate window but when I export to PDF, I get a blank pdf. Is this right?
- Snoovey on 05/06/2017 - 19:47
  
  The PDF appears after a while. Just a reference number.
- Iggemo on 05/06/2017 - 20:27
  
  mine is just blank too
  
  edit: 5 mins later it has the info in it as the above fella said
- Ararat on 05/06/2017 - 20:46
  
  yes I got blank pdf page?!
powerhammer on 05/06/2017 - 19:33

+1

Just tried this on mobile and never got an option to enter a coupon code - Everyday Account (not unlimited).
- powerhammer on 05/06/2017 - 19:50
  
  +2
  
  Figured it out - the code is entered as the very last step after the application has been submitted.
- imed on 05/06/2017 - 19:51
  
  I applied on mobile and after I submitted my personal details (and therefore receive the email), there was another link to enter the promotional code.
twiz911 on 05/06/2017 - 19:36

+1

Think description should read

.. fee free if you select a IMB Cash Card and not the VISA card, so there should be no cost to participate.
Mysterious on 05/06/2017 - 19:41

+1

Has anybody gotten their member number yet by email?
- Iggemo on 05/06/2017 - 19:45
  
  i think their email system is ozbargained cos i was meant to get a password to resume my application but it also never came
spuderump on 05/06/2017 - 19:48

+1

Got my email and password instantly. All registered so will await 5 July to see if $$$ appears. Cheers OP!

FYI you enter the promo code at the very end of the application.
iFetch on 05/06/2017 - 19:51

+5

That was literally the easiest bank account opening process. The online ID check worked flawlessly for once. Thanks OP.
DemocracyManifest on 05/06/2017 - 20:04

+2

thanks op :) 100 for me and my partner
- dfaktz on 05/06/2017 - 20:32
  
  +1
  
  Haha, yeah, I'm wondering where I stop on family members to sign up..
  - demiurge on 05/06/2017 - 20:39
    
    +3
    
    Times like this you wish you have more siblings, or wives…
    - dfaktz on 05/06/2017 - 20:46
      
      +4
      
      Damn those mormons!
    - Steptoe on 06/06/2017 - 05:08
      
      Plenty would offer more than $50 to be rid of theirs.
Zeral on 05/06/2017 - 20:11

+1

Havn't heard of IMB but thanks OP.
Can't get enough of free money
Phalaxis on 05/06/2017 - 20:18

Thanks OP. Just noticed the promo email for this was in my trash.
Iggemo on 05/06/2017 - 20:19

+1

"Unfortunately we are unable to proceed with opening your account online.

Please call IMB on 133 462 between 8am to 8pm weekdays or 9am to 4pm on Saturdays to see how we can assist or visit an IMB branch."

:(
- subywagon on 05/06/2017 - 20:19
  
  I got the same :(
  - Iggemo on 05/06/2017 - 20:25
    
    +1
    
    OK i got it to work
    
    what i did different from all my failed attempts
    
    Switched to Chrome (failed in firefox)
    
    picked "declare later" for TFN (failed when entering this now)
    
    everything else i did identically the same so i hope this helps u
    - subywagon on 05/06/2017 - 20:40
      
      I did all that on my first attempt. I'll try again.
    - dm01 on 05/06/2017 - 20:45
      
      Failed twice in Safari for me, changed to Chrome, also failed. Same error as your was. I was choosing "declare later" for TFN for all three attempts.
    - subywagon on 05/06/2017 - 20:45
      
      +1
      
      @dm01: Just got it again. I reckon it's due to load…
    - dm01 on 05/06/2017 - 20:46
      
      +3
      
      @subywagon: Agreed.
      
      HEY EVERYONE, HOLD OFF FOR A FEW MINUTES WHILE I TRY MINE AGAIN, PLEASE!
    - subywagon on 05/06/2017 - 20:50
      
      @dm01: lol my thoughts too.. I wish they'd hold off for 1 minute! We should form a queue
    - dm01 on 05/06/2017 - 20:53
      
      +2
      
      @subywagon: 4th attempt just failed…on a positive note, I've got the application process to under 2 minutes, and I have now my passport # memorised :D
    - divergent on 05/06/2017 - 20:55
      
      +1
      
      Didn't work for me. I did both steps above but same response. Maybe it is an overload issue. I'll try again tomorrow.
    - subywagon on 05/06/2017 - 21:29
      
      +1
      
      @dm01: lol same. Under 2mins and my drivers licence number is now also memorised
- highon2str on 05/06/2017 - 20:43
  
  managed to get one application through, got this message with the 2nd one…
subywagon on 05/06/2017 - 20:19

Working for everyone? Seems to being ozbargained?
- dm01 on 05/06/2017 - 20:26
  
  Nope, just failed for me.
  - dfaktz on 05/06/2017 - 20:32
    
    Working perfectly fine and fast for me, just started and finished in last 10mins. If you're having problems please be specific.
    - dm01 on 05/06/2017 - 20:38
      
      "Unfortunately we are unable to proceed with opening your account online."
    - dfaktz on 05/06/2017 - 20:49
      
      @dm01: Ah, it's been logged that you're a fail. AFAIK, reading other comments, this doesn't seem to be linked to IP and rather to device.. so, try clear cookies, a different browser.. or just an incognito window in chrome.
    - subywagon on 05/06/2017 - 22:31
      
      @dfaktz: Tried incognito mode, but really seems to be getting ozbagained hard now. When I try to enter address fields it comes up with a red error saying please try again later
    - dfaktz on 05/06/2017 - 22:42
      
      @subywagon: I work as a network engineer and the site is showing no resource overload as far as I can tell anywhere — For this reason me and some others are giving suggestions for other things that would effect it.
      
      It's very possible that you are right and I am wrong, but a few things to take into account.. 1) OZB really isn't that much traffic.. only the super-under prepared people on hosts that were already pretty bad get hit by OZB (reddit is of course a different story) and 2) It definitely feels like the 'backend' has paused ur details to stop extra server load by you retrying over and over, so lets say you accidentally failed the first time for.. whatever reason, now, no matter how good your info is; the system will not let you try again for 'xx' hours,
      
      Usually sites that do the latter TELL YOU that you should try again in 2hrs or whatever time is set.
      
      ** TL;DR Do what it says, try again later, See link below. Sadly I only have possible explanations in the form of walls of text and not solutions buddy.
      https://www.ozbargain.com.au/comment/4753171/redir
    - subywagon on 05/06/2017 - 22:58
      
      @dfaktz: Thanks for taking your time to answer me. I've attached a copy of the error msg I received. Let me know what you think. Thanks
    - dfaktz on 05/06/2017 - 23:19
      
      +1
      
      @subywagon: Highly recommend that it's the problem I've linked to at the bottom of my message.
      
      .. I would try and tell you to give it a shot after midnight.. but there-in lays the problem with servers(etc) - I don't know when their API service regards it as midnight to roll-over.
      Though, I do know whoever is doing it for them, will have emailed the head of IT by now, warning them.. I'm also going to guess IT isn't 24/7 at IMB… so, I guess write out some random times, throw a few darts and you've got yourself an answer on when to check again.
      
      Sidenote — Can't imagine what the office is going to be like tomorrow morning! to the CEO: "Hey uhh, boss man, we have over 5000 more accounts! but uhh there's just a little tiny problem you see.. they all used our promotion, we owe about $250,000 to them.. oh yeah they've overloaded our API's aswell.. we have to pay more for bigger plans"
Quarn on 05/06/2017 - 20:23

+4

So do I give an address in Singapore? :)
OverburdenedWarrior on 05/06/2017 - 20:30

Damn, no passport or drivers licence. :(
- [Deactivated] on 05/06/2017 - 20:36
  
  +8
  
  did you arrive here via boat?
  - Zeral on 05/06/2017 - 20:48
    
    +10
    
    Don't judge, he's 5 and knows how use the Internet.

This was posted 7 years 5 months 16 days ago, and might be an out-dated deal.

Get $50 for Opening an Everyday Account with IMB (Must Have Entered Win a Mini Competition)

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