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Westpac 55 Day Platinum Credit Card - 20 Months Interest Free Balance Transfer Offer for Existing Card Holders

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WAAHD

This promotion showed up in online banking. I'm not sure if it's available to all existing customers. I have made a successful balance transfer over the phone by quoting the promo code.

Things you should know:

All Other criteria, conditions, fees and charges applicable to your account are unchanged. The promotional balance transfer rate is available when you request to transfer balance(s) from up to two non-Westpac Australian issued credit, change or store cards. Westpac Group employees are not eligible for this offer. You must quote or enter the promotional code when you request each balance transfer rate to apply. The promotional balance transfer rate may not be available in conjunction with any other promotion. The promotional balance transfer rate will apply to any balance(s) transferred for the promotional balance transfer period, unless the amount is paid offer earlier. The variable cash advance rate will apply to balance(s) transferred but left unpaid after the end of the promotional balance transfer period. Balance transfer amount(s) must be a minimum of $200. On the date of the balance transfer is debited to your Westpac card account, if your requested transfer amount will exceed 95% of your available credit limit, we will transfer only the amount that will cause your balance to equal 95% of that credit limit. Westpac will not be responsible for any delays that may occur in processing payment to your other card account(S) and will not close your other card account(s). The variable cash advance rate applies to balance transfers requested at any other time. Westpac can refuse any application for a balance transfer. Please note that you will not get the benefit of any interest-free days on purchases unless you pay the closing balance in full (including any balance transfer or any other promotional amount) by the statement due date each month.

Related Stores

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closed Comments

  • I think this is a targetted offer

  • worked for me. thanks OP

  • Any chance the annual fee free for life is still kicking around? Got someone I want to sign up…

  • i can see this in the app.

  • I had similar code in my account for a day and then it disappeared. When i called Westpac they said that I was eligible and offered me the BT. May be targeted?

  • If you plan to use the card for daily spending, be careful that you won't get interest-free days on purchases. I overlooked this previously from a similar deal.

  • Is there a link to the sign-up?
    Not available in my account or obvious link on site….

    • +1

      If you already have an account, you can call up the number on the ad and quote the promo code for a balance transfer.

  • Tried the call and was told this is targeted …
    Thought I might try a work around if there was a link :")

    Might have to go with the Low rate one for 18months on the front page of their site…

  • Anyone know if this is only for the "Westpac 55 Day Platinum Credit Card" or will it work with other Westpac Credit Cards too?

  • how to use free interest Balance Transfer wisely?

    • Get as much as you can, get the best savings account or term deposit you can.
      I.e. $10K for 3% makes $25 per month = $500 profit over 20 months. Not massive, but hey, free money :)

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