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Southern Cross Travel Insurance 15% off

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Southern Cross Travel Insurance 15% off
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LPerdo on 21/07/2016 - 13:58 scti.com.au (1416 clicks)
TREAT

15% off Southern Cross Travel Insurance - expires Sunday

As usual, I bought travel insurance last week and missed out on this offer myself.

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  • as01 on 21/07/2016 - 14:23
    +2

    Thanks mate. I was going to buy travel insurance from these guys tomorrow using the 10% off discount.

    15% off even better!

  • 1stOzBargainer on 21/07/2016 - 14:35
    +1

    Most insurance policies have a 14 day money back guarantee as part of the standard terms and conditions of a contract
    So if you haven't departed on your trip yet you may be able to use that to get the discount after all (though admittedly it would be a bit of work to cancel and buy a new policy). Could be worth calling to ask

  • reslo on 21/07/2016 - 14:52
    -1

    Better deal here imo > https://www.ozbargain.com.au/node/256784

    That deal is not getting much love for some reason mind you, even though they are underwritten by Allianz. Regardless for the same cover I took out yesterday with Fast Cover I saved $14 when compared to the Southern Cross deal.

    • j4ck on 21/07/2016 - 15:09

      Just entered some details then…

      For my trip in Decemember I've found that SCTI was cheaper by $30.

      • reslo on 21/07/2016 - 15:21

        I'm only going to Bali for a week so that may have something to do with it.

    • ssjwill on 21/07/2016 - 15:15
      +1

      Note: FastCover excess is $200, SCTI is $100 by default.

      SCTI still ends up cheaper for me anyway

  • Maglia Nera on 21/07/2016 - 15:03
    +3

    Pro-tip - check with your credit card provider, as some will offer free basic travel insurance as part of their policy.

    e.g. cba platinum credit card
    Westpac

    Here are some write-ups of the various Credit Card Travel Insurance:
    http://www.creditcardfinder.com.au/free-travel-insurance-wit…
    http://www.ausbt.com.au/best-and-worst-credit-cards-for-trav…

    • reslo on 21/07/2016 - 15:21
      +2

      Be wary of the excess charged on the credit card covers. Mine was $500!

  • Scotch on 21/07/2016 - 16:32

    …and Check with your health provider too - some provide OS travel cover at NIL or minimal cost. eg. BUPA Ultimate. As far as Travel insurance, I normally use TID but might check SCTI this time - Cheers!

  • paulaus on 21/07/2016 - 17:14
    -1

    cant see Philippines listed in their destination

    • Perdo on 21/07/2016 - 17:27
      +1

      Pick "Limited World - Excludes USA & Canada" - covers all destinations, except the USA and Canada.

  • aurotaro on 21/07/2016 - 22:33

    I'll be doing a 12-15 week Europe/Asia travel starting in late August, is this a good insurance to pick? I really haven't gotten around to the insurance searching as yet so any feedback would be great :)

  • NickosFoivos on 21/07/2016 - 23:55

    Thanks so much 😊
    I needed this deal!

  • Wakasonu on 22/07/2016 - 11:17

    Thanks guys , i just got one.

  • psdillon on 22/07/2016 - 12:38

    Are there any websites where you can find out the payout rates of these insurance policies? I've heard stories where they just refuse to pay for some arbitrary reason, and you'd have to spend tens of thousands in court to get them to cough up.

    • Fatboy74 on 22/07/2016 - 12:54
      +1

      Not sure if this helps?
      http://www.productreview.com.au/c/travel-insurance.html

      • psdillon on 22/07/2016 - 13:17

        That's great, thanks.

        They rate extremely well compared to the rest, though almost all reviews include the phrase "easy to setup" which makes me wonder whether they are real reviews. :)

    • martyn on 23/07/2016 - 07:11

      I had to claim from them and they were excellent, we always get our travel insurance through them now.

  • Moo Deng on 22/07/2016 - 16:26

    Does this policy cover Terrorism?

    • Perdo on 22/07/2016 - 18:29
      +1

      https://www.scti.com.au/legal/travel-insurance-policy-wordin…

      See section 1.1 Medical & Evacuation:
      The maximum amount We will pay for claims under section 1.1 that are
      directly or indirectly related to Terrorism is $100,000 per Policy.

    • bohn on 23/07/2016 - 08:49

      If you bought a policy today to go somewhere next month, and next week there was a terrorist attack at your planned destination and the government issued a 'do not travel' warning - your policy would not cover you for any costs you have already spent if you decide not to go. Same for civil unrest and rioting.

      • Sweet3st on 23/07/2016 - 18:45

        i thought they wouldn't cover you if you DID go… if there's a 'do not travel' DFAT warning…

  • Mr Mrrtn on 22/07/2016 - 21:03

    Took out this cover for a trip in EU later this year. It compares well against others, especially when considering the excess is $100 which often higher with competitors

  • Telios on 22/07/2016 - 21:34

    Perfect timing, ended up being close to $40 cheaper than insurance offered by my employer - though hopefully there are no gaps in the coverage.

    Cheers.

  • kerdean on 24/07/2016 - 11:43

    Thanks OP. I was already going to use Southern Cross, but was going to book in a week or two. You saved me $39!

  • jeka1103 on 24/07/2016 - 16:35

    It looks like the 15% off only applies to the cost of the base premium, and doesn't apply to the added surcharge for pre-existing medical conditions. Oh well… I'm still saving $15 on the base premium so I guess its better than nothing…

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