ahm Hospital & Extras Health Insurance: 6 Weeks Free after 60 Days & 2 Weeks Free after 365 Days

190
ahm Hospital & Extras Health Insurance: 6 Weeks Free after 60 Days & 2 Weeks Free after 365 Days
Go to Deal
ozbargainerlife1 on 15/02/2025 - 20:15 ahm.com.au (373 clicks)
8WEEKS

New joins who maintain eligible extras only, hospital only or hospital and extras cover can get 6 weeks free after 60 days, and another 2 weeks free after 365 days. See terms

Available for new members on new memberships who have not held ahm hospital and/or extras cover in the last 30 days from your cover start date (unless a dependant coming off a family cover or single parent family cover).

Only available when you join via ahm.com.au, ahm phone or ahm live chat. Not available when you join through an aggregator.

Referral Links

Referral: random (292)

Referrer gets $100. Referee gets 6 weeks free after their first 60 days. Plus, any 2 & 6 month waiting periods on extras waived.

Financial Ancillary Health Insurance Health Insurance Insurance

Related Stores

ahm Health Insurance
ahm Health Insurance

Comments

  • digitalane on 15/02/2025 - 20:27

    Is it these guys that reset limits July 1?

    • ozbargainerlife1 on 15/02/2025 - 20:29

      Our annual limits use the financial year, which means they reset on July 1. But it’s good to keep in mind that there are a bunch of different types of limits, and some won’t reset on July 1 each year. And it’s good to know that when you reach your lifetime limit, no insurance fund can help with the bill for those services ever again, even if you change to another type of cover, or if a new financial year kicks in.

      https://ahm.com.au/explained/health-insurance-limits

      • thespensa on 15/02/2025 - 22:31

        So is it better to join ahm just before or after July 1 to ensure the rates limits reset in tbe new financial year?

  • YesPleaseThankYou on 15/02/2025 - 20:34
    +2

    6 weeks free after 60 days = 42 / (42+60) = 41% discount over the 102 days.

    Good but you can get up to 58% off with 'pay 1 month, get 6 weeks free' promotions.

    • Dealr on 15/02/2025 - 20:37

      Have these been known to happen on extras only cover (without hospital)?

    • syba on 17/02/2025 - 23:35

      That is true, but if you have used up your annual limit with another health fund and switch to AHM in the second half of this calendar year, could you not effectively reset these annual limits when switching to AHM? Could be worth someone switching for the 102 days (6wks + 60 days) in that instance?

  • YesPleaseThankYou on 15/02/2025 - 20:42
    +2

    Anyone who joins under this promotion would be a fool to wait for the free 2 weeks after 365 days.

  • gembel on 15/02/2025 - 20:56

    Bupa is offering 6 weeks free after 28 days

    • YesPleaseThankYou on 15/02/2025 - 20:58

      Bupa is offering 6 weeks free after 28 days

      = 42 / (42+28) = 60% discount over the 70 days.

      • gembel on 15/02/2025 - 22:24

        Bupa through comparethemarket is offering 4 weeks free after 28 days, and $200 cashback after 60 days.
        I think it's the best deal currently

        • digitalane on 16/02/2025 - 01:07

          Where is the $200 Cashback?

          • gembel on 16/02/2025 - 01:48
            +1

            @digitalane: Topcashback then comparethemarket

            • digitalane on 16/02/2025 - 03:23

              @gembel: Legend thanks - i can’t seem to get CTM to show the cover i want - i want Flextra High 60 plus basic Hospital but it will only show me the first 12 and despite playing with filters, the best i can get to should is Flextra Stndard 60

              • scottb721 on 16/02/2025 - 10:33

                @digitalane: Yeah, I can't get Bupa to show unless I turn off all filters.

                • digitalane on 16/02/2025 - 17:28
                  +1

                  @scottb721: Do that. Then filter by brand and select only Bupa. You will only get the 12 cheapest prices returned based on your selected options

        • Neyo01 on 16/02/2025 - 11:52

          I don't see the CTM deal? Is it expired or do you need to do something other than the regular path on CTM's site?

      • retnup on 16/02/2025 - 01:56

        I might jump on this, seems to be one of the rare you speak of above

  • guidedlight on 15/02/2025 - 21:39

    I have always been with Bupa (previously HBA). I have fairly good silver hospital + extras cover.

    The thing is that every quote I do is like 30% higher than what I'm currently paying. I even rang Bupa and asked them about it, they said I was on a grandfathered plan and everything else is now more expensive.

    So I'm beginning to think that the best deal is just to stay on the plan you are on for as long as you can.

    • YesPleaseThankYou on 15/02/2025 - 21:47
      -2

      The thing is that every quote I do is like 30% higher than what I'm currently paying. I even rang Bupa and asked them about it, they said I was on a grandfathered plan and everything else is now more expensive.

      There is no way that you will save more by staying, even on a grandfathered plan.

      I mean, let's take your claim by putting some arbitrary figures in there so we can work it out.

      Say, for example, you're paying $2,000 per annum. You claim that quotes are 'like 30% higher than what I'm currently paying'. That would make the quotes around $2,600 per annum.

      If you took up one of the typical 'pay 1 month, get 6 weeks free' promotions, you would save approximately 58% off your new premium of $2,600, making your premium $1,092.

      You see how $1,092 is cheaper than your current premium of $2,000?

      I will say it again and again: it never pays to stay.

      So I'm beginning to think that the best deal is just to stay on the plan you are on for as long as you can.

      Exactly what Bupa wants you to think.

      • YesPleaseThankYou on 16/02/2025 - 16:49
        -1

        It seems that people can't handle the truth :)

      • guidedlight on 16/02/2025 - 16:57

        You see how $1,092 is cheaper than your current premium of $2,000?

        This strategy would require me to churn private insurance companies every 2.5 months. Is that what people here are doing?

        • YesPleaseThankYou on 16/02/2025 - 18:30

          This strategy would require me to churn private insurance companies every 2.5 months. Is that what people here are doing?

          Some might be, some might not be (I am). It's very easy to churn ♻️. If you are a true OzBargainer, yes, you would be churning through the always plentiful offers.

          My point, perhaps illustrated a little too bluntly for some 🔨, is that you can do much better than by retaining your grandfathered plan—the proof is in the numbers 🤑. Replace the above figures with your own and you will see.

          Have a look at my many historical comments if you want to learn some tips and tricks ℹ️ about churning (and maybe have a laugh along the way).

  • ussenterprize on 15/02/2025 - 21:49

    I dont see the option to apply the coupon code.

  • OBH on 15/02/2025 - 22:18

    I'm in the market for family cover (partner and 2 young kids <5 yo). Any recommendations on the best company? Or are they all the same?

    • Dealr on 15/02/2025 - 22:48
      -2

      I'd probably just get ChatGPT to find the best cover and deal based on your specific requirements.

    • Noppy on 16/02/2025 - 08:31
      +3

      Just churn them they all suck.

  • LittleTicket on 16/02/2025 - 00:24

    Why not get the current Medibank promo that is similar to this PLUS 25k/50k LiveBetter points? Then flip out when you’ve maximized the value…

  • freedomofspeech on 16/02/2025 - 14:49

    by when do we need to apply/start the cover?

  • Laundryboy on 16/02/2025 - 16:47

    Am I eligible for this offer if I m with Frank? I heard they are basically the same company

    • YesPleaseThankYou on 16/02/2025 - 16:48

      Am I eligible for this offer if I m with Frank? I heard they are basically the same company

      Did you read the terms to see whether you're eligible? What did you find?

  • kron on 16/02/2025 - 18:38

    Say if I need to start a cover from 1 July. Should I start looking for an offer around that time?

    • YesPleaseThankYou on 16/02/2025 - 18:39
      +1

      Yes. See what offers are available close to your required policy start date.

      To add, there's nothing to stop you from churning a couple of times between now and then.

Login or Join to leave a comment
Login Join