So it's back, from outer space. I just walked in to find you here with that sad look upon your face.. but no seriously, it's back…..again.
Was looking at the Westpac card and comparing it to what I have now, which is the ANZ Black. So worth changing over if you're up to your year and about to be stung with an annual fee. Least you can do a balance transfer and continue on to get some extra points.
This covers both the ANZ Rewards and ANZ Frequent Flyer range of cards. For context, 75k Qantas Points can get you a one-way Business class fare (excl. taxes) to destinations like Singapore, Hong Kong.
75k Rewards Points can be converted to 37.5k Velocity Points (2:1), which can then be converted to 27777 KrisFlyer Miles through Velocity (as opposed to converting direct from ANZ Rewards to KrisFlyer, which would net you 25000 KrisFlyer Miles).
Summary of the cards that are part of the offer:
- ANZ Rewards Black: 75k Rewards Points w/ first purchase within 3 months. AMEX Earn Rate: 3pts/$. Visa Earn Rate: 2pts/$. Annual Fee: $375
- ANZ Rewards Platinum: 50k Rewards Points w/ $2.5k spend within 3 months. AMEX Earn Rate: 3pts/$. Visa Earn Rate: 1.5pts/$. Annual Fee: $149
- ANZ Rewards: 25k Reward Points w/ $2.5k spend within 3 months. AMEX Earn Rate: 2pts/$. Visa Earn Rate: 1.5pts/$. Annual Fee: $89
- ANZ Frequent Flyer Black: 75k QF Points w/ first purchase within 3 months. AMEX Earn Rate: 1.5pts/$. Visa Earn Rate: 1pts/$. Annual Fee: $425
- ANZ Frequent Flyer Platinum: 50k QF Points w/ $2.5k spend within 3 months. AMEX Earn Rate: 1.5pts/$. Visa Earn Rate: 0.5pts/$. Annual Fee: $295
- ANZ Frequent Flyer: 25k QF Points w/ $2.5k spend within 3 months. AMEX Earn Rate: 1pt/$. Visa Earn Rate: 0.5pts/$. Annual Fee: $95
Apply for the highest card you're eligible for, as the bonus points on offer are higher, you get a higher earn rate on spend, and in the case of the black, you'll get unlimited lounge access to certain branded overseas lounges.
Conditions (for the Black cards)
- Be 18 years of age or over
- Have a good credit rating
- Be a permanent Australian resident, earning a minimum annual income of $75,000
- Be a non-Australian permanent resident with more than 9 months remaining on your Visa, earning a minimum annual income of $75,000
- To be eligible for the bonus points, you cannot have held this card in the last 12 months, else you will be ineligible for the bonus points component of the card
Black card still gives you unlimited free lounge access?