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Coles Mastercard with 20,000 Bonus Flybuys Points

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Coles Mastercard with 20,000 Bonus Flybuys Points
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dynamike on 17/08/2015 - 12:14 financialservices.coles.com.au (661 clicks)
Last edited 17/08/2015 - 12:46
20kbp1

Here's another great exclusive flybuys offer.

  • 1 Apply now for a Coles Rewards MasterCard (or possibly No Annual Fee Coles MasterCard)
  • 2 When asked for your promo code, enter in 20kbp1 and click the 'validate' button.
  • 3 Be approved by 31 August 2015.
  • 4 Make your first transaction within 30 days of your card approval. And you'll receive 20,000 Bonus Flybuy points

Coles Rewards MasterCard attracts an annual fee of $89 thanks Mr Tweek
But the code is also valid for No Annual Fee Coles Mastercard - comments below suggest it works

Similar deal as posted before by Daisy

Financial Credit Card

Related Stores

Coles Financial Services
Coles Financial Services
Coles
Coles

closed Comments

  • jv on 17/08/2015 - 12:17
    +3

    And you'll receive 20,000 Bonus Flybuy points

    That give you around $100.

    Can you cancel your card right away after your first transaction and get the points ?

    • dynamike on 17/08/2015 - 12:19
      +3

      Approved applicants will be credited 20,000 BONUS POINTS to qualifying flybuys members account within 4 weeks of offer end date.

      So I guess you could cancel a month later.

    • Hirolol on 17/08/2015 - 17:56
      -1

      buzz killer :(
      $100 not even worth it.

  • MrTweek on 17/08/2015 - 12:19

    You should mention that there's a $89 annual fee.
    Not really worth it.

    • jv on 17/08/2015 - 12:20

      So you'll make $11 profit then…

      I wouldn't get it though because of the crap service I've had from Coles Mastercard in the past.

    • dynamike on 17/08/2015 - 12:21

      added it to title - though it looks like code is valid for No Annual Fee card as well

      • Tiggrrrrr on 17/08/2015 - 12:43

        I got the 20000 points previously on the NO annual fee card. So a "free" $100 of groceries at Coles was worth the effort.
        This was the deal earlier this year: Previous Deal

        It comes around every few months, so I would assume that it is valid for any of the cards.
        The advantage of the "Rewards" card is the 2 points per dollar. The NO fee card is only 0.5 points per dollar. So if you spend $20000 a year, thats 40000 points ($200) versus 10000 points ($50).

  • sagi446 on 17/08/2015 - 13:33
    +1

    Has anyone noticed that the rewards CC claims to have no International Transaction Fees? That kind of actually degrades the 28 degrees card as this has "some" benefits when using it.

    • biggweilo on 17/08/2015 - 13:51

      It does not say anything about the exchange rate it uses. Whilst i am happy for someone to clarify if the rates are the same as 28d, I have other cards with similar claims, none have ever matched 28 degrees.

      • damnable on 17/08/2015 - 14:21

        If there any way to look at and compare the exchange rates of the two cards before applying for them?

    • ilikeradiohead on 17/08/2015 - 15:17

      The no foreign transaction fees only applies to the $89 'Rewards' card. The no annual fee card doesn't have that, whereas the 28 Degrees and the Bankwest Zero are annual fee-free. So as jv said, you should be $11 better off…

    • zhenjie on 17/08/2015 - 23:14

      Both are GE Money so essentially its a 28 Degrees card with points. Still yet to confirm the XE is the same between the two.

  • thriver on 17/08/2015 - 14:08

    Does anyone know if the 'Account Cover Plus' (Price Protection) still available?

    One of my friend who got the No Fee Coles Master card a couple of years ago got that scheme.

    The terms & conditions back then were,

    Account Cover Plus will:
    • pay the amount by which a purchase on your card account is later reduced
    in price (Price Protection);
    • pay the cost of repair or replacement if a purchase on your card account is
    later lost, stolen or damaged (Merchandise Protection);

    One of the food processor he purchased a year ago had a price drop of $90 recently and he was able to raise a claim and got the price difference refunded successfully.

    But I am not able to find any reference to this policy now.

    • tarradog52 on 17/08/2015 - 15:20
      +1

      Still available. Costs 1% of your monthly closing balance, capped at a maximum $50 per month

      EDIT: http://assets.gecapital.com.au/legals/product-disclosure-sta…

      • thriver on 17/08/2015 - 16:13

        Great! Thanks a lot. Btw, my fiend avoids paying 1% of monthly closing balance by paying the card before the statement gets generated. So the closing balance is always nil and he gets price protection for free.

        • tarradog52 on 17/08/2015 - 16:17

          Yep, that's the way to do it. Of course, you don't get the 60 odd days of interest free that way though.

  • twosixfiveoh on 17/08/2015 - 14:20

    I never got my points. These was offered in the early days of the card. Called them so many times, finally gave up. They promised to call me back but never did.

    The card definitely has international transaction fees. I have been charged for those before. They are itemised.

    The point calculation system is dodgy at best. And I don't have time to track every transaction. Flybuys are very much like the Zimbabwee Dollar. They will send you offers that equate to a few cents discount. You don't want to spend 20 minutes on the phone arguing about $1 worth of points.

    Take the card for its No Annual Fee, if you want. But there are many cards out there without fees.

    • tarradog52 on 17/08/2015 - 15:24
      +1

      "The card definitely has international transaction fees."

      WRONG. Free international fees start from August 2015. It's a new feature, I believe the yearly cost of this card has risen in recent times too.

      • twosixfiveoh on 24/08/2015 - 17:38
        -2

        Part C: Information of Fees and Charges
        11 What fees and charges apply?
        11.1 Subject to 12, you must pay the following credit,
        and other, fees and charges:
        …
        (c) a cross-border assessment fee, set by MasterCard
        International Incorporated (the fee is equivalent to an
        additional 0.8% of any non-Australian dollar denominated
        transaction amount, not including the currency conversion
        assessment fee or international transaction fee) where, in
        respect of a transaction, MasterCard International
        Incorporated designates the supplier to be located in a
        country other than Australia….

        (d) a currency conversion assessment fee, set by
        MasterCard International Incorporated (the fee is equivalent
        to an additional 0.2% of the currency conversion rate
        applied to the amount of the transaction) when any
        non-Australian dollar denominated purchase, cash
        advance, cash equivalent transaction or other charge is
        converted to Australian dollars (as of the date they are
        processed by MasterCard International Incorporated, using a
        rate determined by MasterCard International Incorporated)
        …

        • mastablasta on 26/08/2015 - 08:06
          +1

          The card with the $89 annual fee has no international transaction fees. The rest still do.

  • miq on 17/08/2015 - 23:08

    Is this a targeted offer?

    • dynamike on 18/08/2015 - 07:02

      Not as I'm aware

  • payton on 03/09/2015 - 14:03

    When I tried the code yesterday, it was still accepted?
    Can they knock back the 20k flybuys offer because it was past the 31 Aug deadline even tho the code was accepted?

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