Got this in the mail the other day.
$50 cash back after first spend.
$0 annual fee
No BT fees
9.99% interest on purchases, cash advance and BT's.
Apply @ http://www.mebank.com.au/frank50/
User promo code 50
Things to note in the T&C: (1) you have been sent a direct mail about this offer
No idea if this is strictly monitored, but you may as well try your luck with $0 annual fee.
Terms on the website differ slightly regarding dates, T&C from the letter itself:
things you should know
^Interest rate is current as at 17-Jul-2015 and subject to change.
*Cash advance fee of $4 or 2% of the amount of the cash advance (whichever is greater) and other transaction fees may apply.
We will pay $50 into your new frank credit card if (1) you have been sent a direct mail about this offer; (2) you apply at mebank.com.au/frank50 between 29/06/2015 and 31/07/2015 using the promotional code as specified in the Direct Mail; (3) your application is approved; and (4) you make a purchase on your frank credit card within 30 days of your account being opened. You will receive the $50 bonus into your frank credit card within 60 days of making your first purchase.
Only one $50 bonus per customer and account, regardless of the number of credit cards opened.
Fees, charges, terms and conditions apply. Applications are subject to credit approval.
MasterCard and the MasterCard brand mark are registered trademarks of MasterCard International Incorporated.
For the mailing you received, your details were obtained from Veda Advantage Information Services & Solutions Ltd (VISS). If you wish to be removed from VISS’s mailing list, please go to www.donotcontact.com.au.
Does't MEbank also give you 5% cashback?