Loan +

Loan
In finance, a loan is a debt provided by one entity (organization or individual) to another entity at an interest rate, and evidenced by a note which specifies, among other things, the principal amount, interest rate, and date of repayment. A loan entails the reallocation of the subject asset(s) for a period of time, between the lender and the borrower.
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St George - from 2.19% 5 Yr Fixed Owner Occ - 2.39% 2-3 Yr Fixed Investment - 2-3 Yr Fixed IO 2.59%

expired St George - from 2.19% 5 Yr Fixed Owner Occ - 2.39% 2-3 Yr Fixed Investment - 2-3 Yr Fixed IO 2.59%

OzBargain

St George has just announced they are further cutting their fixed rates as follows: Owner Occupied 5 Year Fixed - 2.19% P&I - (3.19% comparison) <60% LVR 5 Year Fixed - 2.24% P&I - …

60
Citi Quick Cash (0% P.a. for 12 Months with a 2.49% Fee) + Bonus $100 Gift Card on $500 to $6000 | $200 Gift Card over $6000

expired Citi Quick Cash (0% P.a. for 12 Months with a 2.49% Fee) + Bonus $100 Gift Card on $500 to $6000 | $200 Gift Card over $6000

Same as the previous deal and most likely targeted as different people seem to get different offers. https://www.ozbargain.com.au/node/575176 NOTE: The T&C's have changed and it's one …

260
1.95% Owner & 2.25% Investor 4yr Fixed with 100% Offset @Unibank, Health Pro, Teachers, Firef Bank + up to 0.4% Broker Rebate

expired 1.95% Owner & 2.25% Investor 4yr Fixed with 100% Offset @Unibank, Health Pro, Teachers, Firef Bank + up to 0.4% Broker Rebate

1.95% Owner & 2.25% Investor 4yr Fixed with 100% Offset @Unibank, Health Professionals, Teachers Mutual, Firefighters Bank + up to 0.4% Broker Rebate Rates cut from 23 Nov, not yet updated on …

110
Westpac - 2.19% Variable Intro Owner Occ (<70% LVR) - 1.89% 4 Years Fixed Owner Occ - from $3,000 Cashback

expired Westpac - 2.19% Variable Intro Owner Occ (<70% LVR) - 1.89% 4 Years Fixed Owner Occ - from $3,000 Cashback

Westpac have announced a number of rate cuts, all available with their $3,000 cashback (refinances only, plus $2,000 per additional property). In addition, we are offering a broker cashback - further …

70
Home Loan Offer 2.05%/2.78% C.r.* OO P&I 3 Years Fixed with 100% Offset + 0.20% Broker Cashback @ Adelaide Bank

expired Home Loan Offer 2.05%/2.78% C.r.* OO P&I 3 Years Fixed with 100% Offset + 0.20% Broker Cashback @ Adelaide Bank

OzBargain

Greetings fellow Ozbargainers, We have a competitive Fixed Rate (with 100% offset and Redraw) Home Loan Offer from Adelaide Bank that just came in. Message us through Ozbargain or email …

70
Citibank - 2.49% P&I Offset Owner Occupied - 5 Year Fixed Rates 2.29% Owner Occ P&I, 2.59% Investment P&I, 2.79% Interest Only

expired Citibank - 2.49% P&I Offset Owner Occupied - 5 Year Fixed Rates 2.29% Owner Occ P&I, 2.59% Investment P&I, 2.79% Interest Only

OzBargain

Citibank has announced further changes to their pricing, all available with their $4k to $8k cashback, as follows: Owner Occupied 2.49% for variable with offset (Comp 2.89%) 2.29% 5 Year Fixed …

50
Bankwest $2,000 Refinance Rebate + Broker Cashback

expired Bankwest $2,000 Refinance Rebate + Broker Cashback

Hi OzBargainers, I hope you are all well! Just wanted to let you know that Bankwest are now offering a $2,000 refinance rebate. Please see below: Only refinances of a home loan with a new …

290
2 Years Home Loan Fixed P&I 1.88% @ HSBC Australia

expired 2 Years Home Loan Fixed P&I 1.88% @ HSBC Australia

Not everyone like HSBC Australia but their 2 years fixed rate seems to be pretty attractive atm Below are other new fixed home / investment loan offers: Home loan (P&I) - 3 years fixed …

80
2 Years Investment Fixed P&I 2.29%,  Interest Only 2.49% @ Citibank

expired 2 Years Investment Fixed P&I 2.29%, Interest Only 2.49% @ Citibank

Citibank have just announced a cut to their investment fixed rates as follows: 2.29% for 2 years fixed for investment (Comp 3.09%) 2.49% for 2 years fixed for investment interest only (Comp …

80
Well Home Loans Variable 2.20% Comparison Rate for under 80% LVR, Offset $10/Month, $800 Fees, Offset Covered by Govt

expired Well Home Loans Variable 2.20% Comparison Rate for under 80% LVR, Offset $10/Month, $800 Fees, Offset Covered by Govt

Main advantage over athena is the offset account Main advantage over homeloans.com.au is the offset account is government guaranteed Downside is the establishment/ongoing fees Thoughts?

240
Home Loan Interest Rate 2.14% Variable - NO Monthly, Annual, Est. Fees + Offset + Redraw + Unlimited Extra Payments @ HomeLoans

expired Home Loan Interest Rate 2.14% Variable - NO Monthly, Annual, Est. Fees + Offset + Redraw + Unlimited Extra Payments @ HomeLoans

Hi all. Found this today which really looked good. Spoke to them and was floored by the fantastic customer service and advice. Has all the bells and whistles as above and they are part of the Resimac …

940
UBank Home Loan Interest Rate 2.34% Variable Rate / 1.95% 3-Year Fixed Rate

expired UBank Home Loan Interest Rate 2.34% Variable Rate / 1.95% 3-Year Fixed Rate

Effective 29 November, variable rates for owner occupier and investor (principal & interest and interest only) will reduce by 0.15% p.a. New owner occupier principal & interest variable rate …

1820
Suncorp Bank Fixed 2 Year Owner Occupied Home Loan (P&I) 1.89% p.a. (2.94% Comparison Rate)

expired Suncorp Bank Fixed 2 Year Owner Occupied Home Loan (P&I) 1.89% p.a. (2.94% Comparison Rate)

Suncorp Bank have just announced they are lowering their fixed rate 2 year Home Loan to 1.89% - seems like it could be a good deal, especially if you already have the Home Package. Comparison rate is …

610
Bank of Melbourne - from 1.89% Pa OO P&I 4 Years Fixed (<60% LVR) + from $4k Cashback

expired Bank of Melbourne - from 1.89% Pa OO P&I 4 Years Fixed (<60% LVR) + from $4k Cashback

OzBargain

Bank of Melbourne has just announced they are cutting their fixed rates as follows: Owner Occupied @ 60% LVR 4 Year Fixed - 1.89% P&I - (3.90% comparison) 1 Year Fixed - 1.99% P&I - (3.96% …

121
St George Owner Occupied Fixed 1.89%/1.94% 4 Years 1.99%/2.04% 1-3 Years for 60%/80% LVR + up to $4000 Broker Gift Card

expired St George Owner Occupied Fixed 1.89%/1.94% 4 Years 1.99%/2.04% 1-3 Years for 60%/80% LVR + up to $4000 Broker Gift Card

St George / Bank of Melbourne BOM rate reduction: 1.89% (CPR 3.90%) fixed 4 years owner occ P&I. 1.99% (CPR 3.68%) fixed 1-3 years owner occ P&I. <60% LVR fixed owner occupied (80lvr …

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ANZ Fixed Rates 1-3 Years P&I 2.09%P.a. Comparison (1yr - 4.13%P.a. 2yr - 3.98%P.a. 3yr - 3.84% P.a.) + Cashback for Refinance

expired ANZ Fixed Rates 1-3 Years P&I 2.09%P.a. Comparison (1yr - 4.13%P.a. 2yr - 3.98%P.a. 3yr - 3.84% P.a.) + Cashback for Refinance

Looking at refinancing your loan with a LOW fixed rate? Want to get some extra cash in your pocket ANZ is offering some NEW LOW Fixed Rate loans with Break Free Package ($395 annual fee): Term …

170
1.99% Home Loan 4 Years Fixed Rate @ Bank of Melbourne

expired 1.99% Home Loan 4 Years Fixed Rate @ Bank of Melbourne

Bank of Melbourne have dropped their 4-year fixed rate home loan by 0.80% Available for new loans as well as existing variable rate home loan customers looking to fix all or part of their loans A …

80
St George - 1.99%/3.26% C.R. Owner Occupied P&I 4 Year Fixed for LVR > 80% + 0.20% Broker Cashback on Utilised Lending

expired St George - 1.99%/3.26% C.R. Owner Occupied P&I 4 Year Fixed for LVR > 80% + 0.20% Broker Cashback on Utilised Lending

Greetings fellow Ozbargainers, We have a competitive Home Loan Offer from St George that may be of interest to you. Message us through Ozbargain or email [email protected] or speak to us on …

190
NAB Rate Cut - Owner Occupied 4 Year Fix @ 1.98% + $2,000 Lender Rebate + Azura Rebate up to $1,000 Per Security

expired NAB Rate Cut - Owner Occupied 4 Year Fix @ 1.98% + $2,000 Lender Rebate + Azura Rebate up to $1,000 Per Security

Hi OzBargainers, I hope you are all well! As a Premium NAB Broker we have been given exclusive insight in to their new industry leading 4 year fixed rate for Owner Occupied loans at 1.98%. In …

20
$500 - $4000 VISA Gift Card for CBA 4 Year Owner Occupied Fixed Rate @ Bundle Property

expired $500 - $4000 VISA Gift Card for CBA 4 Year Owner Occupied Fixed Rate @ Bundle Property

Up to $4000 Broker Gift Card available for CBA 1.99% Owner Fixed 4 Years + $2000 CBA Rebate Today Commonwealth Bank is announcing: 100 bps reduction to 1.99% p.a. on new 4 year Fixed Rate home …