This was posted 4 years 1 day ago, and might be an out-dated deal.

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Citi Quick Cash (0% P.a. for 12 Months with a 2.49% Fee) + Bonus $100 Gift Card on $500 to $6000 | $200 Gift Card over $6000

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Citi Quick Cash (0% P.a. for 12 Months with a 2.49% Fee) + Bonus $100 Gift Card on $500 to $6000 | $200 Gift Card over $6000
Go to Deal
tezza on 24/11/2020 - 08:57 www1.citibank.com.au (226 clicks)

Same as the previous deal and most likely targeted as different people seem to get different offers.
https://www.ozbargain.com.au/node/575176

NOTE: The T&C's have changed and it's one egift card per account, per offer period. So no 10 quick cash set ups.

Hi XXXX,

Got your eyes on a big purchase, but unsure how to fund it?

Well, with your Citi credit card ending in XXXX you can access cash from $500 up to 90% of your available credit limit at the rate of 0% p.a. Budget better with manageable monthly instalments over 12 months. A 2.49% fee also applies.

We call this feature Citi Quick Cash which is a type of instalment plan. You get to enjoy a lump sum upfront, then pay it off in fixed monthly instalments.

Request Quick Cash today to receive an e-Gift card of up to $200 to use at Myer, JB Hi-Fi or Coles.1

Think of Citi Quick Cash like buy now pay later, but for anything.

Be quick, this offer ends 23 December 2020.

Important Information

  1. e-Gift card offer is available for your Citi Quick Cash instalment plan set up by 23 December 2020. One e-Gift card per account, per offer period. You will receive a $100 e-Gift card for a Citi Quick Cash instalment plan of $500 or more up to $6,000 or a $200 e-Gift card for a Citi Quick Cash instalment plan of more than $6,000. Your e-Gift card will be available for redemption within 12 weeks of the date the instalment plan is set up providing your instalment plan has not been cancelled or repaid in full and your account is in good standing. We will send you a unique code and instructions on how to redeem your e-Gift card via email. You must redeem your e-Gift card within 10 weeks. Redemptions may not be reversed, cancelled or changed. e-Gift cards are non-reloadable and non-redeemable for cash.

  2. Citi Quick Cash is a type of instalment plan that allows you to draw down an amount on your existing Credit Card Account. Instalment plan offers are subject to eligibility and only available if your account is and remains in good standing. Your instalment plan uses part of your existing Credit Limit and may not exceed 90% of your Available Credit. As you pay off your instalment plan, the amount you pay off will become available for you to use again as part of your Credit Limit at the standard Annual Percentage Rates applicable to your account. The instalment plan fee will be charged to your account when your instalment plan is set up and will be charged interest at the Retail APR applicable to your account. For the full terms and conditions of your instalment plan, please refer to Section 5 of the Credit Card Terms and Conditions.

  3. If your instalment plans are cancelled by us, the full outstanding balance of your instalment plans will revert to:
    i. the retail APR for Citi PayLite and Citi FlexiBill; and
    ii. the cash advance APR for Citi Quick Cash.

Financial Citi Credit Card Interest Free Loan

Related Stores

Citibank Australia
Citibank Australia

closed Comments

  • motlking on 24/11/2020 - 09:16

    How do you know if you have been targeted? Email or text?

    • tezza on 24/11/2020 - 09:20
      +1

      I got a email this morning about the offer.

  • abc on 24/11/2020 - 09:35

    I got the same offer but for 6.99%. Last month same offer but at 5.99%

    What a joke. Interest rates are down not up :P

    • YesPleaseThankYou on 24/11/2020 - 10:31

      They have to pay for all the many customers eligible for multiple gift cards from the previous promotion!

  • martyn on 24/11/2020 - 09:37

    Anybody confirm from the last deal that they got multiple gift cards from multiple $500 loans?

    • tezza on 24/11/2020 - 10:03
      +1

      Need to give it a few more months as the gift cards can take up to 12 weeks.

    • YesPleaseThankYou on 24/11/2020 - 10:33
      +2

      Citi has never not kept to the terms for the promotions — at least that's been my experience.

      Further, in my view, the change to the terms and conditions is evidence of Citi realising its 'multiple gift card' error.

  • PoKGuy on 24/11/2020 - 09:51

    Dammit, not available on my card.

    I would have taken it up on the 0% P.a. for 12 Months with a 2.49% Fee + Bonus $100 Gift Card on $500 to $6000 | $200 Gift Card over $6000. offer

  • MK007 on 24/11/2020 - 10:06

    if anyone is planning , better to take $6100 rather than $6k as you anyways paying 2.49% = ~$149 (for 6K) . with the 200 gift card it will be covered atleast :)

  • tezza on 24/11/2020 - 10:55
    +1

    I'll just be getting the $500 to get a egift card of around $87.50

  • twofoursix on 24/11/2020 - 11:11

    I never used this offer before but when i logon to my citibank cr card account the interest rates showing up as 10.9%….am I missing something???

  • twofoursix on 24/11/2020 - 11:32

    checked my emails, no offer received. so this is by invitation only !!

  • mickmac on 24/11/2020 - 11:46

    I get these offers regularly but only ever been able to apply for 1 (per email offer received). Assume that the “offer period” is a new offer and am eligible, i should start getting a few gift cards rolling in soon.

  • Naoyin on 24/11/2020 - 12:34

    This time one gift card per account , per offer period is added.

  • YesPleaseThankYou on 24/11/2020 - 14:34

    No offer for me, presumably as I have scores and scores of gift cards on the way from previous offers :)

    Thank you, Citi!

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