Join & Hold Hospital & Extras Cover Bronze or above for 42 Days, Get 6 Weeks Free & 25,000/50,000 Live Better Points @ Medibank

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Join & Hold Hospital & Extras Cover Bronze or above for 42 Days, Get 6 Weeks Free & 25,000/50,000 Live Better Points @ Medibank
Go to Deal
MrFizz on 18/01/2025 - 15:57 medibank.com.au (2590 clicks)
Last edited 19/01/2025 - 12:02 by 1 other user
8WEEKSPLUS

Shout out to @NoBargainNoLife for the previous deal which has been upgraded to 6 weeks free but now need membership for 42 days (6 weeks) before free cover kicks in.

Set up direct debit when joining and maintain eligible Bronze hospital and extras cover or above and you could get up to 6 weeks free after 42 days, and another 2 weeks free after 14 months, plus 50,000 Live Better points (couples and families) or 25,000 Live Better points (singles and single parents) to redeem on rewards like gift cards. We'll also waive 2&6 month waiting periods on extras.

25,000 points = ~$200 value (gift card, amount off premium)
* if anyone knows any different please let me know

Use promo code: 8WEEKSPLUS. New members only.

All terms and conditions found at the bottom of the page linked.

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Comments

    • tdonovic on 21/01/2025 - 10:51

      Yeah getting that too

      • firestint on 21/01/2025 - 11:16

        Which plan did you go with? I am pretty sure mine is not excluded - "Basic Everyday Starter"

        • firestint on 21/01/2025 - 13:34

          OK nvm, looks like they've changed the inclusions.

          Excludes Basic cover, Corporate covers, Hospital only cover, Extras only cover, Accident Cover, Overseas Visitors Health Cover, Overseas Workers Health Cover, Overseas Students Health Cover (OSHC), Ambulance Cover, ahm covers, and other selected covers

    • VQLD on 21/01/2025 - 11:42

      not the Promo error but buying online just doesnt work:
      An error has occurred.
      We're sorry, the server has encountered an error processing your request. Please try again.

      • VQLD on 21/01/2025 - 17:05

        changed to monthly payments and it went through… WTF

    • Craze on 25/01/2025 - 22:42

      I'm getting this too- I picked Medibank Bronze Plus Progress and Healthy Start Extras and added the promo code but gave me the same "Promo code not applicable." error

      • Craze on 26/01/2025 - 21:41

        Looks like they've fixed it- promo code now works.

  • Rowlin2 on 21/01/2025 - 21:18

    Is it easy to do this then change to corporate cover in a couple of months?

    • YesPleaseThankYou on 24/01/2025 - 19:28
      +1

      See The right to change.

      However, why you would change to so-called 'corporate cover' and stay there is another question. You would only stay if your employer was paying for the cover or reimbursing you.

      If you are paying, there is no way that corporate cover will save you more than churning. Corporate cover will give you a discount off the public rates.

    • YesPleaseThankYou on 24/01/2025 - 19:31
      +1

      What's your question, in English?

      • ady211 on 24/01/2025 - 22:16

        Now that I read it again it's not quite clear in short will there be any waiting period. Bupa clearly states it will be waived off but this doesn't

        • YesPleaseThankYou on 25/01/2025 - 10:08

          See The right to change.

        • realaccount627465746 on 25/01/2025 - 11:54
          +1

          2&6 month waits waived on extras terms: 2&6 month waiting periods on extras waived. Other waiting periods apply (including 12 months on some dental services). Annual limits apply. If you're switching from another fund and you’ve used any of your current limits (at that fund), that will count towards your annual limits with us. If you've reached your limits at your previous fund you may not be able to claim straight away on extras.

  • OzFrugie on 29/01/2025 - 23:52

    If i churn during calendar year from insurance A, which I have used $200 optical limit, when I churn to insurance B, will it deduct $200 for the optical limit, or will I get another optical limit fully from insurance B?

    • YesPleaseThankYou on 30/01/2025 - 20:48
      +1

      See The right to change.

      • trishmapow on 04/02/2025 - 14:40

        tl;dr "On transfer, insurers can reduce any annual benefit limits by the amount of benefit already paid to you under your previous policy during that year."

  • tunzafun001 on 04/02/2025 - 22:31

    @YesPleaseThankYou

    Is this as good as Medibank offers get?

    Seems to be the best option out there at the moment?

    • YesPleaseThankYou on 05/02/2025 - 08:31

      Pretty much - I tend to focus on the best discount rather any ancillary benefits like points and gift cards.

      For this reason, I have signed up to see-u, pending any better deal.

      • tunzafun001 on 05/02/2025 - 14:14

        Cheers for this!

        Out of interest, I went to pay for my glasses yesterday and forgot my Hicaps card. Just paid for it, will claim back.
        However, if I move to Medibank today. In theory, my clearance cert will have no optical on it. Once that is served, then I submit the claim with previous provider (as they were covering me at the time). Then I guess they either serve a new cert? or might slip through? or can I not claim once I move?

        Cant see the gov allowing the latter..

        • YesPleaseThankYou on 05/02/2025 - 19:31

          Out of interest, I went to pay for my glasses yesterday and forgot my Hicaps card. Just paid for it, will claim back. However, if I move to Medibank today. In theory, my clearance cert will have no optical on it. Once that is served, then I submit the claim with previous provider (as they were covering me at the time). Then I guess they either serve a new cert? or might slip through? or can I not claim once I move?

          You should receive an amended transfer certificate (which may also be provided by your old fund to your new fund). I have been in a similar circumstance and provided the amended transfer certificate to the new fund.

          Taking advantage of promotional offers is fine. Using gaps in the insurers' process for advantage is, in my view, not fine.

          You can certainly claim from your old insurer, even though your policy has since been terminated. However, each insurer has fund rules which usually place a time limit on how far back you can claim. Search for your fund name and 'fund rules' to locate that document.

  • trishmapow on 04/02/2025 - 23:09
    -1

    Got it to accept the promo code only after refreshing and trying 10+ times…

  • Heybargain on 07/02/2025 - 11:51
    +2

    Thanks, have signed up.

  • Sharp on 16/02/2025 - 13:42

    Does Bupa gives pro-rata refund without me calling them if i churn to this mid-month?

  • s0805 on 18/02/2025 - 10:35

    Basic question, we are family of 4 with 2 kids under 6yrs. I think, all these churning deals are for Hospitals + Extra. Currently we only have hospital with HCF (from last 13 odd years). as you can see we haven't been churning (our loss i reckon). On another front, i am not sure about the benefits yet of having extra. what others use extra for effectively through these type of deals, I am assuming some of the extras will have out of pocket as well…

    appreciate any thoughts

    • YesPleaseThankYou on 18/02/2025 - 10:46
      +1

      I think, all these churning deals are for Hospitals + Extra.

      Almost all such offers, yes.

      as you can see we haven't been churning (our loss i reckon)

      Correct.

      On another front, i am not sure about the benefits yet of having extra.

      At the very least, when you have hospital and extras combined policies (and churning), you will be paying less for the combined policy than if you only held the hospital policy. See my previous comment about this: https://www.ozbargain.com.au/comment/15076041/redir

      On another front, i am not sure about the benefits yet of having extra

      The benefits are self-evident—read the policies and what you can claim. Your family doesn't do dental check-ups 6-monthly or need glasses?

      • s0805 on 18/02/2025 - 11:48

        @YesPleaseThankYou, thanks for your reply and your previous comments. I am reading/ re-reading some of them to make sense for my scenario. You make good point around dental check-up's etc…..So answer is we don't do now, however I am thinking we should and as kids grow it might be needed. So surely a user case there…We never had extras, are there any out of pocket costs (Dental is mainly we will use)

        back to actual calc…….we are on HCF standard silver plus ($255 monthly), I compare similar hospital cover with extras policy with medibank turns out 'Medibank Silver Plus Core and Top Extras' (monthly $367/weekly 84.62). So applying that to 6 weeks + 42 days (Total 12 weeks ~ 3 months)….

        HCF = 3 months *255 = 765 out of pocket
        Medibank = 6 weeks * 84.62 + 6 weeks free = 507.72 out of pocket

        Summary:
        With medibank we are better of by $257 amount (assuming we switch to other PHI right at the end of free period, may not be possible)
        With medibank we get to use extras (I can't think apart from Dental we will use anything else)
        With medibank, we have ignored the living points but I am sure they are worth something.

        thoughts??

        • YesPleaseThankYou on 18/02/2025 - 11:54
          +1

          may not be possible

          Why may not be possible? There is always a deal.

          we have ignored the living points but I am sure they are worth something

          Good—consider them to be a bonus. Maybe use them for Amcal vouchers. Grab some shampoo, first-aid items, fragrances etc.

          thoughts??

          If you can be disciplined, you should be churning.

          PHI can be a significant expense and churning diligently at the end of each offer will save you $1000s.

          Yes, you should be attending dental checkups, and yes you may have to pay out of pocket, but you may not.

          • s0805 on 18/02/2025 - 12:13

            @YesPleaseThankYou: thanks. I will dig little into out of pocket cost for extras. I am thinking it will be different for all policies.

          • s0805 on 18/02/2025 - 15:45

            @YesPleaseThankYou: @YesPleaseThankYou, interesting turn. Called HCF and they offered us 6 weeks free this year (later this year 2025) and another 6 weeks same time in 2026. Yet to do numbers but might turn out to be same. Some thinking to do…

            • YesPleaseThankYou on 18/02/2025 - 17:20

              @s0805: You were offered a typical retention offer.

              Before I tell you mine, what are your thoughts on this?

              • s0805 on 19/02/2025 - 11:01

                @YesPleaseThankYou: we are leaning to stay with them. Mind you this is for Hospitals only cover while all other offers are for hospitals+extras. Apparently from HCF (Not sure if its true), due to some government rules Health fund cannot offer more than 6 weeks free for customer every year….

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