Are council payments considered government payments therefore don't qualify for points/miles for most credit cards ?
I want to meet my minimum spend to get the bonus points for a new Qantas credit card. I just don't want to pay council rates and get nothing.
Any advice is appreciated.
Thank you
Generally - but not always - not. You can use a service like Sniip to make sure you do get the points. Typically 1.5% fee vs 0.5% fee the council charges, but if you're churning, it's usually only a few dollars.
Some councils charging card surcharges (mine is lowest for Amex, 0.6%), but mine has no surcharge for BPAY. But my bank gives no CC points for BPAY.
Amex is the lowest? That’s a first.
"I just don't want to pay council rates and get nothing."
If you don't pay, they'll repossess your house.
Generally, no.
I use zip pay to earn points for these type of utilities and government payments
Yes I use zip pay to get full points.
Thanks everyone.
Not worth the risk of paying the rates and not getting the bonus points.
Always get the points.
Like others have said, you can rinse it through zip pay and pay for that with your card.
Otherwise; you can purchase coles prepaid e-gift mastercards from giftcards.com.au
Most of the time they don't have activation fees so you pay $250 for a $250 card. I tend to do this to pay the ATO as they have a lower transaction fee for debit MC's (0.2%, 50c per $250) and you get full points.
Amex , yes.
Visa/Mastercard, probably not. Check your card's T&Cs.
Get vanilla visa https://www.ozbargain.com.au/node/867429
or get https://www.ozbargain.com.au/node/854694
Bank only thinks you spend money at supermarkets.
Depends on the card, some do allow. Write them a message and get it in writing.