No Purchase Fees for $100 and $250 Coles Mastercard Digital Gift Cards @ Giftcards.com.au

332

Just in time for tax bills for those who are seeking points for ATO spend.
Other uses too - but bear mind these are for online purchases only (subject to merchant acceptance).
Best to use sooner rather than later, as reported in other deals.

Link to $100 Denominations:
https://www.giftcards.com.au/ShoppingCart/ProductDetail/CG_c…

Note the details on home page have wrong dates - correct terms appear when you select one of the cards for purchase.

Offer details

Terms and Conditions apply. No purchase Fee on $100 and $250 digital Coles Mastercard’s. Excludes $50 Coles Mastercard. Offer available from 3/7/24 9am. Offer ends 30/9/24 5pm. Offer only available from giftcards.com.au. Maximum order value $2,500. One order per customer per day. Can only be used for Online purchases only. Cards may take up to 24 hours to activate. Purchase fee will be deducted from total invoice cost. The Coles Mastercard® Digital Account is issued by Heritage and People's Choice Limited trading as Heritage Bank ABN 11 087 651 125, AFSL/ACL No. 244310 pursuant to licence by Mastercard International Incorporated. Card usage is subject to the Terms and Conditions available at www.mybalancenow.com/#/cardholderAgreement. Card is not redeemable for cash. Card cannot be replaced if lost or stolen and funds remaining on card at expiry will not be refunded. No order refunds provided. Refer to the ordering gift card T&C’s. Refer to individual gift cards for T&C’s We reserve the right to cancel any or all promotions at any time if we suspect error, fraud or any other abuse of the promotion is occurring. For full terms and conditions click here.

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Comments

  • +24

    bring back the 10% off ffs.

    • Yeah exactly

    • May be soon (August).

      • sources?

        • Hopes and dreams I would assume.

        • +1

          Source: trust me bro.

    • +1

      yeah, bring back free money.
      who wants to work for it anyway?

  • +3

    With the risk of getting the cards hacked, not really worth it.

    • +10

      Yes - not for everyone.
      For me, i need to pay the ATO.
      I can either transfer the cash direct and get nothing
      Or buy these with a plat edge amex and get 3 points per dollar for 0.20%

      3,000 amex points for $2 (for $1k for example) is worth the risk (and time taken processing cards) to me

      • Is it not 1 point per dollar? Or is giftcards.com.au considered a super market?

        • +2

          Comes through as Coles spend - giftcards.com.au run by coles

      • What about B2bpay?
        Works well for me with credit card bonuses

      • How do you spend them exactly? Bit dificult to spend exact amount of the each Giftcard on purchases

    • +1

      buy then use them directly.
      Such as pay the bills.
      No risk of being hacked

      • What he said, use straight away :)

  • +1

    T&C: Offer ends 30/9/24 5pm

    Seems to have been mistyped as 30 Aug 5:00pm

    • +1

      Thanks, ive edited that!

      • Thanks! What do you mean by "Note the details on home page have wrong dates - correct terms appear when you select one of the cards for purchase."

  • Why not selling $400+ denomination?

    • Is there a card surcharge using Coles Mastercard Digital GC?

      • yes, 0.4% for deft payment

  • Offer available from 3/7/24 9am. Offer ends 30/9/24 5pm

    @WookieMonster Would it mean no chance of 10% off until after 30/9/24? This is offered for longer (3 months) compared to previous offer in March (about 3.5 weeks): https://www.ozbargain.com.au/node/834101

  • -2

    Just in time for tax bills for those who are seeking points for ATO spend.

    I just use iTunes cards…

    • +1

      I save my iTunes cards for when Raj at Microsoft support asks for them, but whatever works for you.

  • Can these be used at aldi?

    • No physical card and can't add to phone.

      I doubt that.

    • Unless the cashier is willing to enter the card number manually, I managed to pay the childcare fee using this card by following this method.

  • If I may ask - not sure if illegal.. As a PAYG, can I ask HR to not withhold any taxes and I pay ATO myself at the end of the tax year?

    • +1

      Not illegal to ask but the answer is for sure no. Govt always wants to be paid first. It’s blasphemy for you to even think about getting paid first from your hard work.

      • thank you for your quick reply. How about asking for a lower tax bracket to be deducted first? Is that possible, do you know?

    • Government won't even allow you to pay your rental income at the end of the year. I once had six months of rental income on a place before moving into as PPOR. Paid my tax, then got harassed by the ATO the next year for instalments on non-existent income.

  • Pay $1 to get $1. Doesn't sound like a good deal. If want to Pay ATO and collect those points, probably easier to pay via Zip Pay.

    • -1

      Zip pay doesnt count for points

      • I've been clocking up points paying zip pay bills on my cc.

  • +1

    Can you actually pay ATO or is this a long running joke. I’ve been afraid to ask. If so why is it better?

    • +2

      Yes you can as these are just like credit cards.

      People use this because if you pay directly to ATO using your credit card, you won't get any points. So by buying these cards using your credit card, you get the points and then use them to pay ATO.

      But I think its probably easier to just use zip pay to pay ATO bills and still get those credit card points.

      • Thank you. Appreciate the response. That does make sense!

      • Also, the credit card surcharge to pay the ATO using a premium card will be much higher than the surcharge to pay using one of these.

    • +1

      You can pay ATO using the 250 card but less the 0.50 fee. 249.50. Cheaper fee than using credit card.

      Only make sense if there is a discount on gift card.

  • Can we use this to pay for VIC land tax with SRO?

  • I got the card hacked last time, took $40 off from 1 of my card and can't be bothered to appeal, not worth it when there is nothing to be saved.

  • Actually this one is bad.

    1. No discount.

    2. Can't either to use on physical pad nor add it into phone e-wallet.

    Got trapped.

    • Thanks, I was very close to buying this until I realised that it can't be added to the phones e-wallet

  • Is buying something without a fee considered to be a new type of bargain?

    • yes, In case you need to give as a gift.

    • +1

      Depends on the use case.
      This works well if you want to convert your Amex Money to Mastercard Money and use it almost anywhere online + earn points on Amex Credit Cards.
      I mostly use it for ATO payments.

  • Transaction failed with amex, anyone succeeded?

    • I do.

      Instant regret to find out it can't be add into Apple Pay.

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