Earn $400 Kogan.com credit
When you spend $3,000 on eligible purchases in 3 months from card approval
Low purchase rate for 18 months
A low purchase interest rate of 9.99% p.a. for 18 months
0% p.a. on balance transfers for 18 months
With a 2% balance transfer fee. Reverts to cash advance rate. Please note, you will be charged interest on retail purchases while you have a balance transfer.
$0 Annual fee!
Enjoy no annual fee throughout ownership
Spend at Kogan.com & elsewhere
Use your Kogan Credit Card for your everyday spend. Earn points on all eligible transactions#
Before anyone asks
†To be eligible to receive the $400 Kogan.com Credit, you must apply for a new Kogan Money Credit Card, then spend $3,000 or more on eligible purchases using your new card within 3 months from approval (spend period). Please note, purchases must be processed and charged to your account within the spend period. Eligible purchases excludes Cash Advances, Balance Transfers, Special Promotions (for example, transfers to other accounts with a Fixed Payment Option), refunds and chargebacks, purchases of foreign currency and travellers cheques, transactions made in operating a business, payments to other Citi branded accounts, fees and charges such as interest and ATM charges, and transactions made using Rewards Points. The Kogan.com Credit will be credited to your Kogan.com account up to 10 weeks after the end of the qualifying period, and will expire 12 months from the date it is applied. Your Kogan.com account will be set up upon approval of your application (if you don’t already have one). You will receive an email requesting that you activate your Kogan.com account and agree to the Kogan.com Terms and Conditions and Privacy Policy. Your Kogan Money Credit Card must remain open and in good standing (for example your account is not in default, suspended, or closed), and your Kogan.com account must remain open for the Kogan.com Credit to be credited. Please note that if you have a balance transfer, you will be charged interest on any spend that you make. This offer is for new Kogan Money Credit Card customers only and cannot be used in conjunction with any other promotions or offers. If you have previously held a Kogan Money Credit Card, you will not be eligible for this offer. This offer is valid until 30 June 2024. Post this advertised date we reserve the right to continue, withdraw or change the offer at any time without notice.