This was posted 1 year 5 months 24 days ago, and might be an out-dated deal.

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Citi Clear Credit Card: $400 Cashback (with $3,000 Spend in 90 Days), $49 First Year Fee (Save $50)

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Decent cashback with a low minimum credit limit of $2,000 as well

To be eligible to receive $400 cashback, you must apply for the Citi Clear Card by 31 May 2023, then spend a minimum of $3,000 on eligible purchases using your new card within 90 days from approval. Eligible purchases exclude Cash Advances, Balance Transfers, Special Promotions, interest, fees, refunds and Chargebacks. Cashback will be credited to your Account within 16 weeks of meeting the spend criteria. Your Citi Clear Card must remain open and in good standing to receive the cashback. Cashback will reduce the outstanding balance of your Account but will not count towards your next monthly repayment obligation. Please note you will not be entitled to any interest free days on retail purchases whilst you have a balance transfer. This means that all spend will be charged interest at the applicable annual percentage rate. This offer is valid until 31 May 2023. Post this advertised date; we reserve the right to continue, withdraw or change the offer at any time without notice.

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closed Comments

  • This card can also be found in 0% pa for 36 months for balance transfers

  • +1

    If you want reward points and better Payall benefits, the Citi Rewards card is a better choice https://www.ozbargain.com.au/node/757285
    Has the same min credit limit and first year fee but higher spend requirement (Non-issue with Payall)
    Feel free to go for both cards though, they don't exclude each other from promos.

  • 16 weeks for cashback? Or did I read that wrong…..does that mean I have to have an outstanding balance for 16 weeks (which will be gathering interest on top)?

    • +2

      No. As soon as you hit the 3k spend you already qualify for the cashback. After that you can stop using the card and pay it off normally with your statement. They will credit you the cashback on the day after your next statement is issued. 16 weeks is probably just a catch all clause in case something screws up, it's never that long.

      • Thank you wangasm

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