American Express Essential Credit Card: Get $100 Back with $1500 Spend on Eligible Purchases in First 3 Months, $0 Annual Fee

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Cashback

ozjudas on 17/04/2023 - 13:09 americanexpress.com (556 clicks)
Last edited 17/04/2023 - 17:54 by 1 other user

Receive $100 cachback for $1500 spent on eligible purchases in the first 3 months. NO Annual ongoing fee.

Other key features:

• 1.25 AmEx Reward Point/$1 on all purchases
• 1 AmEx Reward Point/$1 on government bodies (ATO, etc.)
• Smartphone Screen Insurance
• Buyer’s Advantage Cover extended manufacturers' warranty by up to 12 months on eligible purchases

Finally decided to get my first Credit Card and was looking for a CC which I can keep for the long term to build up credit history. After a lot of research yesterday night in OzB, honed in on this one. Not sure if this is a long running deal and until when this is valid. I found comments where it was mentioned $200 some time ago and $0 elsewhere. T&Cs seem to indicate the information is correct as of 28 March, 2023 and also this:

Offer subject to change without notice.

There's a referral bonus as well which I think is different on a case to case basis (targeted), what I got from a friend was they get 15000 points and I don't get anything.

As always, Please read through the Terms and Conditions carefully. T&Cs available at the Card Description page.

Found this as a good reference guide to start as well: Australian Credit Cards
Also @Vulgar's comment here helped with the decision.

[Update]
Thanks to @qschzhyy for pointing this out. Opening it in Incognito from the same laptop shows $150 along with an "Exclusive Offer" label. Damn!! I already applied.
Maybe I'll take a screenshot and hit up customer service chat later on.

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• 

  OzBerghainer on 17/04/2023 - 13:25

  +1

  Sounds like a good alternative to the Qantas Discovery (entry level no fee points earner) - basically the same card but AMEX points vs QFF

• 

  ignited141 on 17/04/2023 - 13:33

  "No annual ongoing fee"

  Would this card usually have an annual fee ongoing and this particular promotion will remove the current and future annual fees?

  • 

    Awesomandy on 17/04/2023 - 14:55

    This card has no annual fee at all. There is also a Qantas and a Virgin version if you prefer those points instead. It's a good one to keep in the wallet for those occasional Amex offers if you don't hold or want one of the other Amex cards. Only issue is that you remain a customer so you wouldn't be able to take up their welcome offers, which in my opinion is far more lucrative than holding this card.

• 

  Pranks King on 17/04/2023 - 13:57

  -1

  Only drawback of AMEX so far is it’s not accepted in half the places I shop at including KFC, Aldi, Adidas …

  • 

    kerfuffle on 17/04/2023 - 15:11

    +2

    For everything else, there's Mastercard

    • 

      Mitch889 on 18/04/2023 - 01:23

      Haha

• 

  me1stt on 17/04/2023 - 14:02

  +1

  Cashrewards is offering extra cashback.

• 

  amgrsm on 17/04/2023 - 14:10

  +1

  the linked page showing Receive a $150 Credit

  • 

    alvian on 17/04/2023 - 14:56

    Random targeted offer. Open on another browser on the same computer in the same minute, and it was $100.

  • 

    ozjudas on 17/04/2023 - 17:55

    You're correct. Tried it in Incognito from the same laptop, shows $150. I updated the description. Hopefully someone is able to make use of.

    • 

      WhatsTheBigDeal on 17/04/2023 - 21:29

      +1

      Showing $150 for me in my phone but with below "disclaimer"
      Please note that this offer may not be available or change if you return later or use a different device. Whilst this offer may disappear, taking credit should be considered carefully. Please do not rush your decision.

• 

  kdmeir on 17/04/2023 - 22:18

  Is adding an amex card to paypal and paying through paypal considered an eligible purchase ?