INSTA10
Not sure if this can stack with referral. The referee&referrer system is too complex to me😂
’FACEBOOK10’ has expired
Update to a new code ‘INSTA10’
$10 Bonus for New Customers @ Up Bank
860
LRADISHYUEN on 06/11/2022 - 17:42 up.com.au (1419 clicks)
Last edited 07/11/2022 - 15:23 by 1 other user
Last edited 07/11/2022 - 15:23 by 1 other user
Referral Links
Referral: random (1425)
$10-$15 for both the referrer and referee. Conditions
Bonus starts at $10 and $1 for each year referrer has been a customer, up to a cap of $10. Referee will see the exact bonus when you visit Up Bank.
$20 Signup Bonus (Expires 31 Jan 2025): random (616)
Targeted offer: Referee and Referrer receives $20. Offer ends on 31 January 2025. Conditions
Please only fill in your referral link after you have confirmed your $20 referral bonus in the latest app version
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closed Comments
totally agree
Thanks OP. Worked well. Free 10 bucks, why not?!
Unable to register at this time
Anyone else get this error? I have held accounts with Up previously, but they are all closed
Nah, just registered 10 minutes ago, got 10 bucks, bought shopback super swap. All good!
Yeah same, let me know if you find out how to fix it
Didn't realise they were still going.
Lol no
thanks got $10
Isn't all of OzBargain an Up customer by now?
Yea, sure. Signed up me and Missus, got 20$.
Wish it stacked with referrals. Double dip haha
Anyone know where can I insert the promo code "FACEBOOK10"?
During the initial sign up it will ask for an invite code.
I just signed up. Didn't see where it says to add promo code. So I messaged using chat and they manually added $10 to my account when I mentioned FACEBOOK10 promo code.
What's Up Bank?
New type of bank that's only online, it's like a money manager.
No much, what’s up with you?
<3
Just tried. Doesn't work anymore
Bit hard to tell difference between not working any more and plain not working…..
You can try using INSTA10 now ;)
Apps pretty user hostile. How do u open a "saver" account from the app?
My partner and I have found the app pretty user friendly - there's a big ol' orange + button at the bottom right of the 'Savers' tab.
Or else no big orange °+ " …hence the view about user hostile. It is all very orange …if u like that.
Is there a reason people open this bank account? It seems very lacklustre in terms of interest rates?
The app is very satisfying to use and you get great control over your money. Their interest rates have been slowly creeping up this year too. Obviously there's better banks with better rates out there but their app and stance on funding fossil fuels was good enough for me.
Can’t you get great control over your money in every bank? I understand the app is very user friendly, but I thought their rates were still well below uBank which is the same sort of NeoBank?
Up has better insights than any other bank I've used (tags transactions by location as well as merchant info, which you can submit suggestions for to fix their database, and an open read-only API to let you run your own processing), and their salary splitting feature (split incoming payments based on flat values or %) has automated my bills and savings.
But if all that matters to you in a bank is the interest rate, then nothing people will tell you about Up will change your mind, no. For those of us that like a good frontend, it's not hard to shift some money once or twice a month into the HISA.
How does the app stands out from other apps?
Tbh I find it allows me to do things really easily and quickly. They've embraced payID. Creating savers is great, they're not actual seperate accounts. The stats it shows you are really cool you can try and set targets for certain spending categories and it'll inform you when you go over.
Sure it does a lot of things other financial institutions do but I find their user interface is so much cleaner. Even their first support is like an instant message tool rather than a big clunky messaging system. Although I'm in the demographics I still find their employees use of emojis a bit comical but it's a bit of fun and regardless I've found them really good.
It's all only so no website (afaik) but does what I need.
@lancesta: I use both Up Bank and uBank (previously 86:400) - would say both are great in terms of app and functionality + features that most traditional banks don't yet have. Up Bank also have a roadmap (which they call tree of life) for new features (https://up.com.au/tree/). I am however using uBank as my primary app because of the higher interest rates and the ability for each savings account to have its own dedicated BSB/Account Number (great for direct debits/bills and a feature Up will get soon). Only primary reason Up isn't matching the higher interest rates of banks (like uBank) is because their product has been primarily only focused on transaction/savings accounts, and not home loans - however it is branching out into the loan area (ability to refinance ur home loan with them with im sure home loan applications opening in the future).
@nang18: Ahh that's interesting. When I made the decision between 86400 and Up, I think it was because PayID, osko or Bpay wasn't implemented yet in 86400 so I decided against it. Definitely a fan of the skills tree style roadmap. But that choice was a long time ago relative to the changes that have been made. I wouldn't be against switching if there was a reason to (did the same with android pay early on)
A seperate account number and BSB definitely would be useful. For me interest isn't a big deal as my earnings/costsare pretty low, minimal savings (student). Long term it'll matter. I might even go for a non-neo bank if the rates are quite a bit higher and continue with Up for everyday spending.
Just tried it. Says the code expired.
Can confirm it is expired.
Hey try ‘INSTA10’ hope it works ;)
Hey try ‘INSTA10’ ;)
Worked fantastically, thanks!
Did it last night and worked. Thnx
Had a chat with them and they applied the code DEAKIN to my account.
I have confirmed that this is a 'Deakin O-Week' Code and not a referral.
I have been using UP and their virtual debit card to pay for overseas subscriptions via VPN (i.e. Netflix and YouTube Premium). Works a treat!
PS: REDDIT10 is still active too.
Highly unlikely this will stack