UP Bank changed their referral bonus as of Nov 2022, by adding $1 for each year you're with them (capped to $10):
A once off bonus payment will be paid to you when the person you invite joins Up and becomes a customer from 3:30pm AEST 4 May, 2021. In your first year as an Upsider the standard value of this bonus payment is $5. After 1 year as an Upsider the value is $6, after 2 years it becomes $7, and so on each year with incremental increases of $1 up to a cap of $10. We’ll let you know when you hit these milestones in‑app.
It works both way. For example, if your current bonus is $8, your invitee will get $8 too (you'll see this exact number when you click someone's referral).
Not much, but might get you another KFC zinger if they decided to do the same deal as last month :)
I used this card during my international travels this year and thought it was EXCELLENT.