This was posted 2 years 9 months 1 day ago, and might be an out-dated deal.

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Pay after Delivery (up to 21 Days) @ PayPal

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Pay after Delivery (up to 21 Days) @ PayPal
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nocure on 21/03/2022 - 15:01 paypal.com (1535 clicks)
Last edited 16/05/2022 - 15:03 by 2 other users

OzReminder for new members that may not know about this feature.

With Pay After Delivery, you can receive your purchase before paying for it 21 days later from your bank account. No interest, no fees.

If something goes wrong, you can still be eligible for a full refund, including shipping costs, with Buyer Protection.

At checkout, you can choose Pay After Delivery as your way to pay. It will show as a payment method on eligible purchases.

T&Cs

To be eligible for Pay After Delivery, you must:

Have a PayPal consumer account for 3 months or more.
Have a linked bank account.
Have an additional funding source added to your account.

Pay After Delivery is available only for certain purchases. When it’s available, you’ll see it among the payment options at checkout. If you don’t see it at checkout, you’ll need to use another payment method.

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closed Comments

    • highwind on 21/03/2022 - 15:09
      +46

      According to the website:

      We’ll pay the seller right away so they can fulfil your order.

    • PresidentClinton on 21/03/2022 - 15:09
      +8

      eBay and PayPal owe you anything? You can try selling out of your garage if you like

        • axwe8 on 21/03/2022 - 15:55
          +5

          Not dumb. Smart

    • Crownanchor on 21/03/2022 - 15:11

      Are you sure about the seller getting a delayed payment? https://www.paypal.com/gi/smarthelp/article/what-is-pay-afte…

      • chromesphere on 21/03/2022 - 20:35
        +5

        I know frozensages comment got neg'ed pretty hard but here's my situation. I'm a seller and my payments come through PayPal. 3 weeks ago, all of a sudden, my payments started going on hold for 21 days or when the item is delivered. They said it was because of suspicious activity on my account. Which is garbage. I have been trading for 10 years, zero problems with customers. Seems like a bit of a coincodence if you ask me and sucks hard if your a seller…pretty sure this is an excuse so PayPal don't have to cover the cost for 21 days.

        • F1Maniac on 14/06/2022 - 14:58

          Why can’t I see or use Pay After Delivery?

          The Pay After Delivery (PAD) service is being discontinued and customers will no longer be able to use PAD for any new transactions from 17 June 2022.

  • sween64 on 21/03/2022 - 15:15
    +16

    I'm better off using a credit card with 30 to 55 days interest free.

    • fullspend on 21/03/2022 - 15:42
      +6

      Stack with this deal to get up to 76 days!

      • highwind on 21/03/2022 - 15:43
        +10

        Unfortunately they specifically say they will deduct directly from the bank account. If they charged the credit card like BNPL services, then this would be a deal.

        The entire transaction amount will be funded from the buyer's primary bank account linked to the buyer's PayPal account, even if the buyer has a balance in their PayPal account

        EDIT: Technically in the T&Cs:

        If there are insufficient available funds in the buyer's primary bank account, the buyer authorises PayPal to fund the remaining amount of the transaction from any of the following sources: the buyer's PayPal account balance, credit or debit card.

        But it also states you may be charged a dishonour fee by your bank, so I don't know if it's worth risking…

  • Timetraveler on 21/03/2022 - 15:38
    +2

    Never new about this. How long has this been around?

  • ballofspam on 21/03/2022 - 15:39
    +5

    Says my account is not active enough, even though I use it pretty much every day…

    • ShouldIBuyIt on 21/03/2022 - 16:27

      You don't try hard enough

      • thomalfa on 21/03/2022 - 17:04

        how hard would that be?

  • notewar on 21/03/2022 - 15:39
    +8

    "We're sorry, your account isn't eligible for Pay After Delivery"

    Not sure why though

    • strike1 on 21/03/2022 - 23:02

      Please see OP. Do you meet all three conditions to be eligible?

  • hippyhippy on 21/03/2022 - 15:43

    so what happens if u dont pay? or are late paying?

  • Bigredkeg on 21/03/2022 - 15:48
    +2

    Paypal are weird with this stuff. I've always used afterpay, 2k+ purchases no problems etc etc. Go to make a 300$ purchase on paypal payin4 and they refuse it. I've used paypal for years and years so there a ton of cash flow through there. They don't seem as lenient as other providers.

    • askbargain on 21/03/2022 - 16:56
      -2

      I’d say Afterpay is more of a pain.

    • thomalfa on 21/03/2022 - 17:05
      +2

      my preference is klarna… got $5 gc every $250 spent

      • lulzenberg on 23/03/2022 - 00:03

        Don't klarna run a credit check every time you use them though? looks bad on your credit or something?

        • thomalfa on 23/03/2022 - 11:58

          not that I'm aware of…

          I just refinance… my credit report looks clean… no klarna, steppay, and zippay markings

          but beware of moneyme & zipmoney… this will have a marking to your credit report.

          • lulzenberg on 23/03/2022 - 12:01

            @thomalfa: I feel like that was the main talk on OzB when the klarna deals were going around a few months back - maybe it isn't anymore, or was just misunderstood!

            • thomalfa on 23/03/2022 - 12:09

              @lulzenberg: not sure though… probably… who knows.

              can't update everything… a lot is happening on the same time

  • burns13 on 21/03/2022 - 16:16
    +17

    God more ways for people not living within their means to wreck themselves.

    • Loopholio on 22/03/2022 - 07:59
      +3

      SHUT UP AND SPEND! SPEND! SPEND!

      Buy the things
      You need them
      Now
      Spend
      Until you feel OK

  • huu on 21/03/2022 - 16:28

    Up to 21 days? So they will charge you anyway after 21 days even if package does not come?

  • davidl820 on 21/03/2022 - 16:34
    +2

    Worth to mention this will draw funds out of your bank account (i.e. you have to provide your BSB and A/C number) instead of you DB/CR cards.

    • hashtagbargain on 21/03/2022 - 17:00
      +4

      Yeah so no credit card points or price protection or other benefits from cc.

      This is one step better than paying by debit card but a bad choice compared to paying by cc.

  • Frozensage on 21/03/2022 - 16:57
    -3

    so paypal just holds the money in there account accumulating interest whilst saying they are offering you the added benefit of this

  • bigbadboogieman on 21/03/2022 - 17:27

    I have been using PayPal for years and I didn't know about this payment method. It seems to have never shown up or I have never noticed it ever show up on purchases.

    Edit: Says your PayPal account is inactive. I literally made an $800 payment yesterday from it. Seems like this functionality is broken or maybe only works if you have your bank account linked to PayPal. I only have my cards linked.

    • AJ73 on 21/03/2022 - 18:12

      Same for me and I have a bank account linked, have several monthly subscription fees and use Paypal on a regular basis for food deliveries, eBay and other online purchases, etc and it's saying my account is inactive

      Have been using the same account since 2002 LOL

      • dv1den on 21/03/2022 - 18:28

        Same for me and I use it daily, way too much in fact.

        It actually just says my account isnt eligible now, but first it was saying it was inactive.

    • truetypezk on 21/03/2022 - 19:19
      +1

      I have "a few" PayPal accounts, ironically my main account is flagged as inactive while a couple of burners can be activated for this. Seriously screwed up I think.

  • paloverde88 on 21/03/2022 - 18:43
    -1

    that's good news play with it until it breaks than demand a full refund that they sent you shoddy items that only chose to break at 21 days after delivery- so easy!

  • chromesphere on 21/03/2022 - 20:23
    +1

    That's interesting. Coincides with PayPal "holding my payments" (as a seller) for 21 days and providing no specific reason why they are doing it, what so ever

    • Frozensage on 21/03/2022 - 20:42

      Been using them for over 10 years but now they decided they will hold on to my money to cover any unforseen charges. Isn’t that why I have my cc on file for?

      • chromesphere on 21/03/2022 - 21:14

        Yeah. As sellers you and I know they are doing this to fund this great new promotion. The sellers are paying the bill.

  • Italkdigital on 22/03/2022 - 18:19

    Wow 👌

  • Nibiru on 22/03/2022 - 22:29

    Haha, Says my account is inactive, have sent and received close to 10k this month and joined in 2000, not that i need it…

  • 9hcpz on 23/03/2022 - 11:26

    Both accounts said 'We're sorry, your account isn't eligible for Pay After Delivery'

  • thomalfa on 23/03/2022 - 12:00

    honestly, i would rather use their pay in 4 service then this one…

    i dont like my personal bank acc to be linked to any mambo jambo

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