This was posted 2 years 8 months 20 days ago, and might be an out-dated deal.

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[Citibank Credit Cards] 5% Cashback (Up to $100) on $500 Spend of Eligible Retail Shopping [Opt In via Citi Mobile App]

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Opt in via the Citi Mobile® App by 20 Nov 2021 - Available to the first 10,000 primary credit cardholders.

5% cashback (up to $100) on $500 or more of eligible retail shopping

Noticed this offer within the Citibank app. Need to opt-in before November 20.

Spend $500 or more on eligible retail spending (excludes supermarkets and petrol). In one or more transactions online and in-store between 24 Nov - 1 Dec.

Get 5% cashback (up to $100) credited to your account.

5% Citi Cards Cashback Terms and Conditions

*To be eligible to opt in via the Citi Mobile App your Account must be open and in good standing. To be eligible to receive 5% cashback (up to $100), you (the primary cardholder) must opt into this offer by 11.59pm AEST by 20 November 2021 and receive confirmation that you have successfully opted into this offer via the linked landing page.

You must then spend $500 or more in one or more transactions on eligible retail shopping from 12.00am AEST on 24 November 2021 to 11.59pm AEST on 1 December 2021 (Promotion Period). Only spend on the primary cardholder’s credit card including spend made with a Linked Diners Club Card will count toward the offer. Excludes transactions made through a third-party establishment or payment processor. Eligible retail shopping includes spend made online and instore from merchants that are classified as retail (excluding supermarket and petrol) and will be determined based on card scheme information ultimately provided either by the merchant (including individual outlets) or its financial institution (including information about the type of business conducted by the merchant. If, for example, a shop is not classified as a retail merchant by the card scheme, it will not be treated as "eligible retail shopping" for the purpose of this promotion. Cashback will be calculated on your total eligible spend during the Promotion Period based on the Australian Dollar amount and will be credited to your Account within 60 days from the end of the Promotion Period provided your Account is open and in good standing. Cashback will not be credited to your Account if the qualifying spend is refunded or reversed. Cashback will reduce the outstanding balance of your Account but will not count towards your next monthly repayment obligation. Cashback is not redeemable for cash or other payment form. Please note that if you have a Balance Transfer you will be charged interest on any spend that you make.

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  • Confirmation text:

    Thanks for opting into your Citi Cards Cashback offer. Don't forget to spend $500 or more, in one or more transactions, to earn 5% cashback (up to $100) on eligible retail shopping online and instore with your Citi Credit Card between 24 Nov - 1 Dec 2021. T&Cs and exclusions apply, visit https://citi.me/AusccCB

  • +2

    What do we do now?

    • Find a way to know whether a merchant is categorised as retail or not..

  • Not sure this will be eligible for utility bills payment. If anyone have checked or any past experience, kindly share.

    • Surely they won't be classified as retail

      • Unlikely, but never know, as they said it themselves, it'd be up to the merchant to classify themselves as a retail or not. So if a retail can wrongly pick non-retail, then maybe the other way around can happen too? Anyway, just take this a bonus as it'd be impossible to know whether we'll get the 5% (or not).

        • LOL, I'm expecting Citibank's CS will get a lot of complains about transactions not approved due to non-retail.

  • what's the fastest way to tell whether a transaction qualifies or not?

    • +4

      Pray.

  • Anyone know is Apple.com/AU is classified as retail?

    I would expect it to be but never know!

  • how does one check if merchant is classified as retail? is a prezee gift card purchase retail?

    • Call them - like what directflight did

      • -1

        did live chat rep it was as clear as mud they couldnt say for sure if you have 2 primary cards which one or both would get the offer. in the end said 1 or the other and that he would have someone from the promo contact me to clarify the terms but i dont have hope theyll contact me before dec 1. they said as long as its not a cash advance or supermarket or fuel and you earn points on the transaction it should be fine. thus my plan is to use zip in the supermarket and then pay it off with bundll and citibank credit card. i hope that will work and qualify?

        • +1

          I plan to pay my zip on 1st of Dec. hopefully it counts.

  • Does the transaction date just need to be before 11.59pm on 1st Dec or does the purchase actually need to be finalised/no longer pending by this date?

    • no idea…

  • any update?

    • Chat told me so long as the purchase was made by midnight on 24th then that is fine

  • Anyone received the cash back yet?

    • I left my purchase until the last day to stack it with the other offer. Checked my account the next day and the credit was there.

      • Wow, haven’t got mine. Made several purchases during that week. Nothing back so far

      • What purchases you have made?

    • Nope, have not got mine as well

    • Not yet.

      "Cashback will be calculated on your total eligible spend during the Promotion Period based on the Australian Dollar amount and will be credited to your Account within 60 days from the end of the Promotion Period provided your Account is open and in good standing. "

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