This was posted 3 years 6 months 17 days ago, and might be an out-dated deal.

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120,000 Qantas Points on NAB Signature Rewards Card ($3,000 Spend in 60 Days, $295 Fee 1st Year)

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120,000 Qantas Points on NAB Signature Rewards Card ($3,000 Spend in 60 Days, $295 Fee 1st Year)
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Pelicannn on 05/05/2021 - 21:17 nab.com.au (2374 clicks)

Might be good for those looking to make some points with a card churn.120K Qantas Points for $295 is pretty good value right now.

Earn 120,000 Bonus Qantas Points on a new NAB Qantas Rewards Signature Card when you spend $3,000 in the first 60 days.

Plus get $100 off your annual fee in the first year (usually $395, now $295) and waived joining fees for Qantas Frequent Flyer if you don’t have an account ($99.50 value)

  • Earn 1 Point for every dollar you spend on everyday purchases - up to $5,000 per statement period (0.5 Point earned per $1 between $5,001 to $20,000)

Plus includes some extras that might be interesting for some:

  • Whether you’re at home or abroad, you can access six complimentary insurances.View Disclaimer 3

  • Access to 24-hour, 7 day assistance for travel and lifestyle services with NAB Concierge. View Disclaimer 4

  • Discover hundreds of deals, discounts and privileges with Visa Premium Access

Financial Credit Card Frequent Flyer Qantas Frequent Flyer Reward Points

Related Stores

National Australia Bank Group (NAB)
National Australia Bank Group (NAB)

closed Comments

  • amuthan on 05/05/2021 - 21:23

    Good value for the first year. After that, $395 per year without any other perks is not so great.

    • Pelicannn on 05/05/2021 - 21:25

      Yep it’s a burner for sure haha!

      • shapebuster on 09/05/2021 - 19:43

        Whats a burner? I'm pretty new to all this

        • Pelicannn on 09/05/2021 - 20:08

          It’s pretty much where you sign up to the card, spend the minimum, get the bonus points, then cancel.

          FWIW, I’ve done it a few times through AMEX and NAB and at no point did it stop me getting a home loan if you’re worried about your credit rating.

          Generally you are excluded for 12-18 months or so, so if you are real keen you need to whore yourself out to pretty much every credit provider to continually do it.

          • shapebuster on 09/05/2021 - 20:11

            @Pelicannn: Makes sense, so you sign up with NAB, get the points and then cancel. Now you're excluded from NAB for 12-18months so you sign up with Westpac.. rinse and repeat for 12-18 months and restart? Is there anything else to the strategy? Is there ever a time where you wouldn't cancel a card? I'm pretty new to all this so appreciate any advice. Maybe if you can answer in the below link that would be awesome as there's another person who's also keen to know. Cheers! https://www.ozbargain.com.au/node/622212

          • far-out on 14/05/2021 - 04:49
            +1

            @Pelicannn: Hi Tosh - can I ask how you got this offer? I can’t see it on the NAB site and the terms and conditions makes me wonder if it’s targeted?

            I’m referring to this content:
            “This offer only applies to personal credit card applications made by existing pre-assessed NAB customers and is not transferable to another individual.”

            I don’t want to get knocked back from NAB when it comes to getting the points. I’ve been churning for years and the knocked me back one other time - I got the points eventually but it was a huge hassle.

  • Unacceptable on 05/05/2021 - 21:26
    +1

    I applied the same card but different card today.

    100,000 Qantas FF Points on NAB Signature Rewards Card ($3,000 Spend in 60 Days, $195 Fee 1st Year)

    Which one is better?

    • Pelicannn on 05/05/2021 - 21:30

      20,000 FF points is arguably worth more than $100 if you’re spending it on reward flights. Up to you I guess.

      Minimum limit might also be different for both so make sure you look into that.

    • cook99 on 05/05/2021 - 21:30

      $100 extra for 20k points extra. Not the best value but still in front on redeeming.

  • cook99 on 05/05/2021 - 21:31

    This is the best NAB deal I've seen in ages, normally they have the BS 90k points and then 30k after you pay a second annual fee.

    Definitely a decent churner here.

    ANZ is slightly better with their 120k for $225 though. ($425 less $200 credit)

    • Yola on 06/05/2021 - 07:17
      +3

      ANZ is a nightmare and puts many people through stressful loops for no reason. Much discussion of this on many posts.

      • UrMumsOnlyFan on 06/05/2021 - 08:28
        +3

        Many but certainly not always. My last application went smoothly. The one before that was more annoying but even then wasn't particularly difficult.

        No way I'd consider NAB when the ANZ offer gives the same amount of points for less cost and includes two lounge passes.

        • cook99 on 06/05/2021 - 22:54

          I've had 3 ANZ cards in the last 18 months all super fast and easy process, guess I'm one of the lucky ones.
          Those 2 lounge passes for sure make it a more attractive deal for me

      • directflight on 08/05/2021 - 06:55

        100% agree. I can’t say it better. In saying that, I’ll still do business with them, I just demand more as a ‘stress premium’ to compensate.

      • Viper8 on 10/05/2021 - 09:24

        Never had an issue with ANZ. Find they offer the best deals with the least hassles for churning bonus point CC's.

        • Yola on 10/05/2021 - 10:32

          Six pages of complaints here since 1 April only.

          https://www.ozbargain.com.au/node/614545

          • Viper8 on 10/05/2021 - 12:33

            @Yola: Lol, mostly not complaints. People whinge about rejections on all these kinds of deals. I've never been rejected once: 2-3 cards with about 8 different banks, including ANZ.

            • Yola on 10/05/2021 - 14:25

              @Viper8: My husband was not rejected but after 4 months we got sick of providing documents. Annual income over $250k but they could not understand why some of it was only paid every 3 months (it was a bonus). Even without it income above $150K. Supplied 12 months of paychecks, ATO statement but wanted proof of share investments. No mortgage on own home and investment property with a low mortgage. Anything out of the ordinary they cannot cope with. The call center in India staff do not understand our financial system. I think someone else had a similar story. If your situation is at all unusual do not apply and waste a credit check.

              • Viper8 on 10/05/2021 - 15:01

                @Yola: Yea, sounds like an imperfect credit rating combined with not paying off each statement in full, resulting in the banks understandably applying more scrutiny than with someone like myself.

                • Yola on 10/05/2021 - 16:08

                  @Viper8: Where did you get that from. Excellent credit rating and always pay bills on time. I hope you are being sarcastic rather than insulting.

                  • Viper8 on 10/05/2021 - 16:19
                    +1

                    @Yola: My mistake, mis-read your irregular income as irregular payments.
                    No idea, just bizarre that it seems to happen often to some and never to others.

      • Lunarboogie on 19/05/2021 - 10:57

        I've taken out 3 ANZ cards in the past 2 years. The initial one from 2-years ago, dragged on for months before I ended the the saga - they kept asking for more evidence of this and that - but the subsequent two have been much easier. YMMV.

        • Yola on 19/05/2021 - 11:05

          Yes that is exactly the same.

  • [Deactivated] on 05/05/2021 - 21:59

    Has anybody here tried getting the annual fee waived by linking it to an existing home loan?

    • Chicken Kyiv on 05/05/2021 - 22:05
      +2

      From memory wait til you get the bonus points then advise your card should have been added to the home loan package and get it refunded

      • [Deactivated] on 06/05/2021 - 11:47

        ahh yess! Sounds like a solid plan to make sure the points are kept. Thanks for this! Will do it this way

        • vawiyoci on 07/05/2021 - 11:18

          Yeah I did the same thing with a previous offer, even got the bonus points in the 2nd year too despite not paying the card fee.

          • chintu123 on 07/06/2021 - 23:08

            @vawiyoci: Anyone aware of what number they called and what department they spoke to when requesting this? Did they say "this should have been a no fee card?"and that is it or did it require more than that?

            Some direction would be helpful.

            Thanks in advance.

      • pkr123 on 07/05/2021 - 11:27

        Can I ask why I shouldn't add the card to my home loan package when I apply? Wouldn't you get the bonus point's either way?

        • [Deactivated] on 08/05/2021 - 08:25
          +2

          Some have said they were denied of the bonus QFF points when linked straight away so I guess better to secure the points first then ask for the annual fee to be refunded back.

    • Gifwonder on 19/05/2021 - 22:23

      did this, but didnt follow below.. and asked them to link it.

      I've done this 2 years ago, and it got counted, so hopefully it works this time as well.

  • Seeya-zn on 06/05/2021 - 06:34

    Guess they cut back on the usual two qantas lounge invitations .

  • FareEvader on 06/05/2021 - 10:59

    ANZ recently had a deal for $0 annual fee (first year)… that was a better deal IMO

  • Drakesy on 06/05/2021 - 18:11

    Ooof 60 days to spend $3k

    • Gradesbrah on 02/06/2021 - 22:19

      It breaks my heart knowing this is so easily done in our household.

      Wife refuses 2 minute noodles, even when I offer my half of the seasoning pack…

      • Drakesy on 02/06/2021 - 23:37

        Bahaha

  • PoKGuy on 06/05/2021 - 22:22

    Clicked on the link to the application page/form and it's showing a blank (form not loading).

    Anyone else experiencing this ?
    Has the offer expired already ?

    When I go to the homepage, they've only got the 120k NAB Rewards Points offer (not Qantas Points) Link

    • cook99 on 06/05/2021 - 22:55

      Link above works fine for me

    • Pelicannn on 07/05/2021 - 07:39

      Still working for me too. Try a different browser perhaps :)

    • PoKGuy on 07/05/2021 - 07:56

      Thank you both, it's working now.

      Same computer/browser.
      Must have been their end.

      Will apply later today, how long is the standard turnaround time for approval ?

  • johnjones8 on 19/05/2021 - 18:30

    Getting unexpected error at different stages of the application, whether after logging in to confirm myself as an existing customer and also after filling in contact details.
    "An unexpected error has occurred. We're unable to process your application at this time."
    Is this one of those offers that are limited to certain people or tied to some promotion?

    • johnjones8 on 19/05/2021 - 21:33

      Just tried it again and completed the application without an issue and was approved this time. I guess their application website is just a bit wonky?

  • 53459 on 21/05/2021 - 15:36
    +2

    Applied last night, approved this morning. Got an email saying the card will arrive next week!

    • Yola on 21/05/2021 - 17:52

      So much better than the rigmarole from ANZ.

    • sunyuanxin on 26/05/2021 - 04:29

      No calls from nab?

      • 53459 on 26/05/2021 - 04:55

        No

  • Drakesy on 21/05/2021 - 17:50
    +1

    One thing to note that when i took out this about 6 months ago the annual fee ($295) was pro-rated. So when i cancelled the card after 5 months i received a refund of roughly half the annual fee.

    Was a pleasant surprise unlike everyone else who just takes it.

    • Moo Deng on 23/05/2021 - 08:28

      Did you cancel over the phone or online?

      • Drakesy on 23/05/2021 - 11:12

        Canceled it over the phone as the online cancellation service was down at the time.

        • Moo Deng on 24/05/2021 - 18:03

          How did you receive the refund? Cheque just arrived one day in the mail?

          • Drakesy on 24/05/2021 - 18:06

            @Moo Deng: They asked for a bank account to deposit it into.

  • blinkybro on 26/05/2021 - 18:50

    When does this deal end?

    • Moo Deng on 26/05/2021 - 18:52

      3rd June

      • blinkybro on 26/05/2021 - 18:53

        Thanks! will apply monday, gotta cancel my other CC first

  • ozbjoe on 27/05/2021 - 12:27

    I am not able to logon using NAB account. Is this deal expired?

    • Yola on 27/05/2021 - 12:49

      I have the same issue.

  • sunyuanxin on 04/06/2021 - 11:37
    +2

    offer not expired yet

  • Moo Deng on 16/06/2021 - 14:45

    Anyone else get the annual fee pro rated as a refund when they cancelled?

      • Moo Deng on 16/06/2021 - 15:35

        Yes that is why I am trying to find out if anyone else was lucky enough to have this happen or if it was just a one of gesture for this user.

        • jedimaster on 26/06/2021 - 21:14
          +1

          I did receive pro-rata refund in January when I cancelled. Ended up paying only $97 for 90k points then.

  • Carbon Door on 17/06/2021 - 10:22

    How long does it take for the points to be deposited after reaching 3k minimum spend ?

    • vawiyoci on 17/06/2021 - 10:23

      Have you reached it yet? I'm on my second month now and still waiting.

      • Carbon Door on 17/06/2021 - 10:39

        I have reached it 3k but on my statement I've earned 0 qantas points

        • nightelves on 29/06/2021 - 17:03

          Wait really?! I remember I've got this card on the 15th May, met the minimum spend on 17th May, points credited on 25th May and closed account on 26th. Was the fastest points credit I've ever seen.

  • jedimaster on 26/06/2021 - 21:00
    +1

    Fyi, you can call them to cancel the card after you get points and get pro-rata annual fee refund. Did this in January this year.

  • marcnunes on 28/06/2021 - 21:29
    +1

    I had this credit card approved today. How I will know they will deposit the 120k Qantas as soon I spend $3k and not 90k and the remaining 30k after 12 months ?

    Did you guys the apply recently got the 120k points ?

    • nightelves on 29/06/2021 - 17:04
      +1

      I got the 120k based on the promo. My housemate also apply after the deal was marked expired so will update.

  • endolphin on 30/06/2021 - 11:50
    +2

    The deal link still works, and the weird thing is that the T&C's mention that you need to need to apply by the "offer end date" but absolutely nowhere on the page is it mentioned what this offer end date is. I think I will roll the dice and take a million screenshots.

    • IngenuityDenied on 30/06/2021 - 18:09

      I was tempted, but I gave NAB a call on 26 June, and they advised that the campaign code NNA has expired. They advised that I could attempt to apply but would likely be contacted and advised of the current promotion before proceeding with my application.

      If you have applied, could you please provide an update on how you go? It might convince me to apply.

      • endolphin on 30/06/2021 - 20:32
        +2

        Yep applied and got approved within 3 hours. No phone call, nothing. Really weird because I applied for the same card last year and it was such a stuff around. Took weeks. Had to chase down a letter saying that I had closed another card and had to fill out a more detailed expenses table and email it in.

        I applied because it is minimum 90k Qantas points worst case, although I will fight for the 120k. I hope to have this churned and closed within a month and get 11/12ths of the annual fee back.

  • bigmac38 on 04/07/2021 - 09:44
    +1

    Highly recommend this card. Got the bonus points in the same billing cycle and had the pro-rata annual fee refunded! Very impressive NAB!

    • Moo Deng on 04/07/2021 - 13:09
      +1

      How did they process the refund? Send you a cheque?

      • nightelves on 05/07/2021 - 09:17

        Nah they ask for your bank details.

    • endolphin on 15/07/2021 - 23:43

      Yep my points just landed too. This may be my personal best - applied, approved, spent minimum, points landed and card closed, within 3 weeks.

      I haven't actually closed yet. Will call tomorrow. I may avoid the annual fee altogether (as I did for St George and Citibank).

  • 53459 on 07/07/2021 - 21:19
    +1

    Got the points, thanks OP.

    Any other good deals for QFF points? Not sure which card to apply for next.

  • FeZZa21 on 14/07/2021 - 16:37
    +2

    got the points today on my 2nd statement

  • nomnomnom on 16/07/2021 - 00:22

    i closed my card last week, how soon after closure do you receive the annual fee refund?

    • Moo Deng on 16/07/2021 - 13:42

      Did they take your bank account details over the phone when you cancelled?

      • nomnomnom on 17/07/2021 - 14:31

        i did it over chat and they took my account details and confirmed they will refund.. maybe i need to chase it up..

    • FeZZa21 on 16/07/2021 - 16:24

      I called to cancel yesterday and today I check my account I have 270.43 in credit :) awesome deal

  • endolphin on 21/07/2021 - 13:57

    I had this card open for about 3 weeks total and I got a full refund of the annual fee.

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