St George Bank First Home Buyer 85%LVR (loan to valuation ratio) $1 LMI
That is, no LMI on up to 85%LVR borrowing
Can include 100% of non-base income for emergency services workers. That is, nurses and doctors employed in a hospital, frontline police officers, ambulance officers and firefighters.
For current best St George products and offers refer to previous post https://www.ozbargain.com.au/node/545260
Ie rates starting from from 2.59% no annual fee + $2000 St George Cash Rebate per property (> $250k) + up to 0.4% Broker Rebate
SLA's are back to ~2 business days after the blowout of up to 4-6 weeks from the previous promotion.
PLUS up to 0.4% Broker Rebate for purchase or refinance (available via us only, not via the bank)
In ADDITION to bank rebates, we have up to 0.4% rebate of loan size (net of offset ie balance owing) for ANY bank or product (Paid 50/50 at 2 and 24 months after settlement).
We are pleased to announce we have added a $1m+ tier of 0.4% rebate of loan size (net of offset ie balance owing) for new loans.
Contact us for other great bank offers incl $3000 bank rebates from big 4 and other lenders and we have achieved 2.05% discounts.
Total fees
Total Fees eg NSW & VIC incl GST
https://www.nswlrs.com.au/getattachment/
https://www.propertyandlandtitles.vic.gov.au/
Mortgage discharge fees $143.5 (NSW), $116.80 (VIC)
Transfer/Mortgage Registration fee $143.5 (NSW), $116.80 (VIC)
Title search $14.70 (NSW)
Legal/settlement fee from incoming lender – Approx $100-$350
Discharge admin fee from outgoing lender – Approx $250-$350
Total fees approx $650 - $800 in most cases.
Len Yin
Bundle Property Home Loans
T: (02) 9698 7186
M: 0422354868
E: [email protected]
ACL 445947
Are you NSW/VIC only?