St George Bank 2.64% (<80%LVR), or 2.59% (<60%LVR) No Annual Fee Home Loan + $2000 Cash Rebate per property (> $250k) + up to 0.4% Broker Rebate
SLA's are back to ~2 business days after the blowout of up to 4-6 weeks from the previous promotion.
St George Basic Product
No annual fees, free online redraw, no offset.
2.64% (CPR 2.66%) owner occ variable P&I (further -0.05% for <60% LVR = 2.59%)
3.09% (CPR 3.11%) investor variable P&I (further -0.05% for <60% LVR = 3.04%)
St George Package
$395 annual fees, offset account, free redraw, premium credit card.
Rates from below (variable rates subject to approval)
2.24% (CPR 3.45%) fixed 1-3 years owner occ P&I.
2.74% (CPR 3.99%) fixed 2-3 years investor P&I.
2.79% (CPR 3.67%) owner occ variable P&I. (further -0.05% for <60% LVR)
3.09% (CPR 4.13%) investor variable P&I (+0.2% for investor interest only) (further -0.05% for <60% LVR)
Total fees
Total Fees eg NSW & VIC incl GST
https://www.nswlrs.com.au/getattachment/
https://www.propertyandlandtitles.vic.gov.au/
Mortgage discharge fees $143.5 (NSW), $116.80 (VIC)
Transfer/Mortgage Registration fee $143.5 (NSW), $116.80 (VIC)
Title search $14.70 (NSW)
Legal/settlement fee from incoming lender – Approx $100-$350
Discharge admin fee from outgoing lender – Approx $250-$350
Total fees approx $650 - $800 in most cases.
PLUS up to 0.4% Broker Rebate for purchase or refinance (available via us only, not via the bank)
In ADDITION to bank rebates, we have up to 0.4% rebate of loan size (net of offset ie balance owing) for ANY bank or product (Paid 50/50 at 2 and 24 months after settlement).
We are pleased to announce we have added a $1m+ tier of 0.4% rebate of loan size (net of offset ie balance owing) for new loans.
Disclaimer:
The information provided is for general education purposes only and is not intended to constitute specialist or personal advice. This has been provided without taking into account your objectives, financial situation or needs. Because of this, you should consider the appropriateness of the advice to your own situation and needs before taking any action. It should not be relied upon for the purposes of entering into any legal or financial commitments. Specific investment advice should be obtained from a suitably qualified professional before adopting any investment strategy.
Len Yin
Bundle Property Home Loans
T: (02) 9698 7186
M: 0422354868
E: [email protected]
ACL 445947
Mod: Third party information must be at the bottom of the deal description
looks good. I'll contact in the new financial year.