Explore the benefits
$400 TRAVEL CREDIT
Receive a $400 Travel Credit each year that can be used on eligible flights, hotels, car hire or unique experiences when booked through American Express Travel4
AIRPORT LOUNGE ACCESS
Enjoy two complimentary entries per year to the American Express Lounge at Sydney International Airport or Melbourne International Airport5
TRAVEL INSURANCE
Travel with peace of mind knowing you’re covered with complimentary domestic and international travel insurance when you pay for your return trip with your Card6
0% P.A. BALANCE TRANSFERS
Take advantage of 0% p.a. on balance transfers for the first 12 months.7 A one-off credit plan establishment fee of 1% applies. If you pay your balance transfer over time, an interest-free period will not apply to your purchases. Learn More
Your Rewards, Your Way
Earn points every day
Earn 2 Membership Rewards points per $1 spent on purchases excluding government bodies in Australia8
Earn 1 Membership Rewards point per $1 spent at government bodies in Australia8
Earn points faster by adding an Additional Card for up to 4 family members or friends, at no extra fee9
Enjoy no limit on the amount of Membership Rewards points you can earn, no matter how much you spend each month
Choose your rewards
Redeem points with your choice of 9 Airline Partner Programs10 including Virgin Australia and Singapore Airlines or with our Hotel Partner, Hilton Honours
Book travel online with Webjet11 or American Express Travel12 and pay with points
Use points for gift cards13 from leading retailers, or to pay for charges on your Account13
Turn your points into unforgettable experiences at Ticketmaster 15
Travel
$400 Travel Credit4 each Membership year for flights, hotels, experiences or car hire when booked and paid for online at American Express Travel
Two complimentary entries into the American Express Lounge at Sydney International Airport or Melbourne International Airport5
Book two consecutive nights' stay and enjoy a hotel credit up to US$100 and a room upgrade, (when available) at properties part of The Hotel Collection16.
Complimentary domestic and international travel insurance for you, your partner and your dependent children under the age of 22 when you pay for travel on your Card including:
⁃ Medical Emergency Expenses Cover6 up to $2,500,000
⁃ Personal Liability Cover6 up to $2,000,000
⁃ Travel Cancellation Cover6 up to $30,000
⁃ Travel Inconvenience Cover6 for flight or luggage delays and missed connections
⁃ Up to $10,000 cover for loss or damage to baggage, money or documents;
Protection when you need it most
Smartphone Screen Insurance6, covering up to $500 for repairs if you break your screen
Buyer’s Advantage6, extending the manufacturers' warranty by up to 12 months on eligible items purchased with your Card
Purchase Protection6, covering you for the replacement of stolen or damaged items purchased on your Card
Refund Protection6, cover for new items purchased on your Card should a store refuse a return
Online Fraud Protection Guarantee17 , keeping you protected from unauthorised charges made on your Account
Emergency Card replacement18, for lost or stolen Cards virtually anywhere in the world.
Use your Card securely around the world and check-out with Apple Pay, Samsung Pay and Google Pay
Income required = $65,000