This was posted 5 years 4 months 20 days ago, and might be an out-dated deal.

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Westpac Low Rate Credit Card: Get $200 Cash Back When You Spend $400 within 90 Days of Approval (Annual Fee $59)

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Westpac Low Rate Credit Card: Get $200 Cash Back When You Spend $400 within 90 Days of Approval (Annual Fee $59)
Go to Deal
Pzoob on 02/07/2019 - 11:29 westpac.com.au (659 clicks)

This offer seems to be back. Free $141 and should be easy to meet the spend requirement.

From the website:
*Cash back promotion: The cash back offer is available when you apply and are approved for a new Low Rate credit card from 16th April 2019 and 31st July 2019 and spend $400 on eligible purchases within 90 days from card approval. Eligible purchases do not include fees, cash, cash equivalent transactions, BPAY, refunds and balance transfers debited from the card account. Only one cash back will be paid per customer. The $200 cashback will be paid as a statement credit to your respective Low Rate credit card account within 60 days of meeting minimum spend criteria. Existing Westpac customers who currently hold a Low Rate credit card, or who have held one in the last 12 months and packaged cards are not eligible for this offer. Cannot be used in conjunction with the balance transfer promotion.

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closed Comments

  • RocketSwitch on 02/07/2019 - 11:33

    Good deal, you will eventually get the cashback, but horrible bank to deal with.

    • hexedhavoc on 02/07/2019 - 14:50

      Why are they horrible?

      • RocketSwitch on 02/07/2019 - 15:30

        They might not give you the cashback. Took me 4 phone calls to get it after 80 days passed. Also lied about when I will get it. To their credit, I got the annual fee back.

        • IVI on 02/07/2019 - 20:48

          …perhaps to preclude you from complaining
          to the Financial Ombudsman…?

          • RocketSwitch on 02/07/2019 - 23:13

            @IVI: I would have if I didn't get the cashback. Alas, I did.

  • asaprocky on 02/07/2019 - 11:45
    +2

    Funnily enough I only JUST got my cashback from the last offer.
    Took over 3 months and raised a complaint so I got $200 in visa gift cards and my first year waived.
    Not bad

    • CyberMurning on 02/07/2019 - 14:10

      How come in Visa gift card not cashback to the cc account?

      • asaprocky on 02/07/2019 - 16:01

        My mate works at Westpac and he was able to escalate the issue. I could've gotten the $141 cashback but he gave me the option of the $200 visa cards and first year waived

  • CyberMurning on 02/07/2019 - 12:11
    +2

    i havent get one from december 2018 promo.. horribbbbleeeeeeeeeeee

  • Trishool on 02/07/2019 - 14:09
    +2

    With the above feedback, I'm going to give this deal a miss.

  • abeckett on 02/07/2019 - 15:35

    I got rejected for my online application instantly. Does anyone know what criteria are used to judge the applications and what are the parameters they focus on the most? I felt like I was suitable for a credit card like this one and have no outstanding debts. Thanks in advance.

    • asaprocky on 02/07/2019 - 16:02

      Are you parttime/fulltime or a casual?

      • abeckett on 02/07/2019 - 19:47

        full-time (contractor)

        • CyberMurning on 02/07/2019 - 19:58

          i think banks prefer someone on payroll, permanent, full time. just normal person with full time job. contractor, tbh, difficult.

        • asaprocky on 03/07/2019 - 07:51

          Yep they want a secured and steady income. If you still want to get it.
          You need to call up Westpac in regards to the CC and send in your last statements to verify steady income.
          GL

    • IVI on 02/07/2019 - 20:59
      -1

      Telstra CANCELLED my Order - without notice, until yesterday -
      for the 24-month, $29 / mon deal for Mobile-Data + a new-old
      iPad, that they'd earlier ACCEPTED, ie. claiming some sort of
      credit glitch.

      They couldn't be bothered to Notify my or try to clarify the
      issue…

      Telstra!

      I've disliked them since I learned that they were charging $29 / mon
      for a mere 500 MB / mon, in the 28.8 / 56.7 Kb/Sec Internet+dial-up
      modem days…

      While teaching, some of my students were getting huge bills for a
      month's usage (eg over $1,200.00), punished for trusting Telstra!

      IVI on 02/07/2019 - 20:59 (Collapsed - Offtopic. Show)
      • Trishool on 04/07/2019 - 18:37

        Ummm…wrong deal perhaps?

  • brokenglish on 02/07/2019 - 21:58

    I'm biting the bullet yo!

  • ginger-nick on 19/07/2019 - 17:04

    got 200 back and cancel immediately to avoid the annual fee, yeap

    • CyberMurning on 19/07/2019 - 17:31

      Is that on July statement? Mine hasn't show up when I checked this morning (the statement). June statement was on the 16th. Weird.

      • ginger-nick on 19/07/2019 - 18:54

        No idea, I contacted the support online in June to ask about the date for cashback (reply will happen in August), then few days later in July 200 appeared in my account

      • brokenglish on 19/07/2019 - 21:44

        From my experience it depends on how many transactions you did.
        I found spending > $400 in 1 transaction will get me the cashback in the next statement right away. Same with CBA.

  • CyberMurning on 22/07/2019 - 13:36

    Got the 200. Use the app to make a call very easy no need to go through Id verification, and the guy just straight processed my 200. Total time spent on the phone, 3 mins.

    But weird no transaction details for this 200. No entry on activity.

  • vjoz on 28/07/2019 - 21:38

    " and packaged cards are not eligible for this offer."

    Any idea what does the above mean? Is it referring to customers with a mortgage package or something like that bundled with credit card?

    • CyberMurning on 28/07/2019 - 22:39

      Yes mortgage package offset account

      • vjoz on 29/07/2019 - 19:26

        Thanks. Any idea if employees can avail this? There's no card fee for employees.

        • CyberMurning on 29/07/2019 - 19:54

          Any idea if employees are eligible for this?

  • brokenglish on 08/08/2019 - 19:11

    Westpac tryna pull a shifty. Called last week and this week to get the cashback, they told me they couldn't find the promo on their system. WTF. Did anyone screenshot the promo? I tried https://archive.org/ but can't see the promo.

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