SPECIAL OZBARGAIN PROMO CODE: OZBFIXAPR (No other cash back applies with this promotion and $50 Bunnings Voucher applies to OzBargain customers entering promo code only with all conditions met)
NOTE - the RATES are the primary offer which are 0.15% less than published for applications approved from 1st April. Bunnings gift Card is a bonus for OzBargain Members. Home Loan Cash Back usually provides a cash back mortgage broker service refunding broker trailing commissions in full.
Read the offer and conditions in full please and follow the below steps:
- Click “Get Started” at https://www.homeloancashback.com.au
- Complete all details ensuring promo code OZBFIXAPR is entered.
- Disregard the search results with banks & interest rates as the Campaign/Promo code will qualify you for this special offer
- Home Loan Cash Back will contact you to ensure you qualify for the offer
FIXED RATE SPECIAL – WELL KNOWN BRANDED BANK (new Bank customers only)
• 3.54% Owner Occupied Fixed 2 or 3 Years (Principal & Interest – P&I)
• 3.74% Investment Fixed 2 or 3 Years (Principal & Interest – P&I)
• 4.04% Investment Fixed 2 or 3 Years (Interest Only- I/O for fixed term)
• Can be mixed with Variable rates as low as 3.66% O/O P&I or 4.40% INV I/O
• (optional) 100% offset account(s) available against Variable rate loans with $248 per annum fee
(No other cash back is payable as part of this promotion through Home Loan Cash Back)
(Ongoing commissions are sacrificed for the life of the loan through Home Loan Cash Back)
(Maximum 70% LVR (loan to value ratio) to qualify for this offer)
Please read the below criteria & information:
- Enter Promo Code “OZBMACFIX” to qualify for offer & $50 Bunnings Voucher which is provided within 60 days of settlement if criteria is met (Exclusive to OzBargain customers through www.homeloancashback.com.au)
- Subject to approval with bank through https://www.homeloancashback.com.au adhering to all bank t's & c's
- Rates are quoted assuming maximum 70% loan to value ratio and comparison rates provided upon request
- Bank settlement/legals fees are quoted at being from $363 with all standard fees & charges quoted as part of the process
- Minimum $350,000 net of offset owing to the bank at settlement required to qualify
- Must live in metro Sydney, Melbourne, Brisbane, Adelaide or Perth (this relates to being able to meet ID criteria, apologies to those we cannot service)
- Comparison rates are available on request including the standard published comparison which assumes a loan of $150,000 over 25 years along with personalise comparison rate for your individual situation eg $600,000 loan over 30 years
- Expectation from Home Loan Cash Back to retain the loan for at least 18 months from settlement
- Available for refinances and purchases (No Pre-Approvals will be supported)
- $50 Bunnings voucher is provided within 60 days of settlement assuming all conditions have been met.
Other benefits with Bank include:
o $0 ATM fees at any Australian Bank ATM using visa debit card
o $0 International transaction fees using Visa Debit Card
o Option of 100% offset and on the bank's package costing $248 per annum which includes offset account(s) or no frills option with no offset account and $0 annual fee which comes with free transaction account
o Unlimited additional repayments and redraw on variable rate loans
o 5% per annum extra repayments per year on fixed rate loans
o Excellent digital banking services
Get Started Today
- Click “Get Started” at https://www.homeloancashback.com.au
- Complete all details ensuring promo code OZBFIXAPR is entered.
- Disregard the search results with banks & interest rates as the Campaign/Promo code will qualify you for this offer
- Home Loan Cash Back will contact you to ensure you qualify for the offer
Australian Credit License 392926. Please note that we can provide general advise only. We are a cash back mortgage broker who have had cash back home loan and insurance brands in the market for over a decade.
Comparison Rates - contact us for a correct comparison rate about your specific loan situation. Standard "comparison rates" on $150,000 loan amount over 25 years are noted below
• 3.54% Owner Occupied Fixed 2 or 3 Years (Principal & Interest – P&I) has a comparison rate of 3.66% 2 Year Fixed OR 3.67% 3 Year Fixed
• 3.74% Investment Fixed 2 or 3 Years (Principal & Interest – P&I) has a comparison rate of 3.93% 2 Year Fixed OR 3.93% 3 Year Fixed
• 4.04% Investment Fixed 2 or 3 Years (Interest Only- I/O for fixed term) has a comparison rate of 4.37% 2 Year Fixed OR 4.33% 3 Year Fixed
So if I refinance 500k loan, Ill get only $50 voucher?