MelbourneWest » user profile

Member Since | 13/10/2017 |
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Last Seen | 14/08/2024 |
Location | Melbourne |
Recent Activities

MelbourneWest replied to
Duram on 3.54% / 3.74% / 4.04% (O/O P&I, INV P&I & INV I/O) Fixed Rate Home Loan + $50 Bunnings GC @ Home Loan Cashback

Thanks for the comment Duram, the main offer relates to the interest rates on offer being excellent with us sacrificing the ongoing…

MelbourneWest replied to
mps41 on 3.54% / 3.74% / 4.04% (O/O P&I, INV P&I & INV I/O) Fixed Rate Home Loan + $50 Bunnings GC @ Home Loan Cashback

Hi mps41, thanks for the comment and certainly a good question. I would call your current broker or the bank directly to see if this is…

MelbourneWest replied to
arctan on 3.54% / 3.74% / 4.04% (O/O P&I, INV P&I & INV I/O) Fixed Rate Home Loan + $50 Bunnings GC @ Home Loan Cashback

Thanks for the comment and a good point and certainly a challenge of course. This is a great offer although also appreciate it is not for…

MelbourneWest replied to
dannos on 3.54% / 3.74% / 4.04% (O/O P&I, INV P&I & INV I/O) Fixed Rate Home Loan + $50 Bunnings GC @ Home Loan Cashback

multiple offset accounts. 100% offset accounts are available on the package version and you can have multiple offset accounts. The offset…

MelbourneWest replied to
dannos on 3.54% / 3.74% / 4.04% (O/O P&I, INV P&I & INV I/O) Fixed Rate Home Loan + $50 Bunnings GC @ Home Loan Cashback

Dannos - no offset account on the fixed rate however you can have a 100% offset (multiple) on a variable rate portion as noted on the offer…

MelbourneWest replied to
CheapSticks on 3.54% / 3.74% / 4.04% (O/O P&I, INV P&I & INV I/O) Fixed Rate Home Loan + $50 Bunnings GC @ Home Loan Cashback

Thanks for the comment and I understand. The rates are excellent and from a longer term perspective, the variable revert to rates are also…

MelbourneWest replied to
guidedlight on 3.54% / 3.74% / 4.04% (O/O P&I, INV P&I & INV I/O) Fixed Rate Home Loan + $50 Bunnings GC @ Home Loan Cashback

The offer states that trailing commissions are sacrificed to obtain the interest rate. No trailing commissions are paid to us as part of…

MelbourneWest replied to
McMaferMur on 3.54% / 3.74% / 4.04% (O/O P&I, INV P&I & INV I/O) Fixed Rate Home Loan + $50 Bunnings GC @ Home Loan Cashback

Thanks for your "feedback" - the bank offer these rates based on approvals from the 1st April.

MelbourneWest replied to
dontask on 3.54% / 3.74% / 4.04% (O/O P&I, INV P&I & INV I/O) Fixed Rate Home Loan + $50 Bunnings GC @ Home Loan Cashback

Exactly what the primary purpose of the offer relates to, thanks for reading.

MelbourneWest replied to
CheapSticks on 3.54% / 3.74% / 4.04% (O/O P&I, INV P&I & INV I/O) Fixed Rate Home Loan + $50 Bunnings GC @ Home Loan Cashback

The refinance costs are not covered as part of the promotion. The main offer relates to us sacrificing the ongoing commissions to obtain a…

MelbourneWest replied to
ariann on 3.54% / 3.74% / 4.04% (O/O P&I, INV P&I & INV I/O) Fixed Rate Home Loan + $50 Bunnings GC @ Home Loan Cashback

The refinance costs are not covered as part of the promotion. The main offer relates to us sacrificing the ongoing commissions to obtain a…

MelbourneWest replied to
SnoozeAndLose on 3.54% / 3.74% / 4.04% (O/O P&I, INV P&I & INV I/O) Fixed Rate Home Loan + $50 Bunnings GC @ Home Loan Cashback

The deal includes a 0.15% rate reduction for the life of the loan. Instead of receiving the higher rate and a cash back of 0.15% from Home…

MelbourneWest replied to
footyboy on 3.54% / 3.74% / 4.04% (O/O P&I, INV P&I & INV I/O) Fixed Rate Home Loan + $50 Bunnings GC @ Home Loan Cashback

The deal includes a 0.15% rate reduction for the life of the loan. Instead of receiving the higher rate and a cash back of 0.15% from Home…

MelbourneWest replied to
FatTofu on 3.54% / 3.74% / 4.04% (O/O P&I, INV P&I & INV I/O) Fixed Rate Home Loan + $50 Bunnings GC @ Home Loan Cashback

The deal includes a 0.15% rate reduction for the life of the loan. Instead of receiving the higher rate and a cash back of 0.15% from Home…

MelbourneWest commented on 3.54% / 3.74% / 4.04% (O/O P&I, INV P&I & INV I/O) Fixed Rate Home Loan + $50 Bunnings GC @ Home Loan Cashback
The deal includes a 0.15% rate reduction for the life of the loan. Instead of receiving the higher rate and a cash back of 0.15% from Home…

MelbourneWest posted a deal 3.54% / 3.74% / 4.04% (O/O P&I, INV P&I & INV I/O) Fixed Rate Home Loan + $50 Bunnings GC @ Home Loan Cashback
SPECIAL OZBARGAIN PROMO CODE: OZBFIXAPR (No other cash back applies with this promotion and $50 Bunnings Voucher applies to OzBargain…

MelbourneWest replied to
cocomelon on Get 100% of Mortgage Broker Trailing Commissions + $100 Bonus @ Home Loan Cash Back

[@Craicdealer](/comment/5781814/redir): NAB will offer 2 years fixed for investment at 4.09% P&I or 4.19% I/O Hope this helps

MelbourneWest replied to
LurvinOZB on Get 100% of Mortgage Broker Trailing Commissions + $100 Bonus @ Home Loan Cash Back

LurvinOZB if you want just one choice that you select for a home loan, it is difficult to get with legislation around mortgages. You can…

MelbourneWest replied to
WTF on Get 100% of Mortgage Broker Trailing Commissions + $100 Bonus @ Home Loan Cash Back

Hi WTF, thank you for the comments. To give insight to your points. Firstly, given there are over 40 bank & lenders in our lending panel…

MelbourneWest commented on Get 100% of Mortgage Broker Trailing Commissions + $100 Bonus @ Home Loan Cash Back
Hello thydzik, we have multiple businesses and have over 10 years tenure. Hope this helps.

MelbourneWest replied to
Msfrugal on Get 100% of Mortgage Broker Trailing Commissions + $100 Bonus @ Home Loan Cash Back

Hi Msfrugal, Mates Rates have a very similar model to our group of companies. They charge $120 per year as an "admin" fee to process the…

MelbourneWest commented on Get 100% of Mortgage Broker Trailing Commissions + $100 Bonus @ Home Loan Cash Back
Thanks for the comment, we have a minimum $350,000 loan size. It is also worth you considering the cost of moving lenders vs the savings…

MelbourneWest replied to
Steptoe on Get 100% of Mortgage Broker Trailing Commissions + $100 Bonus @ Home Loan Cash Back

[@Steptoe](/comment/5778867/redir): you may not see it listed publiy. Can you email us with your own and the loan details please at…

MelbourneWest replied to
1-Bargain on Get 100% of Mortgage Broker Trailing Commissions + $100 Bonus @ Home Loan Cash Back

1-Bargain, we can beat this with the trailing commissions rebate. Please email us at [email protected] or enter your details by…

MelbourneWest replied to
Steptoe on Get 100% of Mortgage Broker Trailing Commissions + $100 Bonus @ Home Loan Cash Back

[@Steptoe](/comment/5778849/redir): yes, both have that option. Macquarie when up to 70% LVR with a $248 annual package fee with multiple…

MelbourneWest replied to
Steptoe on Get 100% of Mortgage Broker Trailing Commissions + $100 Bonus @ Home Loan Cash Back

Sure, Macquarie Bank with am LVR up to 70% and Adelaide Bank with an LVR up to 80% Hope this helps

MelbourneWest replied to
Steptoe on Get 100% of Mortgage Broker Trailing Commissions + $100 Bonus @ Home Loan Cash Back

As long as you have entered your details correctly, one of the team should be in touch to cover off exactly what deals you are eligible.…

MelbourneWest replied to
Steptoe on Get 100% of Mortgage Broker Trailing Commissions + $100 Bonus @ Home Loan Cash Back

Hi Steptoe, thanks for the question. Commissions to brokers are paid to us for the life of the loan. We have our own credit licensed which…

MelbourneWest replied to
RubenM on Get 100% of Mortgage Broker Trailing Commissions + $100 Bonus @ Home Loan Cash Back

There are two 4.29% Inv I/O offers in the market with reputable and long standing brands even with the APRA changes on investment and…

MelbourneWest replied to
Steptoe on Get 100% of Mortgage Broker Trailing Commissions + $100 Bonus @ Home Loan Cash Back

Steptoe, regarding is going out of business. Our group and licensed has been in operation for 10 years. We have no intention of going out…
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