MelbourneWest » user profile
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Member Since | 13/10/2017 |
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Last Seen | 29/11/2023 |
Location | Melbourne |
Recent Activities
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MelbourneWest replied to
Duram on 3.54% / 3.74% / 4.04% (O/O P&I, INV P&I & INV I/O) Fixed Rate Home Loan + $50 Bunnings GC @ Home Loan Cashback
![](https://files.ozbargain.com.au/g/20.jpg)
Thanks for the comment Duram, the main offer relates to the interest rates on offer being excellent with us sacrificing the ongoing…
![](https://files.ozbargain.com.au/g/38.jpg)
MelbourneWest replied to
mps41 on 3.54% / 3.74% / 4.04% (O/O P&I, INV P&I & INV I/O) Fixed Rate Home Loan + $50 Bunnings GC @ Home Loan Cashback
![](https://files.ozbargain.com.au/g/20.jpg)
Hi mps41, thanks for the comment and certainly a good question. I would call your current broker or the bank directly to see if this is…
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MelbourneWest replied to
arctan on 3.54% / 3.74% / 4.04% (O/O P&I, INV P&I & INV I/O) Fixed Rate Home Loan + $50 Bunnings GC @ Home Loan Cashback
![](https://files.ozbargain.com.au/g/20.jpg)
Thanks for the comment and a good point and certainly a challenge of course. This is a great offer although also appreciate it is not for…
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MelbourneWest replied to
dannos on 3.54% / 3.74% / 4.04% (O/O P&I, INV P&I & INV I/O) Fixed Rate Home Loan + $50 Bunnings GC @ Home Loan Cashback
![](https://files.ozbargain.com.au/g/20.jpg)
multiple offset accounts. 100% offset accounts are available on the package version and you can have multiple offset accounts. The offset…
![](https://files.ozbargain.com.au/g/38.jpg)
MelbourneWest replied to
dannos on 3.54% / 3.74% / 4.04% (O/O P&I, INV P&I & INV I/O) Fixed Rate Home Loan + $50 Bunnings GC @ Home Loan Cashback
![](https://files.ozbargain.com.au/g/20.jpg)
Dannos - no offset account on the fixed rate however you can have a 100% offset (multiple) on a variable rate portion as noted on the offer…
![](https://files.ozbargain.com.au/g/38.jpg)
MelbourneWest replied to
CheapSticks on 3.54% / 3.74% / 4.04% (O/O P&I, INV P&I & INV I/O) Fixed Rate Home Loan + $50 Bunnings GC @ Home Loan Cashback
![](https://files.ozbargain.com.au/g/20.jpg)
Thanks for the comment and I understand. The rates are excellent and from a longer term perspective, the variable revert to rates are also…
![](https://files.ozbargain.com.au/g/38.jpg)
MelbourneWest replied to
guidedlight on 3.54% / 3.74% / 4.04% (O/O P&I, INV P&I & INV I/O) Fixed Rate Home Loan + $50 Bunnings GC @ Home Loan Cashback
![](https://files.ozbargain.com.au/u/65/69065-20.jpg?h=dccf3b6f)
The offer states that trailing commissions are sacrificed to obtain the interest rate. No trailing commissions are paid to us as part of…
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MelbourneWest replied to
CyberMurning on 3.54% / 3.74% / 4.04% (O/O P&I, INV P&I & INV I/O) Fixed Rate Home Loan + $50 Bunnings GC @ Home Loan Cashback
![](https://files.ozbargain.com.au/u/96/10896-20.jpg?h=816297fa)
Thanks for your "feedback" - the bank offer these rates based on approvals from the 1st April.
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MelbourneWest replied to
dontask on 3.54% / 3.74% / 4.04% (O/O P&I, INV P&I & INV I/O) Fixed Rate Home Loan + $50 Bunnings GC @ Home Loan Cashback
![](https://files.ozbargain.com.au/g/20.jpg)
Exactly what the primary purpose of the offer relates to, thanks for reading.
![](https://files.ozbargain.com.au/g/38.jpg)
MelbourneWest replied to
CheapSticks on 3.54% / 3.74% / 4.04% (O/O P&I, INV P&I & INV I/O) Fixed Rate Home Loan + $50 Bunnings GC @ Home Loan Cashback
![](https://files.ozbargain.com.au/g/20.jpg)
The refinance costs are not covered as part of the promotion. The main offer relates to us sacrificing the ongoing commissions to obtain a…
![](https://files.ozbargain.com.au/g/38.jpg)
MelbourneWest replied to
ariann on 3.54% / 3.74% / 4.04% (O/O P&I, INV P&I & INV I/O) Fixed Rate Home Loan + $50 Bunnings GC @ Home Loan Cashback
![](https://files.ozbargain.com.au/g/20.jpg)
The refinance costs are not covered as part of the promotion. The main offer relates to us sacrificing the ongoing commissions to obtain a…
![](https://files.ozbargain.com.au/g/38.jpg)
MelbourneWest replied to
SnoozeAndLose on 3.54% / 3.74% / 4.04% (O/O P&I, INV P&I & INV I/O) Fixed Rate Home Loan + $50 Bunnings GC @ Home Loan Cashback
![](https://files.ozbargain.com.au/u/98/164398-20.jpg?h=1f560e3c)
The deal includes a 0.15% rate reduction for the life of the loan. Instead of receiving the higher rate and a cash back of 0.15% from Home…
![](https://files.ozbargain.com.au/g/38.jpg)
MelbourneWest replied to
footyboy on 3.54% / 3.74% / 4.04% (O/O P&I, INV P&I & INV I/O) Fixed Rate Home Loan + $50 Bunnings GC @ Home Loan Cashback
![](https://files.ozbargain.com.au/u/84/148384-20.jpg?h=1fcb1089)
The deal includes a 0.15% rate reduction for the life of the loan. Instead of receiving the higher rate and a cash back of 0.15% from Home…
![](https://files.ozbargain.com.au/g/38.jpg)
MelbourneWest replied to
FatTofu on 3.54% / 3.74% / 4.04% (O/O P&I, INV P&I & INV I/O) Fixed Rate Home Loan + $50 Bunnings GC @ Home Loan Cashback
![](https://files.ozbargain.com.au/g/20.jpg)
The deal includes a 0.15% rate reduction for the life of the loan. Instead of receiving the higher rate and a cash back of 0.15% from Home…
![](https://files.ozbargain.com.au/g/38.jpg)
MelbourneWest commented on 3.54% / 3.74% / 4.04% (O/O P&I, INV P&I & INV I/O) Fixed Rate Home Loan + $50 Bunnings GC @ Home Loan Cashback
The deal includes a 0.15% rate reduction for the life of the loan. Instead of receiving the higher rate and a cash back of 0.15% from Home…
![](https://files.ozbargain.com.au/g/38.jpg)
MelbourneWest posted a deal 3.54% / 3.74% / 4.04% (O/O P&I, INV P&I & INV I/O) Fixed Rate Home Loan + $50 Bunnings GC @ Home Loan Cashback
SPECIAL OZBARGAIN PROMO CODE: OZBFIXAPR (No other cash back applies with this promotion and $50 Bunnings Voucher applies to OzBargain…
![](https://files.ozbargain.com.au/g/38.jpg)
MelbourneWest replied to
cocomelon on Get 100% of Mortgage Broker Trailing Commissions + $100 Bonus @ Home Loan Cash Back
![](https://files.ozbargain.com.au/u/81/16581-20.jpg?h=0aae9d7e)
[@Craicdealer](/comment/5781814/redir): NAB will offer 2 years fixed for investment at 4.09% P&I or 4.19% I/O Hope this helps
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MelbourneWest replied to
LurvinOZB on Get 100% of Mortgage Broker Trailing Commissions + $100 Bonus @ Home Loan Cash Back
![](https://files.ozbargain.com.au/g/20.jpg)
LurvinOZB if you want just one choice that you select for a home loan, it is difficult to get with legislation around mortgages. You can…
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MelbourneWest replied to
WTF on Get 100% of Mortgage Broker Trailing Commissions + $100 Bonus @ Home Loan Cash Back
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Hi WTF, thank you for the comments. To give insight to your points. Firstly, given there are over 40 bank & lenders in our lending panel…
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MelbourneWest commented on Get 100% of Mortgage Broker Trailing Commissions + $100 Bonus @ Home Loan Cash Back
Hello thydzik, we have multiple businesses and have over 10 years tenure. Hope this helps.
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MelbourneWest replied to
Msfrugal on Get 100% of Mortgage Broker Trailing Commissions + $100 Bonus @ Home Loan Cash Back
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Hi Msfrugal, Mates Rates have a very similar model to our group of companies. They charge $120 per year as an "admin" fee to process the…
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MelbourneWest commented on Get 100% of Mortgage Broker Trailing Commissions + $100 Bonus @ Home Loan Cash Back
Thanks for the comment, we have a minimum $350,000 loan size. It is also worth you considering the cost of moving lenders vs the savings…
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MelbourneWest replied to
Steptoe on Get 100% of Mortgage Broker Trailing Commissions + $100 Bonus @ Home Loan Cash Back
![](https://files.ozbargain.com.au/g/20.jpg)
[@Steptoe](/comment/5778867/redir): you may not see it listed publiy. Can you email us with your own and the loan details please at…
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MelbourneWest replied to
1-Bargain on Get 100% of Mortgage Broker Trailing Commissions + $100 Bonus @ Home Loan Cash Back
![](https://files.ozbargain.com.au/g/20.jpg)
1-Bargain, we can beat this with the trailing commissions rebate. Please email us at [email protected] or enter your details by…
![](https://files.ozbargain.com.au/g/38.jpg)
MelbourneWest replied to
Steptoe on Get 100% of Mortgage Broker Trailing Commissions + $100 Bonus @ Home Loan Cash Back
![](https://files.ozbargain.com.au/g/20.jpg)
[@Steptoe](/comment/5778849/redir): yes, both have that option. Macquarie when up to 70% LVR with a $248 annual package fee with multiple…
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MelbourneWest replied to
Steptoe on Get 100% of Mortgage Broker Trailing Commissions + $100 Bonus @ Home Loan Cash Back
![](https://files.ozbargain.com.au/g/20.jpg)
Sure, Macquarie Bank with am LVR up to 70% and Adelaide Bank with an LVR up to 80% Hope this helps
![](https://files.ozbargain.com.au/g/38.jpg)
MelbourneWest replied to
Steptoe on Get 100% of Mortgage Broker Trailing Commissions + $100 Bonus @ Home Loan Cash Back
![](https://files.ozbargain.com.au/g/20.jpg)
As long as you have entered your details correctly, one of the team should be in touch to cover off exactly what deals you are eligible.…
![](https://files.ozbargain.com.au/g/38.jpg)
MelbourneWest replied to
Steptoe on Get 100% of Mortgage Broker Trailing Commissions + $100 Bonus @ Home Loan Cash Back
![](https://files.ozbargain.com.au/g/20.jpg)
Hi Steptoe, thanks for the question. Commissions to brokers are paid to us for the life of the loan. We have our own credit licensed which…
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MelbourneWest replied to
RubenM on Get 100% of Mortgage Broker Trailing Commissions + $100 Bonus @ Home Loan Cash Back
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There are two 4.29% Inv I/O offers in the market with reputable and long standing brands even with the APRA changes on investment and…
![](https://files.ozbargain.com.au/g/38.jpg)
MelbourneWest replied to
Steptoe on Get 100% of Mortgage Broker Trailing Commissions + $100 Bonus @ Home Loan Cash Back
![](https://files.ozbargain.com.au/g/20.jpg)
Steptoe, regarding is going out of business. Our group and licensed has been in operation for 10 years. We have no intention of going out…
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