Not sure if this is the sort of thing we like here but I'm shopping for a new ish car and the Impreza range looks pretty good and at 1.99% it's a decent deal. Test driving next week. Wish they'd do the offer on the XV.
1.99% Finance on New Subaru Impreza Range
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Fortunately not the case here, based on a very reasonable drive away price.
Which is?
In the link, depends on the model.
@em: Ah yeah fair enough, I don't know how negotiation works with financing but I will give it a red hot go if it's possible.
@[Deactivated]: My experience with buying a new car is:
You say you want to pay cash, they negotiate down a lot (5-10k easy).
You say you want finance, price stays very close to rrp.Remember as soon as you drive it away, it is worth less anyway.
Same is true of most items (solar panels, you name it) with low finance offers.
The RRP is to make finance-takers feel like they are getting a bargain.
So 2% for cars is not out of the ordinary.
@xsacha: Interesting experience, for me, I typically am prepared to do a deal at the drive away “RRP” less 10%…..does that seem about right - i.e say 33-34k RRP and do a deal at 30k?
@Rizzler: Depends on many factors such as how far through cycle (2018 model?), how much dealer competition, price of car, amount of taxes (ones like luxury car tax), etc.
Generally, 10% is good on cheap 2019 models.
Skoda, Volkswago all have the same finance rate..
Sure but I have no interest in one of those…
@[Deactivated]: I know its individual preference but why not buy a dealer demo or second hand car and let someone else wear the depreciation?
@stockastics: That is the plan in the first instance, don't worry. I just want that 5yr warranty and an excuse to get a test drive. Not many demos of the 5yr warranty model out yet and I need a car soon.
@[Deactivated]: You can test drive a car for free anytime.
Also if u buy a second hand car which only has 1-2 years, it's already depreciated and you get the balance of the new car warranty.
But hey, you do whatever floats your boat
@inasero: Totally agree with you, but they are much happier to book you in and promise you a car when you're testing their new vehicles.
It can be hard to get the time of day otherwise.
@[Deactivated]: You need to see different dealers then. With the way new car sales are going these days (particularly in the ultra competitive small car segment the impreza falls in), dealers should bending over backwards to try and get your custom
The other day I walked into a dealer and test drove a mx5 just for the fun of it, unsupervised
@[Deactivated]: ok, good luck. negotiate hard and be prepared to walk away. its a terrible system of buying where there is no real transparency on pricing.
Bingo, as stated in the conditions, the finance rate is based on RRP.
May as well get the best cash price, and finance at 6% or whatever is going, if you need finance.
for qualifying new and demonstrator 2018 built Subaru Impreza vehicles
It's just another form of plate clearance sale.
Weekly repayment amount based on a driveaway price of $25,490
https://www.subaru.com.au/build-your-own/build/variants?mode…$25,490 is RRP lol you're paying RRP for a 2018 plate? Yeah that's why they can do a low comparison.
Dealer in Canberra told me 2019 models are also eligible.
Be careful what dealers "tell you".
The black and white conditions in the link clearly state 2018 only.And I agree with Spackbace's sentiments above. It's a 2018 plate clearance where you pay RRP in return for 'cheap finance'.
That's a not a bargain in my books.
Nice to see Subaru bumping warranty up to 5 years too. I would never dump 20k or more on something with only 3 years…. look out Toyota, you are missing the boat
Thank you sir! I think I read an article a few months ago about warranty info. Good to know.
100% with you there. Been burned before so I'd like a good warranty!
exorbitant service costs + 6 month service intervals, and on the wrx recommended premium fuel (not sure for the impreza model tho).
Impreza is not premium fuel. Service intervals on the 2019 Impreza are 12 mo.
Whether they're exorbitant or not I'm not sure.
What this is the Impreza: 12month service cycle capped for 5 years and runs on ULP 91
Go home you drunk
"and on the wrx recommended premium fuel "
Yeah because it is a petrol turbo engine, if you drive a turbo car you should put the better quality fuel in it.
My car only runs on U98 as per the factory manual (even though it's not turbo) but if you use the 7-11 app cheat you can get the fuel quite affordable.What’s this 7-11 app cheat? Please go on… And does it work for iPhone?
This forum is about conserving money not being an overpaying ecological bandit on dinosaur juice. Not a practical or a pleasant car to drive, my sega master system had better graphics than the 2014 wrx premium edition model had, internal cabin plastic rattled like an unsecured tool box on tarmac,to the extent i always drove with the window down. Secondly yeah check on the app fuel may be cheaper but it's not concerning if you got the latest model that comes in a massive 2ltr hairdresser size engine, funny how the sti model kept the 2.5ltr tho??.
I paid $15K using my Credit card when I purchased my Kia last year, rest $3K bank transfer.
Then did a 0% balance transfer for 24 months.
Car financed at 0% for 2 years.
What about the balance transfer fee…
Which is normally 2% :).
Still… better than a traditional car loan, when you consider that's a once off fee for 24 months.
That equates to 1%pa (well not really but you get what I'm saying).Not always, you have to shop around. There are deals year-round for 0% balance transfer fee. A quick search returned this CC with 0% BT fee. Some banks are also offering 1% BT currently.
This (Virgin Money offer) is for 18 months, sometimes you get a 22 or 24 or even 26 month offers as well. It all vary from bank to bank. If 18 months looks too short to repay, you do another BT after 18 months. 3 years should be sufficient to repay a car debt for tight ozbargainers.
As a previous Suby owner… I warn anyone looking to purchase one that the boxer engines require timing belt changes every 100,000km…. which are ridiculously expensive. Yeah yeah… I know it's a very infrequent service interval, but its a bitter pill to swallow when a car that's only done 100k requires a 'routine' major service that costs $1500.
Do some serious research before handing over your cash on a Subaru.
I have one now mate thank you, very well aware. I would not get close to 100,000km for a long long time so not a stress for me. Mine is just coming close to headgasket kms.
Check the service interval. I will probably be 100,000kms or 4/5 years, whatever comes first. So even if you only do 15,000kms in the 4 years you still need to replace it. I have a 2006 Renault with 64,000kms. I replaced the belts as soon as I bought the car 2 years ago as it had been 5 years since the owner last changed it. The belts are made of rubber, which deteriorate from the heat. Snap a belt and you could be up for a new engine… which wont be covered by warranty if you haven't maintained your service schedule.
Exactly right. It's not just k's its time.
Almost all models of cars require a major service after 80 or 100,000 KMs certain VWs are $3,500 on their major services. It's definitely something to be aware of when you're buying used but this is hardly unique to Subarus. But a brand new car you have a while to think about it.
Get rid of the vw asap… Its only going to get worse…
Too late man a hydraulic pump has gone in the transmission $3k replacement potentially. Most likely going to trade it in but not sure at this point
@mwahahaha: I get what you're saying mate… but in my years I've owned quite a few makes. And Subaru was definitely the most expensive to maintain.
Euro's are always going to be expensive as well. And VW is unfortunately another brand that I would never own (I know I'll get negs from fanboi's but its the truth). A relative owned one and it was a bloody money pit.
Wow.. $1500 isn't too bad. I just had my Wife's VW Tiguan (base model/ poverty pack 1.4) done for 60000km "major" service that cost me.. $1250. Just service.. New Sparks and Transmission fluids.
Having said that - my Dad's Nissan Almera just did 100000km for $585 service.Euro Tax is alive and well for poor owners of euro vehicles unfortunately :(.
I have a 2014 Forester and was under the impression Subarus after 2011 had a chain not a belt…
I stand corrected!
The 10yo (at eventual upgrade) EJ series boxer engine they put into the new Forester bodyshape has been upgraded to an F series engine with a timing chain!
When they first released the new body shape Forester with the same crap engine under the bonnet, I swore I'd never buy another Suby again.
Looks like the Forester got the F series engine from 2014 onwards. Too late for my wallet, but still good to hear. They flogged that old boxer engine for far too long. Lost a lot of fans by doing so.
Wouldn't it be cheaper to DIY or go to an independent mechanic?
Awwww no cashrewards or shopback.
ask a car buying agent.
They can get a better price and keep the finance deal also.Worked for my friend with vw.
PM me if you'd like a recommendation to one such people.
What's the bargain here? Can't see any. A cheap finance rate on full RRP 2018 stock isn't anything special.
I heard that Inchcape, a Sth African company bought the rights from Fuji Heavy Industries (owners of Subaru) to all dealerships within 40 km of the GPO of the capital cities in Aus (I think, might be a bit off). Accordingly all of the dealerships within that radius are owned by he same company and collaborate with each other making it very hard to play them off against each other for a better deal. As far as i know the independent dealerships that were around pre-inchcape were given an ultimatum to move out of the zone or lose Subaru. Last time I bought a Subaru I looked at the 40 km mark (I live in Melb) and found Lilydale and Frankston dealerships right on the 40 Km. Both were independent and were instantly considerably cheaper than the local Inchcape dealerships from where I live. I bought my car at the cheaper independent dealership but took it to the local Inchcape dealer for any warranty stuff.
Just beware of some dealers when they do these "finance deals" the price of the car over night climbs 5k etc to cover the costs