This was posted 5 years 10 months 7 days ago, and might be an out-dated deal.

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Get up to $300 off a Bill When Splitting with Finch.me

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Get up to $300 off a Bill When Splitting with Finch.me
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quirki on 28/01/2019 - 12:19 finch.me (507 clicks)
Last edited 02/02/2019 - 23:08 by 2 other users

Use Finch to split your household bills this Summer and we’ll choose one bill to take off your plate. Add your Netflix, cleaner, or your Ubereats bill and get ready to enjoy some extra cash.

Terms & Conditions: Offer starts Jan 1, 2019 ends March 15, 2019. Entrants must be Australian residents and over 18. Minimum 2 housemates per household. All housemates must be new users who signed up to Finch between Jan 1, 2019 – March 15, 2019. Each Finch user can only belong to one housemate group on Finch. By March 15, 2019 we will select to pay for one bill that you’ve added to your housemate group up to the value of $300. You will be notified via email and will have 7 days to provide information confirming your ID and house address to redeem the offer. All offers are honoured at our discretion.

Came across this as a sponsored add on facebook, doesn't seem to be a competition. Common sense dictates that they'll probably choose the lowest bill to pay off. There's also a referral program to sign up and make a payment to anyone for $5!

Further T&Cs:

Each housemate group must add a minimum of 3 bills to the group tab in order to qualify.Terms & Conditions: Offer starts Jan 1, 2019 ends March 15, 2019. Entrants must be Australian residents and over 18. Minimum 2 housemates per household. All housemates must be new users who signed up to Finch between Jan 1, 2019 – March 15, 2019. Each Finch user can only belong to one housemate group on Finch. Each housemate group must add a minimum of 3 bills to the group tab in order to qualify. By March 15, 2019 we will select to pay for one bill that you’ve added to your housemate group up to the value of $300. If you add a bill over this amount, we may choose to pay a portion of it. If you add a bill under this amount, we may choose to pay for all of it. Examples of bills include: electricity, rent, Netflix, cleaner. You will be notified via email and will have 7 days to a) present the actual bill in your name or your housemate’s name b) provide information confirming ID and house address to redeem the offer. All offers are honoured at our discretion.

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  • overule on 28/01/2019 - 12:38

    So this is a lucky draw thing!

  • [Deactivated] on 28/01/2019 - 12:40

    It's a competition.

    • Yabadabadoo on 28/01/2019 - 12:46

      Not the way I read it, you can add a bunch of bills to your group and they select one to pay for you. Its not one bill for all their users (that would be a competition) its one bill per group (so a deal) :)

      • quirki on 28/01/2019 - 12:49
        +1

        That’s my interpretation as well. That being said they do have a rep here would be nice if they can come forward to clarify!

  • INFIDEL on 28/01/2019 - 12:43
    +3

    For housemates who split bills. Could be handy in share households to split the bills & save arguments. Shows how much each housemate owes.

    So what is this business getting out of us?

    Housemates each have to provide verified ID & address (to claim 1 split bill payment each), details of every business the household owes money to (landlord, electricity, supermarkets, etc).

    That's a lot of personal information they're getting! Probably enough for fake identity?? Can we trust them?

    That 1 (split) bill payment per housemate offer is at their discretion.

    (Interestingly they do list house party as an example of a bill🎉 They understand share houses I've lived in!)

    Certainly needs more info & reassurance before signing up.

    • Diji1 on 28/01/2019 - 12:58
      +1

      It's a great way for the business to obtain high quality data about usually younger people who haven't worked out that losing their privacy equals losing their money yet.

    • INFIDEL on 28/01/2019 - 15:15

      After further reading, details of every business the household owes money to (landlord, electricity, supermarkets, etc) may not be needed. But proof of the bill Finch is going to pay is bound to be required.

  • INFIDEL on 28/01/2019 - 13:03

    From their promotion:
    ★ Winner, Best Personal Finance App 2018
    ★ Winner, Best Digital Wallet Fintech Australia 2018
    ★ Winner, Fintech Rising Star 2018
    ★ App of the Month in Money Magazine

    Also use for group travel.

    Interesting,
    but Google Play reviews for Android App are a bit worrying - latest one had their account disabled for failing t&c after receiving payment, so lost their payout😱 So read the T&C carefully!

    Pay and request money securely in seconds. (between housemates)

    Secure
    We use Touch ID and bank-level security to keep your account protected 24/7

    That means each housemate giving them access to their bank account.
    Payments are made though their app, which needs to be checked out (any costs, security, etc) before signing up.

    See https://www.finch.me

    • garage sale on 28/01/2019 - 14:48

      for adding payment details to flakey apps best to use australia post prepaid credit card. lney can be
      aid into it and taken from it.

      in rebards to identity theft ….yeah, don’t need much to port a phone number and reset peoples email accounts etc except a $2 sim and some thieves won’t pay $2 unless they are australian based .

      • INFIDEL on 28/01/2019 - 14:53

        2.4% fee if using CC with this service, otherwise free. That could be an unpleasant imposition with some large bills.

        Disabling the account after payout is concerning. There is no indication of the alledged breach. Unlikely there can be anything done to recover payment. Ozbargainers wouldn't like that!

  • SBOB on 28/01/2019 - 13:20
    +1

    So sign up you and someone else at your place, add one 300 dollar bill…. Done

    ;)

    • INFIDEL on 28/01/2019 - 13:23

      For best chance, sign up with your 1 shared bill just before promotion closes on March 15👍

      $150 each - I'd recommend a $300 house party😉 (from their list of examples)

      As long as that 1 bill meets t&c, otherwise account will be disabled & you lose the payout (Google Play - latest review).

  • easternculture on 28/01/2019 - 13:22
    -2

    Electricity or gas bill sorted this quarter

  • bargainbarbie225 on 28/01/2019 - 13:39

    Does the bill have to be in both person's name? Say if it is under one person's name but we both split it , is that ok?

    • INFIDEL on 28/01/2019 - 13:47

      1 person can pay the bill, paid by other housemates through this app.

      Have a look at the examples given, including buying festival tickets for another. Shows 1 person paying bill & raising it on app to be split by housemates. What they owe is transferred from their bank account.

      It's a bill splitting app, also used for travel & meals etc. This promotion is for shared household bills.

  • ltjaris on 28/01/2019 - 13:50
    +3

    No way this is plausible ..

  • coolsteps on 28/01/2019 - 13:54

    if you sign up via REFERRAL LINKS do you still qualify for promo Get up to $300 off a Bill When Splitting with Finch.me?

  • coolsteps on 28/01/2019 - 13:58

    also does a spouse count as a house mate per t and c?

    • Yabadabadoo on 28/01/2019 - 14:05

      Housemate is not defined or even mentioned in the Ts and Cs

    • INFIDEL on 28/01/2019 - 14:09

      Are they over 18, sharing common bills, live at same address… (and mate😉)

      Could also apply to household of adult children still living at home with parent(s).

      Need to provide ID, phone number, proof of address etc for all mates.

      A very quick read of t&c - didn't see an issue. Check for yourself as failure to meet t&c invalidates account (see Google Play review).

  • DemocracyManifest on 28/01/2019 - 14:18
    +1

    This sounds wild how can they make money from this besides the obvious data harvesting

    • INFIDEL on 28/01/2019 - 14:29

      A valid question - worth finding the answer, before considering signing up!

      Consider, how do other money transfer & bill payment services make their money to provide their service…

      And do those other payment services give away vouchers or offer discounts to attract customers?

      But the amount paid out in this promotion (max $300/household, but likely much much less) will likely be small in comparison to their set up costs. They need to develop a reputation & user base to become a viable business.

  • Yabadabadoo on 28/01/2019 - 14:25

    The 2.4% fee they take. Probably paying 0.5% so almost 2% off all payments is theirs

    • INFIDEL on 28/01/2019 - 14:32

      2.4% fee they take… Only if using CC.

      Paying or requesting money, splitting bills, running tabs, or making bank transfers on Finch is always FREE. We waive transaction fees when you send money using your Finch balance or your debit card. Otherwise, if you want to send money using a credit card our standard 2.4% applies.
      https://www.finch.me/faq/fees-use-finch/

  • Elijha on 28/01/2019 - 14:35
    +5

    I'll file this under the 'too good to be true' pile.

    • INFIDEL on 28/01/2019 - 14:39

      No soup (payment) for you😉

  • Sarinella on 28/01/2019 - 17:50

    I just tried this, there is a requirement of making a payment to someone after signing up with the referral link to get the referral bonus.

    • quirki on 28/01/2019 - 18:00

      Yep, clearly mentioned in the title. If you have no housemates to work with send me $1 and I’ll send it back. Username is @heh

  • bargainbarbie225 on 01/02/2019 - 22:41

    Do they pay the bill for you or do they just give each person the money? not sure how this works

    • INFIDEL on 01/02/2019 - 23:44
      +1

      It's a bill sharing service.
      Think they credit the 1 bill (say $60) - split ($20 each for 3 people) to each housemate's account.
      You can use that credit to pay your share of amounts owing to other housemates for next bills.

  • coolsteps on 05/02/2019 - 23:38
    +1

    ref email offer "can you speak emoji?" anyone know the answer so i can request another $5

    • hamburgerz on 09/02/2019 - 22:50
      +1

      The answer for mine was "Don't stop believing - Journey". It worked for both me and my wife, even though she didn't get the targeted email. Hope it's too late!

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