• expired

Westpac Altitude Black Mastercard/AmEx (80k & 40k QFF Points) - $0 Annual Fee First Year

2280
QBX12

Same deal as the one that expired on 5 Sept.. It seems Westpac has extended it until 27 Nov 2018.

Mastercard

80,000 bonus Qantas Points*
When you apply, are approved, and spend $3,000 on eligible purchases on your new Westpac Altitude Black card within 90 days of card approval. $0 Annual Card fee
in the first year ($250 p.a. thereafter, plus a $50 Qantas Rewards fee p.a. thereafter)+.

AmEx

40,000 bonus Qantas Points~
When you apply, and spend $3,000 on eligible purchases on your new American Express® Westpac Altitude Black Card within 90 days of Card approval. $0 Annual Card fee in the first year ($199 p.a. thereafter)#.

Minimum Income $75,000
American Express® Westpac Altitude Black Card
2 Qantas Points for every $1 spent on eligible purchases in foreign currency,
1.25 Qantas Points for every $1 spent on eligible purchases in Australia,
0.5 Qantas Point for every $1 spent at government bodies in Australia such as Australia Post & the Australian Taxation Office.
Westpac Altitude Black Mastercard
0.75 Qantas Points for every $1 spent on eligible purchases.
Enjoy two complimentary passes each year to the American Express Airport Lounge at either Sydney or Melbourne International Airports.
Two complimentary Qantas lounge passes

Annual fee waived only if you apply for the bundle.

Related Stores

Westpac
Westpac

closed Comments

    • +1

      Amex points are quick, as soon as $3000 are spent they appear in the amex website and then they are transferred 5-7 days before the statement.
      The Mastercard one are taking longer was supposed to be second statement though for us didn't happen yet. I have a friend he spent the $$$ after us and already got all the points…so no logic

      • +1

        shoot them email just be polite ask them to check if you meet the spending limit etc etc and usually they will do it very quick after.

  • Real stupid question (sorry), but when I've filling out my income/expense figures, its saying my expenses exceed my income (as I'm not including my sposes' income (obviously). Should I think split my mortgage 50/50?

    • Yes, as this is an individual application you only include your share of everything not household expenses.

    • +1

      yeah, seems like the logical thing to do
      Though somewhat worrying if your mortgage payments and (i assume conservative due to being a CC application) living expenses exceed a single income ;)

  • Got my amex issue Westpac’s black card last Tuesday… does anyone know how long it takes for amex offers to start showing up on the card? Currently I’ve got zero amex offers :/

    • +1

      add the offers manually and it will shows up. - (use manual link)

    • +1

      Yeah. I also just got a new Westpac Amex and just went to the original link and manually registered it this morning.

      • Yeh haha I manually added the Small Shop offers, but I guess I was hoping that the offers will eventually starting to show up automatically without having to manually register it.

        Hopefully it will!! Don’t wanna miss out amazing Xmas offers (if they’re still amazing that is) hehe

  • hi all just want to share, i made a call to ask what are the eligible purchases to receive bonus points on this offer. the lady said any, except government and bpay.

    • Hmm it still does remain unclear as to whether payments to ato count towards the spend.

      • as far as i know, ato owned by government… A is Australia i think

    • Did you call up westpac or amex? Im assuming Westpac thats in line with my points assumptions above.

      Amex have their own thing apparently, even tho it's westpac branded it's still managed by Amex.

  • Hmm I did a qantas fuel offset on my amex, realised it supposed to be on mastercard then did that, now realise that I didn't register at https://loungepass.altitudeblack.com.au/ (had only previously signed up for priority pass) then did that. So.. I don't have invitations now so either I wait a bit longer or do a third fuel offset. :|

  • Applied on 7 Nov, got conditional approval and uploaded income verification documents straight away.

    Still waiting for an update. How long did it take for you guys to get final approval after providing income documents?

    • Applied on a Sunday, got conditional approval message to upload income verification on Monday. Uploaded straight away. Received approval for both cards on Wednesday. Received both cards on Friday.

      • Just received email that both Westpac and Amex have been approved :)

  • new
    Applied on Thursday, got conditionally approved straight away,
    Got.approved Saturday -both MC and Amex(within minutes of each other)

    Now I just reliase that I might have gone directly to westpac website not not via OzBargain post.

    Anyway can I check this while waiting for my card? And if I can get this annual fee reversed?

    • -2

      better call Westpac. Or give me your details so I can log-in to your personal bank account and check for you? Kidding. Do not post them here! Doh

    • +1

      Ahhh.But when I called westpac just now the lady did say it is still 250!
      Only waived for the Amex portion of 199 dollars

      FML

  • for people who applied, how/when you get the qantas lounge pass? automatically sent out? (soft/hard copy)?
    or i need to apply/ask?

    • If you do a search on the post you ll find it. There is a link you register (sorry on the phone so not easy to find) then you need to spend $$ with the Mastercard but at qantas. The trick seems to spend $$ on the carbon offset.

  • I did the carbon offset trick but still haven't receive any Q pass after 2 weeks - yes I enrolled at the loungepass site before paid for carbon offset. Anyone done the offset purchased and received the pass?

    • How much $ did you offset?

      • $0.11

        You think there is a minimum requirement for the pass?

        • That's what's being debated earlier in this post. Might be minimum $1. People still testing and many people haven't received yet.

          • @watwatwat: i paid 1.xx few days ago. still nothing

            • +1

              @CyberMurning: Hey guys, I had similar issues previously but just got my passes. Came across your comments previously when I was looking for other people in similar position so hope this will help.

              When I first got the card, I did the carbon offset doing Tullamarine to Avalon for $0.07. Waited 15 working days and nothing.

              Then I tried Heathrow to Gatwick for $0.06, waited 10 working days and nothing.

              About a week ago I did Sydney to Canberra for $0.54 and just got my passes today.

              I registered/re-registered for the passes via the Westpac site before each attempt.

    • I was one of the ones with same issue. Bought a $1+ offset and got the passes within a couple of days. I also reregistered at each attempt. Good luck.

      On a separate note, does someone know if the Amex passes renew every calendar year or is it every membership year? I already used the passes, but the guy at the lounge (Melbourne) told me that they get topped up every calendar year, which I don't think is true. Is there any way to check if you have passes available without going to the lounge? Thanks.

      • On the 7/11 bought offset go $0.17 I had nothing over a week after, then read that we might need to spend over $1, so on the 19th I spent $1.14 and now my lounge invitations are showing on the portal since the 24/11.
        Keep in mind that they have an expiry date mine expire December 2019 but because I want to cancel the card I had no choice to do it now, though if you are planning some trips later on maybe wait to "order" them.

        • ok. for my case, i registered and bought $1.55 on 13nov then
          re-registered and bought $1.98 on 21 Nov.
          and…. i got 2 new invitation now, with exp date 24 dec 2019. must be from westpac.
          i wish they sent email when giving the pass. (anz did send email when they give me 2 passes last week)

          thanks all.

          • @CyberMurning: I did the carbon offset on 17/11 and 26/11 both after registration and purchasing more than $1.

            So far still no invitations. 😔

            • @TheMommy: i got the invitations first but then today received email notification below:
              i only have 1 westpac black so must be for that.

              Dear xxxxx,
              Thank you for choosing Qantas Rewards.
              As a Westpac Earth Black Mastercard customer, we're pleased to let you know that your two Qantas Club Complimentary Lounge Invitations are now available for you to use with your next eligible flight^.

  • how do you know how much Qantas points you have with the Westpac card? doesn't show in the app
    no points have been transferred to my QFF even though I spend $5000
    Amex QFF points have been transferred

    • with the westpac card the points appear in the statement and the bonus might not appear on the first statement, for us nothing on the 2nd and the 3rd is coming soon so we ll see.

  • -1

    Sorry, new to the game. Any reason why you wouldn't sign up for this deal rather than this one?
    https://www.ozbargain.com.au/node/413815

    • 90k points v 120k?

      • Exactly. So why would one pick the lower 90K one? Genuinely curious.

        • +1

          maybe, for some people it would be impossible to get black card ie income etc.
          so get lower ie platinum is better than nothing.

  • Any monthly point caps for this? Cheers

    • -1

      sorry wrong thread no one care here because we just hit the minimum spend, stop spending, wait for points then close the card. wait a year, rinse and repeat.

      unless you are loaded, it is crazy to keep black card. please dont.

      • That's my plan but I thought I'd keep it for the full year at least and then cancel. The points return for general spend quite decent.
        Unless of course a new deal comes in which case I'll cancel this one before applying for less chance of getting rejected for the new cards.

  • 3rd statement in and the 80k finally appear they should be in the qantas account soon. Time to cancel the card (after I receive the lounge pass)

    • damn after 3rd statement that is slow.
      lucky i have done my $3000 spending in just 2 weeks after receiving card

      • though most of us got it 2nd statement or even before…no rule by the look of it

  • Does anyone have these cards and the ANZ black cards at the same time?
    I've got heaps of expenses coming up and will be spending 20K+ on various things in the next 3-6 months. Want to make the most of my spending.

    • I don't see why having both westpac and ANZ cards will cause any problems so long as you have good credit rating to get approved

  • i have an active amex explorer card.

    a heap of expenses coming up for apr 2019.
    wondering if i can apply for this card combo and get all 120k QFF points (80k mastercard + 40k amex)

    Or would i dont get it, as i already have an active amex card?

    Apologies if this is a repeat question.

    • It is a repeat question but yes, you can apply for the Westpac one as it is considered a ‘bank’ card as opposed to an ‘Amex’ provided card.

  • just reporting re: receiving bonus points:

    amex - seems like very fast, within a week after i hit $3000 spend.
    my QFF statement says: QANTAS AMEX AFFINITY 19-NOV-2018 43,xxx

    westpac, not yet even though i hit $3000 around the same time.

  • Just got my card in the mail. What day does the 90 days start on? Day you activate?

    • The day you got approved. So few days already passed. Better be Quick spend 3000 right away

      • Cheers. Those bastards took 5 full days to send the card and sent it after Black Friday!

      • Do you know if you can set up a direct debit to automatically pay the westpac card?

        • of course. all credit card/bank will have that function, to pay by direct debit from your bank account when its due (minimum or full payment). just login and search. if you cant find it give them a call

          • @CyberMurning: Yeah I just found the autopay function. Annoying that you can't just link your bank account like Amex. Have to go into the branch.

            • @Hunter14: Agree, very annoying. WP should liftup their games with their process.

              Even have issue with the branch. Have to visit branch twice to get the card. First time they said they haven't received anything even when showing the email confirm that they sent out a week earlier. On the second time, they said they still don't have it - until i so piss i asked them to cancel the account right there. Then the teller told me to wait and ran to back room to find more information. She came back and proudly announce she found it stuck somewhere in mail room!

              • @timhn: What? Can't do it online? Very poor. Also seems like there is no secure email/messaging facility on the website (after we log-in).

                About the card. I nominated to collect from a branch but they sent to home address instead. Crazy

  • For some reason, I have received an extra 30,000 points on top of the 120,000 bonus. No complaints here.

    No complaints, but just wanted to find out why. My friend who applied for the platinum also received an extra 15,000 points.

    • and the 30k bonus is from westpac or amex? what does the description says?

      • It doesn't say, only says "credit card bonus".

        • +1

          this is from the qantas sunrise promotion they were giving 10000 per card

          • @Gooddeal21: Hmm I don't think I have registered for that. Even if I did, are you suggesting that I won 3 times ?

            • @victorheaven: Yes, I had 30k and my partner 60k but we can't recall all the cards 😉

  • I think I messed up. I spent $3100 on the Altitude Black card within the first month or two, then stashed the card away as I wouldn't need to use it again. I'm still waiting on the bonus points, but noticed that I paid a speeding fine. Would that count as a 'Government Charge'? And would that make me ineligible for the bonus points? (By the way, the 3 months ended for me 2 weeks ago)

    • Eligible purchases do not include fees, cash, cash equivalent transactions, payments to the Australian Tax Office, BPAY, BPAY equivalent transaction, refunds and balance transfers debited from the card account.

      It doesn't say in the T&Cs but you may have messed up by speeding.

      • Clicking on the link of this deal and opening the following document mentions government charges are excluded

        Altitude Rewards and Altitude Qantas Terms and Conditions (PDF 124KB)

        • most of banks will say no to gov spending, bpay, gambling and few others.
          except amex, everything is fine they said! very cool.
          (im talking for minimum spending to get bonuses).

    • i think it is gov spending.
      quickly call and ask.

      • Yeah I'll do that in a few hours to make sure. Do you think they'd honour it if I asked nicely enough?

        • we'll never know. ask them to check/calculate/verify all your spending to meet the bonus.

  • What’s the Cheapest way to receive the qantas lounge passes?

  • +1

    register your card here
    https://loungepass.altitudeblack.com.au/

    spend more than $1 here
    https://www.qantasfutureplanet.com.au/

    your passes appear in a couple of days. then I got an email saying I got the passes

    Make sure this is all done with your Westpac mastercard

    • correct! same happening to me.
      just repeat the whole 2 steps in you dont get the pass after say 2-3 weeks

      • Same. Did the carbon offset on 28/Nov and got the 2 passes on 1/Dec. That was with amount greater than $1 - i think around $1.45 or something. I've tried with $0.10 twice didn't trigger anything.

    • you can also sign up to priority pass where you get 2 lounge pass a year with the Westpac card. got the card in the mail yesterday.

      • Priority pass is only available if you opt for Altitude rewards instead of Qantas. Is that not so?

        • No, you just register online and receive a pass. Didn't get a chance to work out where we can use it but we received it.

  • +1

    How long does the Westpac card take to arrive? I already got the Amex one..

    • Did the westpac card come yet?

      • Yeh it has, I had to pick it up from my local branch.

        They called me up and left a voice message

  • I applied for these cards a week prior to the 27th but got approved and received them after the 27th (promotion end date). I notice the deal has now been extended but the annual fee now applies. Am i still eligible for the bonus points and have the annual fee waived. I am struggling to find this information.

    • +1

      No need to struggle just call them and ask. It's faster and more reliable than asking strangers on forum.

    • I am in the same boat. Did you get any info by calling Westpac?

      • Hi mate I called and they weren’t sure either. They said to call back
        If I did get charged and they will look into it.

        It’s been a week and I haven’t been charged the annual fee for the MasterCard.

        I only just received the Amex today.

  • Is there any issue with cancelling the mastercard but keeping the amex after receiving all the bonuses?

    • I don't think so, I did just that.

      You will start paying annual fees for the Amex ($199 I think) after your first anniversary.

      • +2

        If you have other American Express cards, it's probably good to keep the card until the end of the full year so that you can use the Amex offers that will come up during the next year. After that, depending on your spending pattern, you may wish to consider another Amex Qantas earning card in place of this one.

        Card Annual Fee Qantas points per dollar Travel Credit Lounge
        American Express Altitude Qantas $199 1.25 Normal, 2 Foreign, 0.5 Government None 2 Amex
        The Qantas American Express Premium Card $249 1 Normal, 0.5 Government None None
        The Qantas American Express Ultimate Card $450 1.25 Normal, 0.5 Government $450 2 Amex 2 Qantas
        The Qantas American Express Discovery Card $0 0.75 Normal, 0.5 Government None None
        • oh didnt know the discovery is also free annual fee, now i have essential maybe should upgrade. not using much but QFF is better than amex points i think in value

  • Regarding the Amex airport lounge at Sydney airport
    I’m traveling with my husband and kids. Can they also get in the lounge? My husband has a supplementary card.
    Do I just show my Amex?

    • nopes

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