QBX12
Same deal as the one that expired on 5 Sept.. It seems Westpac has extended it until 27 Nov 2018.
Mastercard
80,000 bonus Qantas Points*
When you apply, are approved, and spend $3,000 on eligible purchases on your new Westpac Altitude Black card within 90 days of card approval. $0 Annual Card fee
in the first year ($250 p.a. thereafter, plus a $50 Qantas Rewards fee p.a. thereafter)+.
AmEx
40,000 bonus Qantas Points~
When you apply, and spend $3,000 on eligible purchases on your new American Express® Westpac Altitude Black Card within 90 days of Card approval. $0 Annual Card fee in the first year ($199 p.a. thereafter)#.
Minimum Income $75,000
American Express® Westpac Altitude Black Card
2 Qantas Points for every $1 spent on eligible purchases in foreign currency,
1.25 Qantas Points for every $1 spent on eligible purchases in Australia,
0.5 Qantas Point for every $1 spent at government bodies in Australia such as Australia Post & the Australian Taxation Office.
Westpac Altitude Black Mastercard
0.75 Qantas Points for every $1 spent on eligible purchases.
Enjoy two complimentary passes each year to the American Express Airport Lounge at either Sydney or Melbourne International Airports.
Two complimentary Qantas lounge passes
Annual fee waived only if you apply for the bundle.
I pay for the Equifax service and monitor mine.
The score gradually rises every few months of not applying for a credit card, but if you cancel one, it gets a sudden boost.
I tried applying with a 670 score at one point, and got rejected.
So switching cards every year is fine, but try not to do too many applications within a 3-6 month period.