Hi everyone!
Sharing an exclusive offer for the Citi Clear Platinum credit card, which is offering 0% on balance transfers for the first 24 months and a reduced annual fee in the first year. You’ll only pay $49 annual fee in the first year, which reverts to $99 p.a. after that.
Please note:
- This offer is only available to eligible applicants who apply through finder via: https://www.finder.com.au/citi-clear-platinum-exclusive by 30 September 2018. This card doesn’t regularly offer a 0% balance transfer deal or reduced annual fee.
Card Features & Info
- Transfer an existing debt to the Citi Clear Platinum credit card and save on interest costs with 0% on balance transfers for up to 24 months.
- When you first move your debt, a one-time 1.5% balance transfer fee applies.
- You can balance transfer a minimum of $500 up to 80% of the credit limit from Australian non-Citi loans, credit cards and store cards to the Citi Clear Platinum.
- At the end of the promotional period, any remaining debt from your balance transfer will collect the standard 21.74% p.a. cash advance rate.
- Reduced annual fee of $49 in the first year and $99 p.a. after that.
- Standard purchase interest rate: 14.99% p.a.
- If you pay your balance in full, you can save with up to 55 interest-free days. Interest-free days do not apply if you’re still carrying debt from your balance transfer.
- Access to the Citibank Dining Program and 24-hour concierge service.
- Complimentary insurances including transit accident insurance, purchase cover insurance, extended warranty insurance and guaranteed pricing scheme.
Eligibility criteria
- Must be over 18 years of age
- Must be an Australian permanent resident.
- Must have a good credit rating
- Earn a minimum taxable annual income of $35,000
Not really 0% cause you have to pay the 1.5% BT fee.