ING Direct: No ATM Fees + Bonus $75 When You Open an Orange Everyday Bank Account ($1,000 Monthly Deposit Required)

1010

OhMaJuck on 04/08/2016 - 16:14 campaigns.ingdirect.com.au (2957 clicks)
Last edited 01/03/2018 - 18:37 by 4 other users

BONUS75

It's extended everyone!

Free $75 when you sign up for an Orange Everyday account.

Enter your details & ~~WELCOME75~~ BONUS75 code in the registration box (if using referral code, enter it in here)
Open an Orange Everyday bank account using the same details.
Deposit your pay of $1,000 or more within a calendar month into your new Orange Everyday by 1 August 2016 to ~~31 October~~ ~~25 December 2016~~ ~~31 March~~ ~~30 June~~ ~~31 July~~ ~~30 November 2017~~ ~~28 February~~ 31 May 2018.
Unlock perks like free use of ATMs anywhere in Australia and $0 monthly fees by having your pay of $1,000 or more deposited each month into your Orange Everyday account.
- Use your new Orange Everyday card for purchases at least 5 times within any calendar month (excluding ATM withdrawals, balance enquiries and EFTPOS cash out only transactions)

The use of a referral is not required to obtain this deal, anyone can sign up via the main link / WELCOME75 code to obtain the $75 without a referral link.

Financial Bank Account Transaction Account

31 May 2018

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closed Comments

user27 on 04/08/2016 - 16:30

+27

worth reminding the folks here that you will not receive the 2% cashback on paypass purchases after 30 September 2016
- neil on 04/08/2016 - 16:31
  
  +19
  
  New signups won't receive 2% cashback at all. No mention of it on ING's website.
  - Scrooge McDuck on 04/08/2016 - 18:36
    
    +19
    
    It's also worth using a referral link instead of the coupon code — better two people receive $75 than one.
    
    Click here to select a random OzBargainer's referral link.
    
    Note down the referral code from the URL (last 6 characters) in case you need to enter it later.
    eg ABC123 from 'https://www.campaigns.ingdirect.com.au/75bonusoffer?code=ABC123'
    - twinbag on 05/08/2016 - 09:48
      
      deleted, someone else already posted the same thing
    - Scrooge McDuck on 05/08/2016 - 09:50
      
      @twinbag:
      
      That's why you (re)enter the code independently.
Dorka on 04/08/2016 - 16:42

+1

Looks eligible for 10,000 applicants btw.

Email they sent out was wrong (said it expired July) but the link has updated details.
- Peck on 04/08/2016 - 19:44
  
  They sent out a new email correcting it.
patsfromadelaide on 04/08/2016 - 16:42

done lets see if I get the $75 in my account
Saturday on 04/08/2016 - 16:42

+2

I have an ING account (which i haven't used for a while), but where could i get a referral code so i can refer my Mum? Thanks.
- Dacs on 04/08/2016 - 16:51
  
  It's provided in occasional emails sent by ING. Check at the bottom of emails they've sent to you.
- Bnjam3 on 04/08/2016 - 19:42
  
  You should receive an email by now. If you didn't receive anything just ring them and check your referral code.
CI on 04/08/2016 - 16:55

+8

Hi guys the T&C clearly state you'll be ineligible if you post referal on ozbargain

If you use this offer in a manner that is not satisfactory to us or in line with the intent of the offer (such as sharing your referral code on the ‘OzBargain’ website or other similar websites), we may refuse to pay the $75 cash bonus (including in respect of any or all referrals made in relation to the offer). This includes conduct on your part which is designed to undermine the fair and intended operation of the offer
- Dacs on 04/08/2016 - 16:57 Comment score below threshold.
Dacs on 04/08/2016 - 16:57

+1

We're all friends on Ozbargain!
Moderatorhamza23 on 04/08/2016 - 17:02

Do not post your referral code in the comments or solicit referrals (PM me etc.)

If you want to sign up via a referral code click the Referral Links: random (524) below the post.

If you want to add your referral code to the referral randomiser click the 'edit' link in the grey box below the deal.

The use of a referral is optional, anyone can sign up via the main link / WELCOME75 code to obtain the $75 without a referral link.

Thank you
Neoika on 04/08/2016 - 17:18

I think previous referral links(in OzBargain system) do not work any more.And ING Direct put forward its own code to brush off more $75 payouts.It sucks!
- Moderatorhamza23 on 04/08/2016 - 17:29
  
  This link in the email has a blank space to enter the code, <code>, however it doesn't let you enter anything by the looks?
  
  I'm not exactly sure where someone can enter a code now.
  - Dacs on 04/08/2016 - 18:11
    
    This page lets you enter the referrer's code
    - beebafeeva on 04/08/2016 - 21:03
      
      where abouts on this page i cant find the section to enter the code
  - Neoika on 04/08/2016 - 18:29
    
    The code was automatically filled before.
    
    Now new customers need to manually enter a code,in which case that they will be more like to enter ING's own code.
- hetzjagd on 04/08/2016 - 19:19
  
  +1
  
  I received an email from ING today offering the exact same thing as in this post except it came with my usual unique referral code
  
  What OzBargain need to do is turn off the direct forward to ING's website that occurs when you click the random referral link. They will definitely be tracking that and not paying the sign ups that come from that. That said, perhaps OzBargain are already doing something to nullify the referer url being passed to ING but at a glance it appears to me to go directly there.
marka on 04/08/2016 - 17:42

+17

Automatically included is code GOODBYE2%
nubzy on 04/08/2016 - 17:59

-2

Why did the system change and we now have to put referrals in a random generator. I preferred it when we were able to post them up or leave them open and offer bonuses etc. Anyway, not much point for people to sign up with ING now. They are going to lose customers now that 2% cashback is gone.
BigTed on 04/08/2016 - 18:37

+4

Wait, I GET A FREE ATM!?!
That is freaking awesome. Can I set my own ATM fee? I need to find somewhere good to place it. How do I get the cash to stock it or does ING take care of that?
Man, this is the best deal on Ozbargain ever.
- Scrooge McDuck on 04/08/2016 - 18:44
  
  ATMs
  
  Plural.
  - BigTed on 04/08/2016 - 18:48
    
    +1
    
    Damn, that's even better. How many do I get? Where am I going to put them all? Do they come pre-stocked with cash?
    I wish I could give this deal more + votes.
    - dingdong3000 on 04/08/2016 - 19:19
      
      Can sense that sarcasm…
- Almost Banned on 04/08/2016 - 20:59
  
  Hey - they took away the free ATMs…???
  What the hell. I'm definitely not signing up with them now.
Jared17 on 04/08/2016 - 18:59

Sorry is this only for new customers?
- Bargain4U on 04/08/2016 - 19:14
  
  +3
  
  If you have previously held an Orange Everyday bank account since 1 July 2014, then you are ineligible for this offer.
  - muncan on 04/08/2016 - 19:46
    
    +3
    
    ~~Chivalry~~ Loyalty is dead.
  - Jared17 on 04/08/2016 - 21:28
    
    Thanks
Savas on 04/08/2016 - 20:27

+1

I have always wanted an ATM, thanks OP
newbie12345 on 04/08/2016 - 20:35

+1

I was hoping ING could have reduce the cashback to 1% or even 0.5%.

Primary reason is I shop at Aldi, and they charge 0.5% fee and its just so much more convenient tapping a card , then fumbling loose change while carrying my box of groceries. Guess now, I'll be fumbling loose change to avoid 0.5% surcharge.

Also, if ING kept it at 1% , I would have recommended to friend as there's some benefit still. The free ATM is really only saving me walking 200m to the nearest CBA ATM at best.
- highdealer on 04/08/2016 - 21:15
  
  +1
  
  Just insert the card and use the saving option. No surcharge for that.
  - stickyfingers on 04/08/2016 - 21:30
    
    -2
    
    As far as I'm concerned ALDI charge the 0.5% fee on all EFTPOS transactions.
    - samfisher5986 on 04/08/2016 - 21:33
      
      +1
      
      They don't, only paypass.
      
      0.5% on EFTPOS would be robbery because its a small flat fee to use EFTPOS.
      
      Paypass is an Mastercard/Visa thing.
    - highdealer on 04/08/2016 - 21:38
      
      +1
      
      No they dont, they only charge the surcharge for credit and visa transaction which paypass is classified as.
    - stickyfingers on 05/08/2016 - 00:32
      
      @samfisher5986: Good to know.
- Charity on 05/08/2016 - 00:18
  
  +3
  
  So you are rewarding CBA for doing nothing and punishing ING who had helped you?
  
  Stop and think for a second. Is CBA doing better for you?
  
  No stop. and Think.
  
  Now, whilst you are there, think of where that $2 ATM fee goes to and who is paying for it.
  
  Is ING the bad guy?
magic8ballgag on 04/08/2016 - 20:41

I'm receiving a 'The document information you provided was incorrect.' when trying to provide identification proof.
- johndemonik on 04/08/2016 - 22:02
  
  Me too. I think i have to fill it out and get it checked at the post office. Happened last time with 2 days to go before the dael expired and i CBF
beebafeeva on 04/08/2016 - 20:56

gg
johndemonik on 04/08/2016 - 21:59

Question. If I don't put any money into the account for the month, do they charge any fees?

I plan to just put $1000 into it one month, look for the $75 bonus and then transfer my money back to my other bank. Possible? How long will it take to be in there? Should I hold off until October to put the 1k in? or JUst do it in August and the bonus will be there at the end of that month?
- Armin65 on 04/08/2016 - 22:10
  
  Don't transfer back your first $1000 till you get $75 (It took 2-3 weeks for my referred friends). Then withdraw and dont worry about fees, this account is fee-free.
  Happy referring ;)
  - johndemonik on 04/08/2016 - 22:11
    
    +1
    
    2 to 3 weeks after the one month or 2-3 weeks after your 1k transfer?
    - Armin65 on 04/08/2016 - 22:11
      
      +1
      
      after first 1k transfer
    - Inflow on 05/08/2016 - 02:38
      
      Nah you can take your $1000 out straight away once it's in the ING account.
  - kiLbiL on 13/09/2016 - 12:29
    
    do you have to maintain a min of $1000 to get the bonus from your friend referrals? I just got my $75 bonus and just wondering when my friends use my referral code, should i still have a min of $1000 in my account to get more $75s.
    
    Appreciate your input here!
LakeVostok on 04/08/2016 - 22:14

Can you get this bonus if it has been 12 months since u last closed all your ING accounts?
- johndemonik on 05/08/2016 - 00:48
  
  -2
  
  You think ING will give you a yearly $75 christmas present?
  - LakeVostok on 10/08/2016 - 20:58
    
    +1
    
    yes i do
[Deactivated] on 05/08/2016 - 07:38

i wouldnt risk loosing a friend recommending ing now
- [Deactivated] on 05/08/2016 - 14:13
  
  friend: why should I join ING?
  me: you get to use atms… and get 50c when withdrawing $200+!
  
  friend: mmmmm….
  Me: it will only cost $1000 with no interest paid!
  
  friend: $1000? per month??
  Me: yes….so?
  
  ….
  - mistermr6 on 06/08/2016 - 02:49
    
    You can just setup some scheduled transactions to minimise time without interest?
    Transfer $1k in and then schedule it to go back out a day or two later. If it's an ongoing $1k required then just have that scheduled in and out every month.
Neoika on 05/08/2016 - 08:34

+1

Interest rate for SM account drops to 2.75%
50cent on 05/08/2016 - 10:31

+1

if i have previously had an account with ING can i still take advantage of this offer?
- illumination on 28/08/2016 - 14:43
  
  It's been a long while but in case you never got an answer
  
  https://www.ozbargain.com.au/comment/3902388/redir
nubzy on 05/08/2016 - 11:18

+1

They have dropped the savings rate to 2.75%. The only benefit now is free ATM's. If you want the $75 it is fine but I am going to look at other options for my daily banking now.
- Saulami Jedi on 05/08/2016 - 12:53
  
  Is there anywhere else with a higher savings rate? Apart from Rabo but that's only 3.25% for the first 4 months
  - johndemonik on 06/08/2016 - 01:34
    
    +1
    
    rams is 3.15% and you can open two accounts and transfer between them on the first of every month to add $200 in every month. ie not adding any money in
    - Saulami Jedi on 07/08/2016 - 15:08
      
      Thanks man I'll check it out. Seems cool just need to read the terms more closely.
  - OzSikh on 09/08/2016 - 00:13
    
    ME Bank
- markis on 05/08/2016 - 16:43
  
  keep us posted. I'm also looking at leaving INGdirect very shortly.
  All of the things that lured me in has now disappeared.
Inflow on 07/08/2016 - 12:47

+1

They finally made referrals much easier, Had to sit down with my friend and explain why I had to register twice one for 75 and one for orange everyday. lolz.
Benjkmv on 09/08/2016 - 11:06

How can i refer others to ING? I haven't got any link to refer friends in Internet banking?
- OhMaJuck on 09/08/2016 - 11:10
  
  if your an ING customer you should check your inbox from ING Direct. Thats were i found mine.
pharcyde on 09/08/2016 - 14:40

Sorry if it's a dumb question, but does the $1k have to stay there? Or just deposited and then can be transferred elsewhere? I was thinking about using this deal for my everyday account (pay deposits, spending etc) and my CDIA account for my Commsec purchases.
- nubzy on 09/08/2016 - 14:45
  
  +1
  
  You can deposit and then transfer elsewhere. I transfer 1k in and out every month between accounts, just to keep the bonuses.
postpaid on 14/08/2016 - 11:36

Umm at the bottom of the page they say they need a check with "credit reporting agency". Is this a CREDIT CHECK? Will I get a hit on my credit file?
- brettd on 17/08/2016 - 07:59
  
  Curious about this also.
baron33 on 17/08/2016 - 16:40

If I apply for the card today and receive it in Sept, Can I still get the 1000? As I can't transfer any money in August
kiLbiL on 26/08/2016 - 13:34

Has anyone received the $75 bonus? It's been 2.5 weeks since i deposit $1000+ and haven't got the bonus $75 yet
- nubzy on 31/08/2016 - 14:18
  
  Have not had a single person use my link successfully in all the months it has been up here
  - kiLbiL on 31/08/2016 - 15:04
    
    did you mean none of them has got the bonus even after having a deposit of $1000+?
    - nubzy on 31/08/2016 - 16:45
      
      I had one click on my link apparently according to the counter on OzB. But never got any bonus. So someone must not have signed up and deposited $1000 using it..
krypton80 on 03/09/2016 - 09:17

oops
dancingqueen on 04/09/2016 - 15:40

The small print says the bonus will be credited a month later. I just Facebook messaged ING to ask if the 10,000 allocation has already been exhausted & got a reply yesterday saying 'Hi Jenny,

Not that I am aware of, you can still register, and have until the 31st of October 2016 to meet the criteria to be eligible.

Thanks
^Hayley'

'Not that I am aware of' isn't very reassuring, but hopefully the allocation isn't exhausted yet
matn on 12/09/2016 - 22:59

So if the sign up happened in august does the transfer of $1000 need to have happened within august or within around 30 days..?
CyberMurning on 10/10/2016 - 13:15

how about previous account holder that has closed his/her account long time ago, still eligible to $75 if re apply?
dimes on 07/11/2016 - 22:39

Does the personalised referral code still work or must all new customers use the WELCOME code?
Partake0486 on 12/01/2017 - 11:51

The email I got from ING yesterday was for a $100 referral bonus where as previous emails were $75. Not sure if anyone else is seeing this too? Also, why publish a generic referral code? Get rid of it so we all have a chance to make some coin.
- humanpiranha on 12/01/2017 - 14:39
  
  There's another ING Direct topic/forum chat where it seems ING have targeted customers with different promotions, some are 75, some 100, some 25, some 50.
- moonster on 12/01/2017 - 16:45
  
  Yes, I got a $100 referral code too.
  - keithality on 15/02/2017 - 00:03
    
    Me three
Peck on 11/02/2017 - 14:43

+1

So Blanchy98 signs up to OZBargain just to try to post his ING referral Code. HOW PRESUMPTUOUS!!! Put your code into the random referrals along with the rest of us. You Drongo!!
whey4000 on 10/03/2017 - 11:01

My mum has an account with ing, if I use her referral code will both me and her get the bonus or is it invalid because we are related?
a1234my on 24/03/2017 - 09:22

No bonus $75 after 2week wait on refer code?? How long usually u wait?
Greed is Good on 12/04/2017 - 16:27

+1

Got an email today they just boosted bonus to $200($100 for referrer and 100 for new customer)

Link for details: www.ingdirect.com.au/sweet100

But with added requirements:

1: Open Orange everyday, enter a referral code

2: Deposit 1000 to the account by 30th June 2017

3: Use card at least 5 times before 30th June 2017

Then wait for your hard earned money to kick in

Everyone in my family has ING direct account crew
- upper-d on 19/05/2017 - 17:45
  
  Got similar email.
  
  In the T&C's:
  
  "If you use this offer in a manner that is not satisfactory to us or in line with the intent of the offer (such as sharing your referral code on the 'OzBargain' website or other similar websites, or advertising or marketing your referral code), we may refuse to pay the cash bonus (including in respect of any or all referrals made in relation to the offer). This includes conduct on your part which is designed to undermine the fair and intended operation of the offer. "
- jdogg on 01/07/2017 - 14:44
  
  What is the promo code for the $100?
upper-d on 19/05/2017 - 17:44

Just got a new referral deal from ING and ozbargain gets a shout-out in the T&C's:

"If you use this offer in a manner that is not satisfactory to us or in line with the intent of the offer (such as sharing your referral code on the 'OzBargain' website or other similar websites, or advertising or marketing your referral code), we may refuse to pay the cash bonus (including in respect of any or all referrals made in relation to the offer). This includes conduct on your part which is designed to undermine the fair and intended operation of the offer."
Toph Beifong on 26/08/2017 - 22:32

I forgot to enter the bonus75 code while signing up, but I gave ING a call the the operator was more than happy to help.
AMYbranson76 on 09/09/2017 - 18:44

Is this onlt valid for australian residents? I am here on a student visa
- retiredfeline on 09/09/2017 - 18:57
  
  Don't think you have to be a resident to hold an account with them, just get the required number of ID points.

This was posted 8 years 4 months 14 days ago, and might be an out-dated deal.

ING Direct: No ATM Fees + Bonus $75 When You Open an Orange Everyday Bank Account ($1,000 Monthly Deposit Required)

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