brettd » user profile

Member Since 26/12/2014
Last Seen 30/11/2024
Badges 3
Location Perth

Recent Activities

brettd replied to Geekomatic on [WA] Free Public Transport for all SmartRider Users from 14/12/24 through 05/02/25 @ Transperth
Im no liberal (but admittedly not a fan of the Kook). I would just point out that if the impact of resources boom (especially the…
24/11/2024 - 10:56
brettd replied to jingy on Edifier MR4 Studio Monitor Speakers (White or Black) $99 Delivered + Surcharge @ Centre Com
https://www.centrecom.com.au/edifier-r1280db-20-lifestyle-studio-bluetooth-speakers-black?gad_source=1&gclid=Cj0KCQjw4Oe4BhCcARIsADQ0csmlvCZ…
26/10/2024 - 09:14
brettd replied to Loki556 on Margin Loan Rate 6.856% p.a. (up to A$50,000) for Retail Investors @ Interactive Brokers
Cheers for that, guess there aren’t many very low risk options that would make it worthwhile for someone who has a pretty negative view…
21/09/2024 - 20:04
brettd replied to Loki556 on Margin Loan Rate 6.856% p.a. (up to A$50,000) for Retail Investors @ Interactive Brokers
No worries, so I guess you have to demonstrate the full amount borrowed is invested in an income producing asset?
21/09/2024 - 19:45
brettd replied to Hvrd on Margin Loan Rate 6.856% p.a. (up to A$50,000) for Retail Investors @ Interactive Brokers
Dumb question, but hypothetically if you wanted to go low risk on this, is there a way to borrow $50k as above, buy $10k of an ETF, then…
21/09/2024 - 19:38
brettd replied to dixy on HSBC - Variable Rate Home Loan Owner Occupy 5.69% (CR 5.70% p.a.) up to 50% LVR, $3288 Cashback on Min $250,000 Refinance
I guess a bit like the HSBC relationship managers, gets busy then has no time for new clients?
02/10/2023 - 00:53
brettd replied to AlbusDumbledor3 on 20x Flybuys Points on Airbnb, Hoyts, Gourmet Traveller, RedBalloon & Webjet Gift Cards @ Coles (Instore Only, Max 50,000 Points)
It’s worked before when I’ve done it with Apple gift cards so I assume so
10/05/2023 - 21:59
brettd commented on Fujitsu Air Conditioners: Claim up to $450 Cash Back on Selected Air Conditioner Units
Looks like the good guys have a sale on Fujitsu right now so some decent prices to be had!
29/07/2021 - 12:46
brettd commented on St George/Bank of Melbourne Home Loan: Owner Occ 1.89% Fixed 4 Yrs, 1.79% Fixed 2 Yrs 60% LVR (+0.05% 80% LVR) & $4000 Cashback
Speaking of the St George $4k cashback, does anyone know how long the clawback period is? I remember a couple numbers been thrown about the…
05/01/2021 - 00:30
brettd replied to trotsky on ANZ Frequent Flyer Black: 120,000 Bonus Qantas Points + $200 Cash Back ($3000 Spend in First 3 Months) $425 Annual Fee @ ANZ
This is fairly standard, depending on which credit agency they use there are often old credit cards still showing as open because the…
03/01/2021 - 12:07
brettd commented on Rydo - $20 off First Ride (New Customers Only)
Booked a ride with rydo, the cab driver who accepted the booking tried to call me and get a cash fare then cancelled the ride.. I miss…
15/12/2020 - 00:23
brettd replied to El-Rhi on NAB Rate Cut - Owner Occupied 4 Year Fix @ 1.98% + $2,000 Lender Rebate + Azura Rebate up to $1,000 Per Security
Yes but this year they now have a TFF at 0.1%. Rates can still go lower (right now this what is funding the sign up bonuses etc).…
05/11/2020 - 09:55
brettd commented on NAB Rate Cut - Owner Occupied 4 Year Fix @ 1.98% + $2,000 Lender Rebate + Azura Rebate up to $1,000 Per Security
Not bad for NAB considering they can borrow from the RBA at 0.25% for 3 year fixed term (and probably less soon...)
04/11/2020 - 22:28
brettd commented on Baby Bunting 15% Cash Back ($40 Cap) @ Cashrewards
Very handy thank you
31/10/2020 - 14:27
brettd replied to Wallace666 on Ring Video Doorbell (Refresh) $149 Delivered @ Amazon AU (Preorder Now) & Ring (Purchase from 3/6)
Good point, I'm thinking the same thing, it seems to be a 2nd generation standard Ring video doorbell as the Compare Checklist lower down…
01/06/2020 - 23:02
brettd commented on Dyson Light Ball Multifloor+ $399 (Was $599) @ JB Hi-Fi
Same price at TGG
19/05/2020 - 13:41
brettd commented on Up to 25% off Big Brands + Free Shipping Over $49 @ My Pet Warehouse
Good sale if they have stock of what you want (Prime Kangaroo and Lentil dry food).
09/04/2020 - 11:05
brettd commented on Miele Blizzard CX1 Excellence Bagless Vacuum $397.60 + Delivery (Free C&C) @ The Good Guys eBay
Same price on Amazon with prime if you prefer:…
08/03/2020 - 10:20
brettd replied to El-Rhi on $4000 Cashback When Refinancing Your Mortgage (>$250k) Online with St. George
Isn't there clawback on the St George $4k? I don't know exactly but I think someone said 1 year?
01/02/2020 - 11:32
brettd replied to kronicmacstigator on Heller HAP60 Air Sense Air Purifier $129 + Delivery ($0 C&C) @ JB Hi-Fi
How often did you replace your cabin air filter? Was it a HEPA one?
14/01/2020 - 12:28
brettd replied to Hazza on Heller HAP60 Air Sense Air Purifier $129 + Delivery ($0 C&C) @ JB Hi-Fi
Cheers this is what I thought, big enough fan and pre filter and who cares about pressure drop.
14/01/2020 - 12:26
brettd replied to Levathian on Los Angeles/San Francisco to Australia $200 USD (~$295 AUD) Return @ Qantas Airways
Nothing in terms saying no showing is grounds to cancel FF account.
19/11/2019 - 20:53
brettd posted a forum topic Anyone Bought something from Onesgos?
Randomly saw an ad for what looks to be a ripoff of a Roborock S50, interesting thing is the price is only ~$54aud. How bad could it be?…
30/10/2019 - 21:47
brettd commented on ING Home Loan out of Cycle Rate Increases?
I was with them for a couple of years but like others got sick of them not matching their rate for new customers (and not passing on rate…
07/09/2019 - 21:36
brettd replied to endolphin on [AMA] Tonight I'm Flying Emirates First Class to Europe Thanks to Ozb QFF Points, with Wi-Fi All The Way
It's a risk to monetise the points like that so I wouldn't count the $2300. Flying 1st class for $650, why not?
05/09/2019 - 19:41
brettd replied to Sweet3st on 10,000 Bonus FlyBuys Pts or Save $50 off Your Shop When You Spend $X or More Each Week for 4 Weeks @ Coles
Family pooling from the second account should also pool the status credits?
16/08/2019 - 21:19
brettd replied to bogrolls on Up to 30% off Car Audio (AVIC-Z710DAB $799, AVH-G215BT with Reverse Cam $174) @ Frankies Auto Electrics
Hey bogrolls, cheers for the quick response, will buy something today. Guess the next is the AVIC-Z710DAB.
11/08/2019 - 12:03
brettd replied to bogrolls on Up to 30% off Car Audio (AVIC-Z710DAB $799, AVH-G215BT with Reverse Cam $174) @ Frankies Auto Electrics
Does the Pioneer AVH-Z2250BT work with Apple Wireless Carplay or require the USB connection?
11/08/2019 - 00:46
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