brettd » user profile

Member Since | 26/12/2014 |
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Last Seen | 5 hours 42 min |
Badges | 3 |
Location | Perth |
Recent Activities

Thanks for this detailed reply, I bought one and it’s marked as shipped, on order details it notes it is new so maybe a grey import?

brettd posted a forum topic Dyson Submarine $700 on Amazon - Is this Legit?
Hi everyone, Saw this Dyson Submarine on Amazon from mobileciti for $700 and just trying to figure out why price is low? It’s from…

brettd replied to
Geekomatic on [WA] Free Public Transport for all SmartRider Users from 14/12/24 through 05/02/25 @ Transperth

Im no liberal (but admittedly not a fan of the Kook). I would just point out that if the impact of resources boom (especially the…

brettd replied to
jingy on Edifier MR4 Studio Monitor Speakers (White or Black) $99 Delivered + Surcharge @ Centre Com

https://www.centrecom.com.au/edifier-r1280db-20-lifestyle-studio-bluetooth-speakers-black?gad_source=1&gclid=Cj0KCQjw4Oe4BhCcARIsADQ0csmlvCZ…

brettd replied to
Loki556 on Margin Loan Rate 6.856% p.a. (up to A$50,000) for Retail Investors @ Interactive Brokers

Cheers for that, guess there aren’t many very low risk options that would make it worthwhile for someone who has a pretty negative view…

brettd replied to
Loki556 on Margin Loan Rate 6.856% p.a. (up to A$50,000) for Retail Investors @ Interactive Brokers

No worries, so I guess you have to demonstrate the full amount borrowed is invested in an income producing asset?

brettd replied to
Hvrd on Margin Loan Rate 6.856% p.a. (up to A$50,000) for Retail Investors @ Interactive Brokers

Dumb question, but hypothetically if you wanted to go low risk on this, is there a way to borrow $50k as above, buy $10k of an ETF, then…

brettd replied to
dixy on HSBC - Variable Rate Home Loan Owner Occupy 5.69% (CR 5.70% p.a.) up to 50% LVR, $3288 Cashback on Min $250,000 Refinance

I guess a bit like the HSBC relationship managers, gets busy then has no time for new clients?

brettd replied to
AlbusDumbledor3 on 20x Flybuys Points on Airbnb, Hoyts, Gourmet Traveller, RedBalloon & Webjet Gift Cards @ Coles (Instore Only, Max 50,000 Points)

It’s worked before when I’ve done it with Apple gift cards so I assume so

brettd commented on Fujitsu Air Conditioners: Claim up to $450 Cash Back on Selected Air Conditioner Units
Looks like the good guys have a sale on Fujitsu right now so some decent prices to be had!

brettd replied to
spiff on St George/Bank of Melbourne Home Loan: Owner Occ 1.89% Fixed 4 Yrs, 1.79% Fixed 2 Yrs 60% LVR (+0.05% 80% LVR) & $4000 Cashback

Thanks for that, very good feedback.

brettd commented on St George/Bank of Melbourne Home Loan: Owner Occ 1.89% Fixed 4 Yrs, 1.79% Fixed 2 Yrs 60% LVR (+0.05% 80% LVR) & $4000 Cashback
Speaking of the St George $4k cashback, does anyone know how long the clawback period is? I remember a couple numbers been thrown about the…

brettd replied to
trotsky on ANZ Frequent Flyer Black: 120,000 Bonus Qantas Points + $200 Cash Back ($3000 Spend in First 3 Months) $425 Annual Fee @ ANZ

This is fairly standard, depending on which credit agency they use there are often old credit cards still showing as open because the…

brettd commented on Rydo - $20 off First Ride (New Customers Only)
Booked a ride with rydo, the cab driver who accepted the booking tried to call me and get a cash fare then cancelled the ride.. I miss…

brettd replied to
El-Rhi on NAB Rate Cut - Owner Occupied 4 Year Fix @ 1.98% + $2,000 Lender Rebate + Azura Rebate up to $1,000 Per Security

Yes but this year they now have a TFF at 0.1%. Rates can still go lower (right now this what is funding the sign up bonuses etc).…

brettd commented on NAB Rate Cut - Owner Occupied 4 Year Fix @ 1.98% + $2,000 Lender Rebate + Azura Rebate up to $1,000 Per Security
Not bad for NAB considering they can borrow from the RBA at 0.25% for 3 year fixed term (and probably less soon...)

brettd commented on Baby Bunting 15% Cash Back ($40 Cap) @ Cashrewards
Very handy thank you

brettd replied to
Wallace666 on Ring Video Doorbell (Refresh) $149 Delivered @ Amazon AU (Preorder Now) & Ring (Purchase from 3/6)

Good point, I'm thinking the same thing, it seems to be a 2nd generation standard Ring video doorbell as the Compare Checklist lower down…

Same price at TGG

Good sale if they have stock of what you want (Prime Kangaroo and Lentil dry food).

brettd commented on Miele Blizzard CX1 Excellence Bagless Vacuum $397.60 + Delivery (Free C&C) @ The Good Guys eBay
Same price on Amazon with prime if you prefer:…

brettd replied to
El-Rhi on $4000 Cashback When Refinancing Your Mortgage (>$250k) Online with St. George

Isn't there clawback on the St George $4k? I don't know exactly but I think someone said 1 year?

brettd replied to
kronicmacstigator on Heller HAP60 Air Sense Air Purifier $129 + Delivery ($0 C&C) @ JB Hi-Fi

How often did you replace your cabin air filter? Was it a HEPA one?

Cheers this is what I thought, big enough fan and pre filter and who cares about pressure drop.

brettd replied to
kronicmacstigator on Heller HAP60 Air Sense Air Purifier $129 + Delivery ($0 C&C) @ JB Hi-Fi

Care to elaborate?

brettd replied to
Levathian on Los Angeles/San Francisco to Australia $200 USD (~$295 AUD) Return @ Qantas Airways

Nothing in terms saying no showing is grounds to cancel FF account.

brettd posted a forum topic Anyone Bought something from Onesgos?
Randomly saw an ad for what looks to be a ripoff of a Roborock S50, interesting thing is the price is only ~$54aud. How bad could it be?…

brettd commented on ING Home Loan out of Cycle Rate Increases?
I was with them for a couple of years but like others got sick of them not matching their rate for new customers (and not passing on rate…

brettd replied to
endolphin on [AMA] Tonight I'm Flying Emirates First Class to Europe Thanks to Ozb QFF Points, with Wi-Fi All The Way

It's a risk to monetise the points like that so I wouldn't count the $2300. Flying 1st class for $650, why not?

brettd replied to
Sweet3st on 10,000 Bonus FlyBuys Pts or Save $50 off Your Shop When You Spend $X or More Each Week for 4 Weeks @ Coles

Family pooling from the second account should also pool the status credits?
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