Commonwealth Bank is now offering the complementary international travel insurance available to holders of their Gold, Platinum and Diamond cards with no purchase conditions attached. You apply for the insurance online (via Netbank) and they issue a numbered cover certificate, however if you have one of the cards and travel WITHOUT applying for the certification you will still have basic cover which includes unlimited medical and hospital. Read the following extract from the site:
"Activate via NetBank
Log on to NetBank to register your travel plans and activate your insurance.
Add optional extras
Extend your cover by purchasing upgrade options such as increased cover for Rental vehicle excess, increased Snow cover or increased Cruise cover.^
Receive your Certificate of Insurance
Your Certificate will be emailed to you with your personalised policy number and cover details.
You can also activate your cover by calling Allianz Global Assistance on 1800 837 177 or +61 7 3377 3988.
If you activate while travelling there will be a 3 day waiting period before you receive the activated level of cover.*
If you don’t activate you’ll receive Base cover which includes personal liability cover and unlimited overseas medical assistance and hospital expenses only.*"
NB: there is no given expiry date, the offer is open ended.
NB2: It appears from the PDS that the cover INCLUDES on-piste skiing/boarding which is a bonus as not all card insurances provide this cover in the base policy. See page 25 of the PDS. Note that all off-piste activities are EXCLUDED from cover.
https://www.commbank.com.au/content/dam/commbank/personal/ap…
Precisely. I tried to point out how ridiculous this offer was above but got negged to oblivion by the sheep who think this is amazing.
Ah well, won't they be glad when they're stuck in a hospital bed overseas with thousands of dollars worth of medical bills and an amazing free travel insurance policy that they got on Ozbargain. Brilliant.