8WEEKSFREE
8 weeks free, with the value of your free weeks based on your level of cover when payment is made. How it works:
In most cases, your 6 weeks free will be applied 28 days after you join, extending the date you’re “paid to”. The remaining 2 weeks are applied once you’ve held eligible cover for 13 months, extending the date that billing cycle is “paid to”.
If your weeks free period ends before your next direct debit date, we may take a smaller-than-usual payment to make up the difference.
If you join through a Bupa consultant and pay yearly, your first payment will be reduced by the value of 6 weeks. The remaining 2 weeks are applied once you’ve held eligible cover for 13 months. This means your third yearly payment will be reduced by the value of 2 weeks.
- Eligible Customer
You are an Eligible Customer if you:
have not held domestic Bupa health insurance within the last 60 days of your join date;
are an Australian resident over the age of 18;
take out an Eligible Bupa Health Insurance Policy (see Section 3) between 12:00am AEST 24/10/2024 and 11:59pm AEST on 27/11/2024 and commence your policy by 27/12/2024;
pay your health insurance premiums by direct debit ongoing to receive the Offer;
provide a valid email address; and
use promo code 8WEEKSFREE if joining online.
Bupa has 2 "claim categories". One is for their "free" services (e.g. dental check ups) where they list "cost" of the free services but do not put it towards annual limits and another category is for actual annual limits. When going to another provider, both categories are summarized and treated as annual limit, e.g. Bupa's free checkup $200 and Bupa's separate fillings payment of $350 will be $550 of used annual limit with the new provider.
This is pretty important to keep in mind when churning! Staying with Bupa you'd have $250 out of, say, $600 annual limits but with the new provider it'll be only $50.
So, the question is, what will happen if returning back to Bupa during the same year? Any chance they can split it again (I doubt it) or just use $550+ whatever was claimed with another provider?