EASTER
15% off travel insurance with Allianz. Don't know how long this code will last.
15% off Travel Insurance @ Allianz
500
pearl2013 on 07/04/2025 - 10:48 allianz.com.au (814 clicks)
Last edited 07/04/2025 - 14:42 by 1 other user
Last edited 07/04/2025 - 14:42 by 1 other user
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I think it depends your travel destinations. My quote came back more expensive with Covermore - Int'l travel.
Care to share which destinations?
I got better prices with Covermore when I went to Japan last month.
I'm doing multi countries and Japan is one of them. It may varies because of our age, single / couple / families and all sort of other variables. Just do multiple quotes with different companies.
Raise general cover premiums by 25% percent then give 15% discount. Win win for Allianz
They are stupid expensive. I recently got a bunch of quotes for "comprehensive/top tier" travel insurance to UK/Europe, all were in the $400-500 range, Allianz is $900. No weird/high risk countries.
UK is high risk these days
Anyone see any good travelsims for Japan atm?
Captain, your hindsight has brought you to a wrong post.
Please look at this one instead, Captain
TickOn20 code still works on Tick. Came out heaps cheaper for me.
Thanks, was booking for an upcoming trip to Japan, Tick appears to be the best value.
Anyone else recommend Tick? Insurance is only as good as the cover and willingness of the insurer to pay out in a claim.
Only for Lyme disease
Ozbargain comments are so invaluable - will definitely be checking out all the tips! Thanks everyone!
Time to book in that holiday to the USA
Some things even travel insurance can't insure. :)
Just a heads up that if you own a Westpac/NAB/AMEX credit cards you may be eligible for free travel insurance for you and your family.
Do you have to use the cards to buy the airfare? The accommodation? The tours?
As in the standard credit card insurance for travel? Eg the black card ones?
I always question if what they offer is enough or if I should be buying my own standalone insurance on top.
Genuine question - with the prevalence of credit card provider travel insurance, what’s the justification for a standalone general travel policy? I get it for extreme sports but I’ve never found the credit card policies lacking.
Have you ever claimed? Because that would be the test.
A long time ago and it worked out, that was on a discrete policy before I could access credit cards.
I’m also after the same answers. I normally just assume the insurance on the standard bank Black cards are enough? Or should I be buying standalone products? Hard to tell
The cards from all the usual suspect banks are underwritten by legit underwriters like AIG or Allianz and the amounts for the stuff that matters like medical and repatriation are all usually in the many millions, so you’d think they would work. The only things that would make me buy a standalone policy would be if the card insurance excluded snow sports or diving (which some do) or then excluded a country I wanted to go to.
I do have a nervous nelly friend who didn’t trust this card insurance, for him it wasn’t really founded on any real negative experience.
When in doubt, call them. That's what I do.
I am heading to Everest base camp this year, was looking a travel insurance covering upto 6000m altitude. Most of them had additional cover requirements, apart from Allianz which covers upto 6000m without add-ons.Then, I checked my card insurance PDS which is underwritten by Allianz and was pleasantly surprised that there is no limit for altitude. Called them to check the altitude limit (along with other coverage) well they confirmed whats in PDS
In this case, card insurance covers more than the stand alone.
The other thing to check is durations. For instance, the insurance for the Qantas credit card only provide cover for 30 days for car rental. We were in Europe for longer so I took a standalone insurance to be safe.
This is a good deal. I recently purchased a policy through HCF for a discount (allegedly 25% off) and using this code for the same quote comes out much cheaper. That's annoying
I would personally only go with either;
Fastcover - Very solid value, good reviews of people needing to claim
InsureAndGo - Fantastic value, good reviews of people needing to claim, $0 excess eliminator optionLast time I looked (last year) southern cross insurance was competitive and also had good reviews re claims
Even with discount, covermore was cheaper