While it's probably not the longest 0% balance transfer offer one can get, its not too bad. And it seems they would allow transfering personal loan debts to this as well.
product review from creditcardfinder.com.au
Virgin Money No Annual Fee Card Review
There are three key areas to consider with the Virgin Money No Annual Fee Card and these are: its features, rates and fees and security. Some of the main features available with this card include the balance transfer offer, interest-free days, $0 p.a. annual fees and the fact that you can use Visa payWave contactless technology. When it comes to the fees, there are some that are not applicable, such as additional card fees and annual fees. Security is an important consideration and this card is well monitored and protected by Fraudshield.
Benefits of Virgin No Annual Fee Credit Card
- Access to Visa payWave - You have access to Visa payWave which allows you to simply tap your purchases when using eftpos machines. The transaction needs to be for less than $100 to tap and pay.
- Competitive interest rates - The interest rates that are offered with this card are quite competitive. The standard purchase rate is 18.99% p.a. while with cash advance you get a rate of 20.99% p.a.
- Quick card replacement - You don’t have to wait for too long to have your lost or stolen card replaced as the card provider offers a replacement service.
Please note there is a minimum monthly repayment of 2% and T&Cs are here
Dime a dozen