sidesh0w » user profile
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Member Since | 20/08/2013 |
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Last Seen | 18/04/2015 |
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sidesh0w replied to
CyberMurning on Virgin Money Credit Card $0 Annual Fee, 14 Months 0% Balance Transfer
![](https://files.ozbargain.com.au/u/96/10896-20.jpg?h=816297fa)
it'll give you 0 chance if you've got a citibank card in the past 9 months.
![](https://files.ozbargain.com.au/g/38.jpg)
sidesh0w commented on Bonus 30000 Qantas FF Points with Bankwest Mastercard (Gold and Platinum Also) after $1500 Spend
don't forget they've devalued the points earn, so it's not really worthwhile for that either.
![](https://files.ozbargain.com.au/g/38.jpg)
sidesh0w replied to
akeno on Citibank Simplicity Credit Card - No Late Fees. No Annual Fee. 0% BT for 12 Months
![](https://files.ozbargain.com.au/g/20.jpg)
remember that is a waste of time if you're not going to actually pay it off. figure out how much you need to save out of each pay to have…
![](https://files.ozbargain.com.au/g/38.jpg)
[@IVI](/comment/2121620/redir): as nearly always, up-to-55.
![](https://files.ozbargain.com.au/g/38.jpg)
sidesh0w replied to
powerhead on HSBC Platinum Visa: $0 Annual Fee for Life, Bonus 10,000 Points, 0%pa Balance Transfer for 8mths
![](https://files.ozbargain.com.au/g/20.jpg)
citi's is much better.
![](https://files.ozbargain.com.au/g/38.jpg)
you can't have satisfied the requirements in the first month, so the next month.
![](https://files.ozbargain.com.au/g/38.jpg)
sidesh0w replied to
[Deactivated] on $0 Annual Fee for Life on Westpac 55 Day & 55 Day Platinum Credit Cards - New Cardholders Only
![](https://files.ozbargain.com.au/g/20.jpg)
nope, only Bankwest Platinum, 28 Degrees and Aussie Platinum.
![](https://files.ozbargain.com.au/g/38.jpg)
sidesh0w replied to
DealzEddy123 on $0 Annual Fee for Life on Citi Platinum/Signature Credit Card + 6 Months 0% Balance Transfer
![](https://files.ozbargain.com.au/u/08/65408-20.jpg?h=85059eaa)
> ive applied for a couple credit cards in the past month, hopefully it's not negatively affecting my credit rating? yes, multiple…
![](https://files.ozbargain.com.au/g/38.jpg)
sidesh0w replied to
DealzEddy123 on $0 Annual Fee for Life on Citi Platinum/Signature Credit Card + 6 Months 0% Balance Transfer
![](https://files.ozbargain.com.au/u/08/65408-20.jpg?h=85059eaa)
you need to figure out what each of the reward schemes are worth for you - there's no general answer. remember that all schemes are a con…
![](https://files.ozbargain.com.au/g/38.jpg)
sidesh0w replied to
DealzEddy123 on $0 Annual Fee for Life on Citi Platinum/Signature Credit Card + 6 Months 0% Balance Transfer
![](https://files.ozbargain.com.au/u/08/65408-20.jpg?h=85059eaa)
and you do not use the card for ANYTHING else until you've paid the entire balance transfer back, and every month you pay them minimum…
![](https://files.ozbargain.com.au/g/38.jpg)
sidesh0w replied to
CyberMurning on $0 Annual Fee for Life on Citi Platinum/Signature Credit Card + 6 Months 0% Balance Transfer
![](https://files.ozbargain.com.au/u/96/10896-20.jpg?h=816297fa)
yes, of course, do not use the card for anything else until the statement cycle after you have paid off the ENTIRE balance transfer. and…
![](https://files.ozbargain.com.au/g/38.jpg)
sidesh0w replied to
montorola on $0 Annual Fee for Life on Citi Platinum/Signature Credit Card + 6 Months 0% Balance Transfer
![](https://files.ozbargain.com.au/u/13/33713-20.jpg?h=50335209)
set up two scheduled bpays now: 1) for $240/month for 5 months, for a week before your statement is due 2) for your BT - 5 * $240 for 6…
![](https://files.ozbargain.com.au/g/38.jpg)
sidesh0w replied to
JohnHowardsEyebrows on $0 Annual Fee for Life on Citi Platinum/Signature Credit Card + 6 Months 0% Balance Transfer
![](https://files.ozbargain.com.au/u/51/92751-20.jpg?h=8b1dab71)
we'll see - imho it's too soon to be confident that a pattern of multiple credit applications with flawless repayment history will be…
![](https://files.ozbargain.com.au/g/38.jpg)
sidesh0w replied to
Fickle on $0 Annual Fee for Life on Citi Platinum/Signature Credit Card + 6 Months 0% Balance Transfer
![](https://files.ozbargain.com.au/g/20.jpg)
yes of course, you always have to pay the minimum.
![](https://files.ozbargain.com.au/g/38.jpg)
sidesh0w replied to
superbass on Virgin Money No Annual Fee Card - Free $50 EFTPOS Gift Card if Approved and Spend
![](https://files.ozbargain.com.au/g/20.jpg)
* antiquated Internet banking system * card replacements disable Internet banking entirely! * very slow with some things, e.g. Plus still…
![](https://files.ozbargain.com.au/g/38.jpg)
sidesh0w replied to
Bargains4All on What's the second best bank account for overseas cash withdrawals (after Citibank Plus Visa Debit Card) ?
![](https://files.ozbargain.com.au/g/20.jpg)
corrected: ING's fee is $2.50 and no forex margin.
![](https://files.ozbargain.com.au/g/38.jpg)
![](https://files.ozbargain.com.au/g/38.jpg)
sidesh0w commented on Exclusive Deal: Bankwest Qantas Platinum MasterCard - 18,000 Bonus Qantas Points
Don't forget that this card charges no foreign-exchange fees on purchases, too.
![](https://files.ozbargain.com.au/g/38.jpg)
sidesh0w replied to
sidesh0w on $0 Annual Fee for Life on Citi Platinum/Signature Credit Card + 6 Months 0% Balance Transfer
![](https://files.ozbargain.com.au/g/20.jpg)
note that all they wanted was a screenshot of the "My Finances" -> "Interest Details" page in the ING internet banking.
![](https://files.ozbargain.com.au/g/38.jpg)
sidesh0w replied to
sukiya on $0 Annual Fee for Life on Citi Platinum/Signature Credit Card + 6 Months 0% Balance Transfer
![](https://files.ozbargain.com.au/g/20.jpg)
> Are they strict on that 75k minimum income policy? yes
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sidesh0w replied to
ozshaz on $0 Annual Fee for Life on Citi Platinum/Signature Credit Card + 6 Months 0% Balance Transfer
![](https://files.ozbargain.com.au/g/20.jpg)
12 months from activation.
![](https://files.ozbargain.com.au/g/38.jpg)
sidesh0w replied to
Camira on $0 Annual Fee for Life on Citi Platinum/Signature Credit Card + 6 Months 0% Balance Transfer
![](https://files.ozbargain.com.au/g/20.jpg)
cancelling it after already taking a Veda hit is pretty silly, especially given how many people seemingly got upgraded from Gold to…
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sidesh0w replied to
PissLUR on $0 Annual Fee for Life on Citi Platinum/Signature Credit Card + 6 Months 0% Balance Transfer
![](https://files.ozbargain.com.au/u/50/61550-20.jpg?h=c26588ed)
you can rename it, then rename the second one to the original first name.
![](https://files.ozbargain.com.au/g/38.jpg)
sidesh0w replied to
ozscharfschutze on $0 Annual Fee for Life on Citi Platinum/Signature Credit Card + 6 Months 0% Balance Transfer
![](https://files.ozbargain.com.au/g/20.jpg)
you can only claim the gst back if you're taking it overseas or are registered for GST with the tax office (if you don't know what that…
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sidesh0w replied to
ilsan0 on $0 Annual Fee for Life on Citi Platinum/Signature Credit Card + 6 Months 0% Balance Transfer
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> If I bout something say on the 23rd jan then I would have only 1 day to make payment before interest kicks in? no, you'll have 1 day +…
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sidesh0w replied to
billiards1963 on $0 Annual Fee for Life on Citi Platinum/Signature Credit Card + 6 Months 0% Balance Transfer
![](https://files.ozbargain.com.au/g/20.jpg)
come on dude.
![](https://files.ozbargain.com.au/g/38.jpg)
sidesh0w replied to
postman on $0 Annual Fee for Life on Citi Platinum/Signature Credit Card + 6 Months 0% Balance Transfer
![](https://files.ozbargain.com.au/g/20.jpg)
some lenders show the limit, some do not.
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sidesh0w replied to
marka on $0 Annual Fee for Life on Citi Platinum/Signature Credit Card + 6 Months 0% Balance Transfer
![](https://files.ozbargain.com.au/g/20.jpg)
has to be decided by you.
![](https://files.ozbargain.com.au/g/38.jpg)
![](https://files.ozbargain.com.au/g/38.jpg)
sidesh0w replied to
sidesh0w on $0 Annual Fee for Life on Citi Platinum/Signature Credit Card + 6 Months 0% Balance Transfer
![](https://files.ozbargain.com.au/g/20.jpg)
there's no guarantee, but there's seemingly a lot of people who took a "Citi free-for-life-Gold" card a few years ago who were upgraded to…
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