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it'll give you 0 chance if you've got a citibank card in the past 9 months.

don't forget they've devalued the points earn, so it's not really worthwhile for that either.

remember that is a waste of time if you're not going to actually pay it off. figure out how much you need to save out of each pay to have…

[@IVI](/comment/2121620/redir): as nearly always, up-to-55.

citi's is much better.

you can't have satisfied the requirements in the first month, so the next month.

nope, only Bankwest Platinum, 28 Degrees and Aussie Platinum.

> ive applied for a couple credit cards in the past month, hopefully it's not negatively affecting my credit rating? yes, multiple…

you need to figure out what each of the reward schemes are worth for you - there's no general answer. remember that all schemes are a con…

and you do not use the card for ANYTHING else until you've paid the entire balance transfer back, and every month you pay them minimum…

yes, of course, do not use the card for anything else until the statement cycle after you have paid off the ENTIRE balance transfer. and…

set up two scheduled bpays now: 1) for $240/month for 5 months, for a week before your statement is due 2) for your BT - 5 * $240 for 6…

we'll see - imho it's too soon to be confident that a pattern of multiple credit applications with flawless repayment history will be…

yes of course, you always have to pay the minimum.

* antiquated Internet banking system * card replacements disable Internet banking entirely! * very slow with some things, e.g. Plus still…

corrected: ING's fee is $2.50 and no forex margin.

lol

Don't forget that this card charges no foreign-exchange fees on purchases, too.

note that all they wanted was a screenshot of the "My Finances" -> "Interest Details" page in the ING internet banking.

> Are they strict on that 75k minimum income policy? yes

12 months from activation.

cancelling it after already taking a Veda hit is pretty silly, especially given how many people seemingly got upgraded from Gold to…

you can rename it, then rename the second one to the original first name.

you can only claim the gst back if you're taking it overseas or are registered for GST with the tax office (if you don't know what that…

> If I bout something say on the 23rd jan then I would have only 1 day to make payment before interest kicks in? no, you'll have 1 day +…

come on dude.

some lenders show the limit, some do not.

has to be decided by you.

no

there's no guarantee, but there's seemingly a lot of people who took a "Citi free-for-life-Gold" card a few years ago who were upgraded to…