Duol Loans » user profile
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Member Since | 17/07/2022 |
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Last Seen | 01/05/2024 |
Location | Victoria, Australia |
Website | www.duol.com.au |
Recent Activities
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Duol Loans replied to
littlesoldier on 1-3 Years Fixed P&I Home Loan: 5.79% for Owner Occupied (CR 6.29%), 5.99% for Investment (CR 6.47%) for LVR under 80% @ HSBC
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I would take that deal. Those are individual offers but once branch see the negative side of doing that; they may reconsider. Won't be…
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Duol Loans replied to
alvian on 1-3 Years Fixed P&I Home Loan: 5.79% for Owner Occupied (CR 6.29%), 5.99% for Investment (CR 6.47%) for LVR under 80% @ HSBC
![](https://files.ozbargain.com.au/u/56/59756-20.jpg?h=ac03f76c)
Considering the current market. 1 year @ 5.79% is a considerable savings vs the current variable rate; which seem to be in the hands of the…
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Duol Loans replied to
littlesoldier on 1-3 Years Fixed P&I Home Loan: 5.79% for Owner Occupied (CR 6.29%), 5.99% for Investment (CR 6.47%) for LVR under 80% @ HSBC
![](https://files.ozbargain.com.au/g/20.jpg)
You may find that more experience and established brokers rather not invest their time to administrate the cashback/bonus. Or they start…
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Duol Loans replied to
ozbargainerlife1 on 1-3 Years Fixed P&I Home Loan: 5.79% for Owner Occupied (CR 6.29%), 5.99% for Investment (CR 6.47%) for LVR under 80% @ HSBC
![](https://files.ozbargain.com.au/g/20.jpg)
Depends on your situation. If you are wanting interest only for Investment for 2 -3 years @ 6.09% with 2k cash back. I was going to put…
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Duol Loans replied to
RR88 on 1-3 Years Fixed P&I Home Loan: 5.79% for Owner Occupied (CR 6.29%), 5.99% for Investment (CR 6.47%) for LVR under 80% @ HSBC
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Broker's are heavily regulated. 1 year fix rate @ 5.79%, I feel is a good deal to cater to the uncertainty in the market and what could be…
![](https://files.ozbargain.com.au/u/24/438024-38.jpg?h=1edecec0)
Duol Loans replied to
samfisher5986 on 1-3 Years Fixed P&I Home Loan: 5.79% for Owner Occupied (CR 6.29%), 5.99% for Investment (CR 6.47%) for LVR under 80% @ HSBC
![](https://files.ozbargain.com.au/u/42/9942-20.jpg?h=c441ebaf)
The above is to let people know there is a 1 year fix available to cater to the market uncertainty. Doesn't mean that it's the only product…
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Duol Loans replied to
Ham Dragon on 1-3 Years Fixed P&I Home Loan: 5.79% for Owner Occupied (CR 6.29%), 5.99% for Investment (CR 6.47%) for LVR under 80% @ HSBC
![](https://files.ozbargain.com.au/u/07/393207-20.jpg?h=612bedb4)
Not every broker is the same. My experience has helped my clients achieve a better position and why they continue to engage in my services.…
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Duol Loans posted a deal 1-3 Years Fixed P&I Home Loan: 5.79% for Owner Occupied (CR 6.29%), 5.99% for Investment (CR 6.47%) for LVR under 80% @ HSBC
Hello Bargain hunters; For anyone looking to refinance or make a purchase, below is a summary of HSBC's offer • 5.79% 1-3 year fixed rate…
![](https://files.ozbargain.com.au/u/24/438024-38.jpg?h=1edecec0)
Duol Loans commented on Home Loan Promotional Rates: Owner Occupied Principle & Interest 3.99% (CR 4.40%), Investment P&I 4.29% (CR 4.70%) @ Hume Bank
Hi, I'm sorry to hear. The bank did receive a lot of applications. I have a great relationship with them but unfortunately, I would not be…
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Duol Loans replied to
shap08 on Home Loan Promotional Rates: Owner Occupied Principle & Interest 3.99% (CR 4.40%), Investment P&I 4.29% (CR 4.70%) @ Hume Bank
![](https://files.ozbargain.com.au/u/42/101342-20.jpg?h=d6ef5857)
hopefully, that gives a background info to your statement
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Duol Loans replied to
shap08 on Home Loan Promotional Rates: Owner Occupied Principle & Interest 3.99% (CR 4.40%), Investment P&I 4.29% (CR 4.70%) @ Hume Bank
![](https://files.ozbargain.com.au/u/42/101342-20.jpg?h=d6ef5857)
You are not the only one that has told me this. This is a small bank with strict requirements; should take longer to assess if whoever…
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Duol Loans replied to
Extreme on Home Loan Promotional Rates: Owner Occupied Principle & Interest 3.99% (CR 4.40%), Investment P&I 4.29% (CR 4.70%) @ Hume Bank
![](https://files.ozbargain.com.au/g/20.jpg)
Hi Extreme, I was looking at the history of when Hume bank applied RBA rate increases with their home loan products. Whether they hike it…
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Duol Loans replied to
Stahh on Home Loan Promotional Rates: Owner Occupied Principle & Interest 3.99% (CR 4.40%), Investment P&I 4.29% (CR 4.70%) @ Hume Bank
![](https://files.ozbargain.com.au/g/20.jpg)
Hi, There's only the bank's once off fee of $150. The bank's $350 fee is their discharge fee for processing the transfer of mortgage/title…
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Duol Loans replied to
Makaveli99 on Home Loan Promotional Rates: Owner Occupied Principle & Interest 3.99% (CR 4.40%), Investment P&I 4.29% (CR 4.70%) @ Hume Bank
![](https://files.ozbargain.com.au/g/20.jpg)
4.99% is the best interest only option i have in my system : ) . Small banks don't like giving out good interest only option due to…
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Duol Loans replied to
ph81 on Home Loan Promotional Rates: Owner Occupied Principle & Interest 3.99% (CR 4.40%), Investment P&I 4.29% (CR 4.70%) @ Hume Bank
![](https://files.ozbargain.com.au/g/20.jpg)
I agreed; hence why I review clients' loan after every year unless they are on fix.
![](https://files.ozbargain.com.au/u/24/438024-38.jpg?h=1edecec0)
![](https://files.ozbargain.com.au/u/24/438024-38.jpg?h=1edecec0)
Duol Loans replied to
tunzafun001 on Home Loan Promotional Rates: Owner Occupied Principle & Interest 3.99% (CR 4.40%), Investment P&I 4.29% (CR 4.70%) @ Hume Bank
![](https://files.ozbargain.com.au/g/20.jpg)
It's because the bank has to pay a third-party legal provider most of the time to handle the transfer of title to another bank.
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Duol Loans replied to
Yabadabadoo on Home Loan Promotional Rates: Owner Occupied Principle & Interest 3.99% (CR 4.40%), Investment P&I 4.29% (CR 4.70%) @ Hume Bank
![](https://files.ozbargain.com.au/u/07/14307-20.jpg?h=cf5f737e)
The cost to leave or their discharge fee is only $350. Major banks are the same.
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Duol Loans replied to
paul11 on Home Loan Promotional Rates: Owner Occupied Principle & Interest 3.99% (CR 4.40%), Investment P&I 4.29% (CR 4.70%) @ Hume Bank
![](https://files.ozbargain.com.au/g/20.jpg)
Yes I do. The bank will fully assessed it.
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Duol Loans replied to
enayet on Home Loan Promotional Rates: Owner Occupied Principle & Interest 3.99% (CR 4.40%), Investment P&I 4.29% (CR 4.70%) @ Hume Bank
![](https://files.ozbargain.com.au/g/20.jpg)
Hume Bank's actual rate is 4.49%, without the above discount.
![](https://files.ozbargain.com.au/u/24/438024-38.jpg?h=1edecec0)
Duol Loans replied to
Yabadabadoo on Home Loan Promotional Rates: Owner Occupied Principle & Interest 3.99% (CR 4.40%), Investment P&I 4.29% (CR 4.70%) @ Hume Bank
![](https://files.ozbargain.com.au/u/07/14307-20.jpg?h=cf5f737e)
I've looked at the past rate increases with Hume since May 2022 and they have only increased it as per RBA increases and in some cases,…
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Duol Loans replied to
Gazza-75 on Home Loan Promotional Rates: Owner Occupied Principle & Interest 3.99% (CR 4.40%), Investment P&I 4.29% (CR 4.70%) @ Hume Bank
![](https://files.ozbargain.com.au/u/02/293902-20.jpg?h=0271a211)
Unfortunately, It doesn't have an offset account. It's a basic, no-thrill loan. However, I am testing/confirming with the banks whether the…
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Duol Loans replied to
furakoph on Home Loan Promotional Rates: Owner Occupied Principle & Interest 3.99% (CR 4.40%), Investment P&I 4.29% (CR 4.70%) @ Hume Bank
![](https://files.ozbargain.com.au/g/20.jpg)
The rate is not a scam. Hume bank is a small bank so they can afford to offer these rates. They have always been one of the bank that offer…
![](https://files.ozbargain.com.au/u/24/438024-38.jpg?h=1edecec0)
Duol Loans posted a deal Home Loan Promotional Rates: Owner Occupied Principle & Interest 3.99% (CR 4.40%), Investment P&I 4.29% (CR 4.70%) @ Hume Bank
Hello Bargain hunters; Happy new year. #Hume Bank is offering the below Owner occupied 3.99% Principle and interest (comparison rate –…
![](https://files.ozbargain.com.au/u/24/438024-38.jpg?h=1edecec0)
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