Duol Loans » user profile

Member Since | 17/07/2022 |
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Last Seen | 11 hours 19 min |
Location | Victoria, Australia |
Website | www.duol.com.au |
Recent Activities

Duol Loans posted a deal $199 Broker Rebate on Hume Bank Variable Rate Home Loan Application Fee (for Net Settled Loan above $600,000) @ Duol Loans
Hello Bargain Hunters; For anyone looking to refinance or make a purchase, please refer to below link for details about our exclusive…


Duol Loans replied to
willyroo on Variable Rate - Owner Occupied Principal & Interest 5.64% (CR 5.94%), Investment P&I 5.99% (CR 6%) @ Hume Bank

You are hilarious. Just following Oz bargain's requirements.

Duol Loans replied to
awesomise on Variable Rate - Owner Occupied Principal & Interest 5.64% (CR 5.94%), Investment P&I 5.99% (CR 6%) @ Hume Bank

I don't have these restrictions ;)

Duol Loans replied to
thecloudking on Variable Rate - Owner Occupied Principal & Interest 5.64% (CR 5.94%), Investment P&I 5.99% (CR 6%) @ Hume Bank

If rate increase by RBA; yes; they increase it but the .35 discount is given to you for next 2 years after settlement. It's similar to what…

Duol Loans replied to
awesomise on Variable Rate - Owner Occupied Principal & Interest 5.64% (CR 5.94%), Investment P&I 5.99% (CR 6%) @ Hume Bank

Refer to above; I don't have postcode restrictions.

Duol Loans replied to
thewooz on Variable Rate - Owner Occupied Principal & Interest 5.64% (CR 5.94%), Investment P&I 5.99% (CR 6%) @ Hume Bank

I have access to any postcodes when it's put through myself.

Duol Loans posted a deal Variable Rate - Owner Occupied Principal & Interest 5.64% (CR 5.94%), Investment P&I 5.99% (CR 6%) @ Hume Bank
Hello Bargain hunters; For anyone looking to refinance or make a purchase, below is a summary of Hume Bank's limited offer (extended to…

Duol Loans replied to
blighst on 1 Year Fixed P&I Owner Loan: 5.79% for Owner Occupied (CR 6.29%), 5.99% for Investment (CR 6.47%) for LVR under 80% @ HSBC

I normally do checks that banks will do prior to putting an application. It takes 3-4 hours for my team to put through an application; it's…

Duol Loans replied to
desibaba on 1 Year Fixed P&I Owner Loan: 5.79% for Owner Occupied (CR 6.29%), 5.99% for Investment (CR 6.47%) for LVR under 80% @ HSBC

I control those steps. I normally know if you'll be successful or not; after initial discussion, and I do my checks. I don't like putting…

Duol Loans replied to
caramellokoala on 1 Year Fixed P&I Owner Loan: 5.79% for Owner Occupied (CR 6.29%), 5.99% for Investment (CR 6.47%) for LVR under 80% @ HSBC

Thank you for sharing; depending on loan size and your situation; I should be able to get the same. Just waiting for my HSBC connection to…

Duol Loans replied to
salehiam on 1 Year Fixed P&I Owner Loan: 5.79% for Owner Occupied (CR 6.29%), 5.99% for Investment (CR 6.47%) for LVR under 80% @ HSBC

Give me a call so I can do better. I have a team that does valuation etc for me.

Duol Loans replied to
Churna on 1 Year Fixed P&I Owner Loan: 5.79% for Owner Occupied (CR 6.29%), 5.99% for Investment (CR 6.47%) for LVR under 80% @ HSBC

Answering your question; No you don't. I haven't had a client leave me because they didn't like my service before; so you will be a first.…

Duol Loans replied to
Polt on 1 Year Fixed P&I Owner Loan: 5.79% for Owner Occupied (CR 6.29%), 5.99% for Investment (CR 6.47%) for LVR under 80% @ HSBC

You don't have to deal with HSBC. You deal with myself with the HSBC application/refinance. Because I have done a lot of HSBC applications…

Duol Loans replied to
bohn on 1 Year Fixed P&I Owner Loan: 5.79% for Owner Occupied (CR 6.29%), 5.99% for Investment (CR 6.47%) for LVR under 80% @ HSBC

I have plenty of clients. It's more the issue of having time to upload a new photo, let alone book in photographer to take them :)

Duol Loans posted a deal 1 Year Fixed P&I Owner Loan: 5.79% for Owner Occupied (CR 6.29%), 5.99% for Investment (CR 6.47%) for LVR under 80% @ HSBC
Hello Bargain hunters; For anyone looking to refinance or make a purchase, below is a summary of HSBC's offers • 5.79% 1 year fixed rate…

Duol Loans replied to
littlesoldier on 1-3 Years Fixed P&I Home Loan: 5.79% for Owner Occupied (CR 6.29%), 5.99% for Investment (CR 6.47%) for LVR under 80% @ HSBC

I would take that deal. Those are individual offers but once branch see the negative side of doing that; they may reconsider. Won't be…

Duol Loans replied to
alvian on 1-3 Years Fixed P&I Home Loan: 5.79% for Owner Occupied (CR 6.29%), 5.99% for Investment (CR 6.47%) for LVR under 80% @ HSBC

Considering the current market. 1 year @ 5.79% is a considerable savings vs the current variable rate; which seem to be in the hands of the…

Duol Loans replied to
littlesoldier on 1-3 Years Fixed P&I Home Loan: 5.79% for Owner Occupied (CR 6.29%), 5.99% for Investment (CR 6.47%) for LVR under 80% @ HSBC

You may find that more experience and established brokers rather not invest their time to administrate the cashback/bonus. Or they start…

Duol Loans replied to
ozbargainerlife1 on 1-3 Years Fixed P&I Home Loan: 5.79% for Owner Occupied (CR 6.29%), 5.99% for Investment (CR 6.47%) for LVR under 80% @ HSBC

Depends on your situation. If you are wanting interest only for Investment for 2 -3 years @ 6.09% with 2k cash back. I was going to put…

Duol Loans replied to
RR88 on 1-3 Years Fixed P&I Home Loan: 5.79% for Owner Occupied (CR 6.29%), 5.99% for Investment (CR 6.47%) for LVR under 80% @ HSBC

Broker's are heavily regulated. 1 year fix rate @ 5.79%, I feel is a good deal to cater to the uncertainty in the market and what could be…

Duol Loans replied to
samfisher5986 on 1-3 Years Fixed P&I Home Loan: 5.79% for Owner Occupied (CR 6.29%), 5.99% for Investment (CR 6.47%) for LVR under 80% @ HSBC

The above is to let people know there is a 1 year fix available to cater to the market uncertainty. Doesn't mean that it's the only product…

Duol Loans replied to
Ham Dragon on 1-3 Years Fixed P&I Home Loan: 5.79% for Owner Occupied (CR 6.29%), 5.99% for Investment (CR 6.47%) for LVR under 80% @ HSBC

Not every broker is the same. My experience has helped my clients achieve a better position and why they continue to engage in my services.…

Duol Loans posted a deal 1-3 Years Fixed P&I Home Loan: 5.79% for Owner Occupied (CR 6.29%), 5.99% for Investment (CR 6.47%) for LVR under 80% @ HSBC
Hello Bargain hunters; For anyone looking to refinance or make a purchase, below is a summary of HSBC's offer • 5.79% 1-3 year fixed rate…

Duol Loans commented on Home Loan Promotional Rates: Owner Occupied Principle & Interest 3.99% (CR 4.40%), Investment P&I 4.29% (CR 4.70%) @ Hume Bank
Hi, I'm sorry to hear. The bank did receive a lot of applications. I have a great relationship with them but unfortunately, I would not be…

Duol Loans replied to
shap08 on Home Loan Promotional Rates: Owner Occupied Principle & Interest 3.99% (CR 4.40%), Investment P&I 4.29% (CR 4.70%) @ Hume Bank

hopefully, that gives a background info to your statement

Duol Loans replied to
shap08 on Home Loan Promotional Rates: Owner Occupied Principle & Interest 3.99% (CR 4.40%), Investment P&I 4.29% (CR 4.70%) @ Hume Bank

You are not the only one that has told me this. This is a small bank with strict requirements; should take longer to assess if whoever…

Duol Loans replied to
Extreme on Home Loan Promotional Rates: Owner Occupied Principle & Interest 3.99% (CR 4.40%), Investment P&I 4.29% (CR 4.70%) @ Hume Bank

Hi Extreme, I was looking at the history of when Hume bank applied RBA rate increases with their home loan products. Whether they hike it…

Duol Loans replied to
Stahh on Home Loan Promotional Rates: Owner Occupied Principle & Interest 3.99% (CR 4.40%), Investment P&I 4.29% (CR 4.70%) @ Hume Bank

Hi, There's only the bank's once off fee of $150. The bank's $350 fee is their discharge fee for processing the transfer of mortgage/title…

Duol Loans replied to
Makaveli99 on Home Loan Promotional Rates: Owner Occupied Principle & Interest 3.99% (CR 4.40%), Investment P&I 4.29% (CR 4.70%) @ Hume Bank

4.99% is the best interest only option i have in my system : ) . Small banks don't like giving out good interest only option due to…
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