Hello Bargain hunters;
For anyone looking to refinance or make a purchase, below is a summary of Hume Bank's limited offer (extended to 31/12/2024 on their website). 35% discount off their current rates. Lowest current variable rate I've seen. With my past volume with Hume Bank, I have no postcode restrictions. Once we have spoken, I'll advise if your situation qualifies. Promotional offer is extended until available lending is reached, which is expected by 30.11.24. A large amount of my applications in Oct would be formally approved by 30.11.24; so I'll be a surprise if the promotion extends longer than 30.11.24. Hume Bank is only giving me access to the promotion until 30.11.24.
Hume Bank's once off fees - $199 + 150 = $349
Owner Occupied rates
• 5.64% Variable rate on principle & interest under 60% LVR -Comparison Rate (CR) -5.94%
• 5.74% Variable rate on principle & interest 60%-80% LVR - Comparison Rate (CR) - 6.04%
• 5.94% Variable rate on principle & interest 80%-90% LVR - Comparison Rate (CR) - 6.24%
Investment rates
• 5.79% Variable rate on principle & interest under 60% LVR -Comparison Rate (CR) -6.09%
• 5.89% Variable rate on principle & interest under 60%-80% LVR -Comparison Rate (CR) -6.19%
• 6.09% Variable rate on principle & interest under 80%-90% LVR -Comparison Rate (CR) -6.38%
• 5.99 % Variable interest only under 60%LVR -Comparison Rate (CR) -6.29%
• 6.09% Variable interest only 60%-80% LVR -Comparison Rate (CR) -6.38%
• 6.39% Variable interest only 80%-90% LVR -Comparison Rate (CR) -6.68%
I've done a lot of applications with Hume before; they requires 3 months' bank statements of everything. I.E credit cards and bank accounts. Which have caused applications to be knocked back in the past or delayed. It's best if I have a look at the 3-month statements and talk to you first to best position the application, increasing the chances of the application going through.
Typical documents Hume will require (and I will require to complete my assessment prior to lodging)
• 2 most recent payslips
• 3 months' bank account statement of everything - Credit cards, Bank accounts, Zip Pay, Home loan statements etc (I do provide access to cashdeck to help you send this to me)
• Driver License at least - Hume bank requires 2 forms of IDs (I tend to ask for Passport but can accept others)
For a free no-obligation discussion, please give me a call/email below.
Vutha Thach - Director/Mortgage Broker - Duol Loans
M: 0434192151
E: [email protected]
W - www.duol.com.au
Credit Representative Number 498979 is authorised under Australian Credit Licence Number 389087
Isnt this loan for locals only? Seems to suggest that on their website